US EQUITIES CLOSED CRYPTO 24/7
HALAL TRADING ROOM Sharia-screened signals
TERMINAL
UP

UPST

$25.10
Tracked investors holding UPST
InvestorFirmPositionWeightAs of
Philippe Laffont Coatue Management $31M 0.1% 2026-06-30

From the most recent 13F on file. A 13F reports long US equity positions quarterly and in arrears — it is what a manager held on the report date, not what they hold today.

Sharia status
NOT COMPLIANT
Per our secondary compliance provider · assessed 2026-08-12
HTR non-permissible income 19.56%

Methodology breakdown computing — it will appear here on its own.

🕌Open research, not a fatwa — verify with your own scholar.
Trade setup SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.
Why this signal?
Structure2 of 5 timeframes bullish · 87.0% aligned
VWAPPrice below VWAP ($26.95)
VolumeRelative volume 4.0× the 20-day average
Momentum10-day rate of change -17.2%

Upstart Holdings Inc (UPST) is currently considered not halal (non-compliant), per our secondary compliance provider (last assessed 2026-08-12). See the full ratio breakdown and business-activity screen below for the reasoning.

⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies Upstart Holdings Inc under conventional finance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.

Market & analysts
Price target
$40.00
+59.4% · 16 analysts
Institutional own.
63.2%
of shares
Momentum (10d)
-17.2%
rate of change
SMC grade
F · 34
87.0% aligned
NON-COMPLIANT
Sharia compliance
19.56%
Non-permissible income — HTR, from filings (2025-12-31)
F · 34
SMC grade — 87.0% timeframe alignment
-17.2%
Rate of change (10d)
$40.00
Price target (+59.4%) · 16 analysts
63.2%
Institutional ownership

🕌 In-house Compliance Research

Computing the full ratio and business-activity breakdown for UPST — this runs off the critical path so the page paints first. It will appear here on its own.

68.1257.1546.1735.2024.222025-09-112026-03-122026-09-10

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance
S3
24.45
S2
25.16
S1
25.52
PIVOT
26.23
R1
26.59
R2
27.30
R3
27.66

Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.

Price Forecast

7-day expected range
24.2715 32.7685
±14.9% from 28.52, made 2026-09-04 · resolves 2026-09-11
STRONG SELL
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 22008 forecast(s) are currently open and will be scored automatically when their horizon expires.

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

Technical Summary

STRONG SELL
19 indicators
OscillatorsNEUTRAL
3 buy · 1 neutral · 3 sell
Moving averagesSTRONG SELL
0 buy · 0 neutral · 12 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)33.00NEUTRAL
Stochastic %K (14)0.15BUY
CCI (20)-191.63BUY
Williams %R (14)-99.85BUY
MACD (12,26,9)-0.43SELL
ROC (10)-17.62SELL
Momentum (10)-5.37SELL
EMA (10)27.48SELL
SMA (10)27.83SELL
EMA (20)28.36SELL
SMA (20)28.96SELL
EMA (30)28.83SELL
SMA (30)29.12SELL
EMA (50)29.41SELL
SMA (50)29.75SELL
EMA (100)30.72SELL
SMA (100)30.53SELL
EMA (200)35.38SELL
SMA (200)33.89SELL

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

About Upstart Holdings Inc

Financial Services · Credit Services

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

upstart.com ↗

Background via Yahoo Finance — informational, not part of the verdict.

Grade verdict

No real edge — avoid

SMC — Top Down

TimeframeBiasBars
📅 Daily BEARISH 62
⏰ 4H BEARISH 57
🕐 1H BEARISH 98
⏱ 15-Min BULLISH 130
⏲ 5-Min BULLISH 234

Momentum & Volume

-0.96
MACD (no fresh cross)

Peer Movement

Peer movement computing — it will appear here on its own.

Insider Activity (90d)

BEARISH   0 buys · 1 sells

Recent: Mirgorodskaya Natalia sold 35875 sh @ $30.03 (2026-08-25)

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

NEUTRAL   report date 2026-09-01 · Asset managers net 934180 (-19048)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.