Verdicts genuinely change. Free email alert the moment GLDZX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
LOW-DURATION BOND FUND · GuideStone Funds
1,631 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 163% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
UNVERIFIED 6% of this fund's gross exposure is short across 98 positions. Our look-through asks what a fund owns and whether owning it is permissible; a short position is not ownership but an obligation to deliver something the fund does not hold, so a verdict computed as though this were a long-only portfolio would not describe it. The holdings are listed below, with the short positions marked.
1,631 holdings, 526 matched (30% of weight). Portfolio as of 2026-06-30, filed 2026-08-27. Source: SEC Form N-PORT.
18.06% of this portfolio’s income is non-permissible — weighted across holdings, computed over 6% of portfolio weight (183 of 1631 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| Chicago Board of Trade | UNSCREENED | 17.63% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 10.91% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 7.23% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 4.19% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 4.13% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 3.08% | no in-house ratios for this holding |
| CHICAGO BOARD OF TRADE | UNSCREENED | 2.83% | no in-house ratios for this holding |
| GUIDESTONE FUNDS | UNSCREENED | 2.51% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.22% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 2.08% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 2.06% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 1.96% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.78% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 1.66% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.46% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 1.29% | no in-house ratios for this holding |
| GUIDESTONE FUNDS | UNSCREENED | 1.10% | no in-house ratios for this holding |
| ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION | UNSCREENED | 1.05% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.03% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 1.02% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.94% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.91% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.91% | no in-house ratios for this holding |
| GUIDESTONE FUNDS | UNSCREENED | 0.85% | no in-house ratios for this holding |
| ASX.AX ASX - TRADE24 | NON_COMPLIANT | 0.79% | AAOIFI2.6% Usmani2.0% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic1.8% MSCI Islamic M-Seriesfail FTSE Shariah1.8% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.76% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.65% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.56% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.52% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.51% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.46% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.42% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.41% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.40% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST 2025-2 | UNSCREENED | 0.39% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.39% | no in-house ratios for this holding |
| SANTANDER DRIVE AUTO RECEIVABLES TRUST 2022-2 | UNSCREENED | 0.34% | no in-house ratios for this holding |
| CITIZENS AUTO RECEIVABLES TRUST 2023-1 | UNSCREENED | 0.34% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| WORLD OMNI AUTO RECEIVABLES TRUST 2026-A | UNSCREENED | 0.33% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.31% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.31% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| LAD AUTO RECEIVABLES TRUST 2026-1 | UNSCREENED | 0.30% | no in-house ratios for this holding |
| Northern Institutional Funds | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TEXAS NATURAL GAS SECURITIZATION FINANCE CORP | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BTOPN CITIGROUP TO 01/0 | UNSCREENED | 0.28% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.27% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.26% | no in-house ratios for this holding |
| GMF CANADA LEASING TRUST SERIES 2025-1 | UNSCREENED | 0.26% | no in-house ratios for this holding |
| GOVERNMENT NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.26% | no in-house ratios for this holding |
| KUWAIT, GOVERNMENT OF - MINISTRY OF FINANCE | UNSCREENED | 0.25% | no in-house ratios for this holding |
| WHEELS FLEET LEASE FUNDING 1 LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| HYUNDAI FLOORPLAN MASTER OWNER TRUST | UNSCREENED | 0.24% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| SFS AUTO RECEIVABLES SECURITIZATION TRUST 2024-2 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ATHENE GLOBAL FUNDING | UNSCREENED | 0.23% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| KUBOTA CREDIT OWNER TRUST 2025-2 | UNSCREENED | 0.23% | no in-house ratios for this holding |
| ORACLE CORPORATION TL | UNSCREENED | 0.23% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| GOLDEN CREDIT CARD TRUST | UNSCREENED | 0.22% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| Northern Institutional Funds | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.22% | no in-house ratios for this holding |
| BMW US CAPITAL LLC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| STAN.L STANDARD CHARTERED PLC | NON_COMPLIANT | 0.22% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CARVANA AUTO RECEIVABLES TRUST 2019-3 | UNSCREENED | 0.21% | no in-house ratios for this holding |
| DEUTSCHE BANK AG NEW YORK BRANCH | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CM.TO CANADIAN IMPERIAL BANK OF COMMERCE | NON_COMPLIANT | 0.20% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FEDERAL FARM CREDIT BANKS FUNDING CORP | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| ONEMAIN DIRECT AUTO RECEIVABLES TRUST 2017-1 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CHASE AUTO OWNER TRUST 2024-5 | UNSCREENED | 0.20% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.20% | no in-house ratios for this holding |
| GUIDESTONE FUNDS | UNSCREENED | 0.20% | no in-house ratios for this holding |
| DIAMOND ISSUER LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Asplundh Tree Expert | UNSCREENED | 0.19% | no in-house ratios for this holding |
| TRAFIGURA SECURITISATION FINANCE PLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| AMRIZE FINANCE US LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SS&C Technologies | UNSCREENED | 0.19% | no in-house ratios for this holding |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| KEY KEYCORP | NON_COMPLIANT | 0.19% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| 8306.T MITSUBISHI UFJ FINANCIAL GROUP INC | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CRM SALESFORCE INC | COMPLIANT | 0.19% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| KEYS KEYSIGHT TECHNOLOGIES INC | COMPLIANT | 0.19% | AAOIFI4.8% Usmani23.0% Dow Jones Islamic7.5% S&P Shariah8.4% MSCI Islamic23.0% MSCI Islamic M-Series8.4% FTSE Shariah21.1% |
| MT ARCELORMITTAL SA | NON_COMPLIANT | 0.19% | AAOIFI31.9% Usmani13.7% Dow Jones Islamic40.2% S&P Shariah46.6% MSCI Islamic13.7% MSCI Islamic M-Series46.6% FTSE Shariah13.7% |
| KNF Knife River | NON_COMPLIANT | 0.19% | AAOIFI47.9% Usmani39.9% Dow Jones Islamic34.9% S&P Shariah37.4% MSCI Islamic39.9% MSCI Islamic M-Series37.4% FTSE Shariah38.7% |
| AIRCASTLE LTD / AIRCASTLE IRELAND DAC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.19% | no in-house ratios for this holding |
| COX COMMUNICATIONS INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| HII HUNTINGTON INGALLS INDUSTRIES INC | NON_COMPLIANT | 0.18% | AAOIFI25.6% Usmani23.1% Dow Jones Islamic27.0% S&P Shariah28.2% MSCI Islamic23.1% MSCI Islamic M-Series28.2% FTSE Shariah21.3% |
| DIAMOND INFRASTRUCTURE FUNDING LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2022-DNA2 | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| ONEMAIN DIRECT AUTO RECEIVABLES TRUST 2023-1 | UNSCREENED | 0.18% | no in-house ratios for this holding |
| GA GLOBAL FUNDING TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CROSS 2026-NQM1 MORTGAGE TRUST | UNSCREENED | 0.18% | no in-house ratios for this holding |
| BARINGS EQUIPMENT FINANCE LLC 2026-A | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Northern Institutional Funds | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CONNECTICUT AVENUE SECURITIES TRUST 2022-R07 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST 2014/1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.17% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| AMERICAN CREDIT ACCEPTANCE RECEIVABLES TRUST 2014/1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SYNCHRONY CARD ISSUANCE TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CARMAX AUTO OWNER TRUST 2025-1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| METRONET INFRASTRUCTURE ISSUER LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.17% | no in-house ratios for this holding |
| NISSAN AUTO LEASE TRUST 2026-A | UNSCREENED | 0.17% | no in-house ratios for this holding |
| CRM SALESFORCE INC | COMPLIANT | 0.17% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| NTT FINANCE CORP | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| FREDDIE MAC STRUCTURED AGENCY CREDIT RISK TRUST 2018-HQA2 | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| COLT 2025-6 MORTGAGE LOAN TRUST | UNSCREENED | 0.17% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.17% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| PACIFIC GAS & ELECTRIC COMPANY | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SANTANDER HOLDINGS USA INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.16% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| VERUS SECURITIZATION TRUST 2026-2 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| BNP.PA BNP PARIBAS SA | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| C CITIGROUP INC | NON_COMPLIANT | 0.16% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| ABN.AS ABN AMRO BANK NV | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| TOWD POINT MORTGAGE TRUST 2026-CES3 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST 2025-HI | UNSCREENED | 0.16% | no in-house ratios for this holding |
| AMERICAN HONDA FINANCE CORP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| MADISON PARK FUNDING XXXIII LTD | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BETHPAGE PARK CLO LTD | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SOUND POINT CLO XXXI FRN | UNSCREENED | 0.16% | no in-house ratios for this holding |
| WESTLAKE AUTOMOBILE RECEIVABLES TRUST 2026-2 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| BAY TRUST 2026-MDWS | UNSCREENED | 0.16% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.16% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| DELL EQUIPMENT FINANCE TRUST 2025-2 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| 8411.T MIZUHO FINANCIAL GROUP INC | NON_COMPLIANT | 0.16% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| DRIVE AUTO RECEIVABLES TRUST 2025-2 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| VDCM COMMERCIAL MORTGAGE TRUST 2025-AZ | UNSCREENED | 0.16% | no in-house ratios for this holding |
| F&G GLOBAL FUNDING | UNSCREENED | 0.16% | no in-house ratios for this holding |
| SWITCH ABS ISSUER LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| THE MONTREAL EXCHANGE / BOURSE DE MONTREAL | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.15% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.15% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| HCA INC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| NVDA NVIDIA CORP | COMPLIANT | 0.15% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| FITB FIFTH THIRD BANCORP | NON_COMPLIANT | 0.15% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| AERCAP IRELAND CAPITAL DAC / AERCAP GLOBAL AVIATION TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| OTF BLUE OWL TECHNOLOGY FINANCE CORP | NON_COMPLIANT | 0.15% | AAOIFI137.3% Usmani47.5% Dow Jones Islamic— S&P Shariah— MSCI Islamic47.5% MSCI Islamic M-Series— FTSE Shariah47.5% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.15% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| SMB PRIVATE EDUCATION LOAN TRUST 2026-B | UNSCREENED | 0.15% | no in-house ratios for this holding |
| MUTUAL OF OMAHA COMPANIES GLOBAL FUNDING | UNSCREENED | 0.15% | no in-house ratios for this holding |
| VERIZON MASTER TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FORD CREDIT AUTO OWNER TRUST 2023-REV2 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| PACIFIC LIFE GLOBAL FUNDING II | UNSCREENED | 0.15% | no in-house ratios for this holding |
| REGIONAL MANAGEMENT ISSUANCE TRUST 2025-1 | UNSCREENED | 0.15% | no in-house ratios for this holding |
| SEBC.F SKANDINAVISKA ENSKILDA BANKEN AB | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| KSA SUKUK LTD | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BSPRT 2024-FL11 ISSUER LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.15% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| EVERGREEN CREDIT CARD TRUST | UNSCREENED | 0.15% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.15% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| META META PLATFORMS INC | QUESTIONABLE | 0.15% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| WELLS FARGO COMMERCIAL MORTGAGE TRUST 2025-DWHP | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FIRSTENERGY PENNSYLVANIA ELECTRIC COMPANY | UNSCREENED | 0.15% | no in-house ratios for this holding |
| FREDDIE MAC STACR REMIC TRUST 2021-DNA6 | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| BX TRUST 2018-BILT | UNSCREENED | 0.14% | no in-house ratios for this holding |
| OPORTUN ISSUANCE TRUST 2025-A | UNSCREENED | 0.14% | no in-house ratios for this holding |
| LENDMARK FUNDING TRUST 2025-1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| VERUS SECURITIZATION TRUST 2025-11 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| PFS FINANCING CORP | UNSCREENED | 0.14% | no in-house ratios for this holding |
| STT STATE STREET CORP | NON_COMPLIANT | 0.14% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| RGA GLOBAL FUNDING | UNSCREENED | 0.14% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.14% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.14% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| GA GLOBAL FUNDING TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| NEW YORK LIFE GLOBAL FUNDING | UNSCREENED | 0.14% | no in-house ratios for this holding |
| EQUITABLE FINANCIAL LIFE GLOBAL FUNDING | UNSCREENED | 0.14% | no in-house ratios for this holding |
| ONEMAIN FINANCIAL ISSUANCE TRUST 2025-1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| AVIS BUDGET RENTAL CAR FUNDING (AESOP) LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| NWG.L NATWEST GROUP PLC | NON_COMPLIANT | 0.14% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AERCAP IRELAND CAPITAL DAC / AERCAP GLOBAL AVIATION TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| VASA TRUST 2021-VASA | UNSCREENED | 0.14% | no in-house ratios for this holding |
| SNPS SYNOPSYS INC | COMPLIANT | 0.14% | AAOIFI14.4% Usmani22.7% Dow Jones Islamic13.2% S&P Shariah13.2% MSCI Islamic22.7% MSCI Islamic M-Series13.2% FTSE Shariah21.0% |
| EXETER AUTOMOBILE RECEIVABLES TRUST 2025-3 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.14% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| EAGLE FUNDING LUXCO SARL | UNSCREENED | 0.14% | no in-house ratios for this holding |
| FORD CREDIT AUTO OWNER TRUST 2023-REV1 | UNSCREENED | 0.14% | no in-house ratios for this holding |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.14% | no in-house ratios for this holding |
| CAPITAL ONE MULTI ASSET EXECUTION TRUST | UNSCREENED | 0.14% | no in-house ratios for this holding |
| GLENCORE FUNDING LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| RCKT MORTGAGE TRUST 2026-CES1 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ECMC GROUP STUDENT LOAN TRUST 2020-2 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| PROTECTIVE LIFE GLOBAL FUNDING | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 2025-3 LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| RCKT MORTGAGE TRUST 2025-CES10 | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Chicago Board of Trade | UNSCREENED | 0.13% | no in-house ratios for this holding |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| HPS CORPORATE LENDING FUND | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ALLY BANK | UNSCREENED | 0.13% | no in-house ratios for this holding |
| ARES STRATEGIC INCOME FUND | UNSCREENED | 0.13% | no in-house ratios for this holding |
| TSLX SIXTH STREET SPECIALTY LENDING INC | NON_COMPLIANT | 0.13% | AAOIFI109.8% Usmani54.3% Dow Jones Islamic106.8% S&P Shariah113.3% MSCI Islamic54.3% MSCI Islamic M-Series113.3% FTSE Shariah54.3% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| CHENIERE CORPUS CHRISTI HOLDINGS LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| VIBRANT CLO XVI LTD | UNSCREENED | 0.13% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.12% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| ENTERPRISE FLEET FINANCING 2025-2 LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.12% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| FEDERAL NATIONAL MORTGAGE ASSOCIATION | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.12% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| TOYOTA MOTOR CREDIT CORP | UNSCREENED | 0.12% | no in-house ratios for this holding |
| APP APPLOVIN CORP | COMPLIANT | 0.12% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Chicago Board of Trade | UNSCREENED | 0.12% | no in-house ratios for this holding |
| VERUS SECURITIZATION TRUST 2023-8 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| PACIFIC GAS & ELECTRIC COMPANY | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AR ANTERO RESOURCES CORP | NON_COMPLIANT | 0.12% | AAOIFI37.8% Usmani30.3% Dow Jones Islamic42.6% S&P Shariah46.0% MSCI Islamic30.3% MSCI Islamic M-Series46.0% FTSE Shariah17.2% |
| BX TRUST 2024-VLT4 | UNSCREENED | 0.12% | no in-house ratios for this holding |
| WESTERN-SOUTHERN GLOBAL FUNDING | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FMCC FEDERAL HOME LOAN MORTGAGE CORP | NON_COMPLIANT | 0.12% | AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.12% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| ARI FLEET LEASE TRUST 2025-B | UNSCREENED | 0.12% | no in-house ratios for this holding |
| AMUR EQUIPMENT FINANCE RECEIVABLES XV LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.12% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MARINER FINANCE ISSUANCE TRUST 2021-B | UNSCREENED | 0.11% | no in-house ratios for this holding |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.11% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 0.11% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.11% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| WINGSTOP FUNDING LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ENTERPRISE FLEET FINANCING 2025-1 LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.11% | no in-house ratios for this holding |
| M&T EQUIPMENT (2025-LEAF1) LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| DGWD TRUST 2025-INFL | UNSCREENED | 0.11% | no in-house ratios for this holding |
| ARES COMMERCIAL MORTGAGE TRUST 2024-IND | UNSCREENED | 0.11% | no in-house ratios for this holding |
| MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2026-NQM6 | UNSCREENED | 0.11% | no in-house ratios for this holding |
| MARINER CLO 8 LTD | UNSCREENED | 0.11% | no in-house ratios for this holding |
| OBX Trust 2026-NQM2 | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BLUEMOUNTAIN CLO XXIX FRN | UNSCREENED | 0.11% | no in-house ratios for this holding |
| GLS AUTO RECEIVABLES ISSUER TRUST 2026-2 | UNSCREENED | 0.11% | no in-house ratios for this holding |
| LMDV ISSUER COMPANY LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| FEDERATION DES CAISSES DESJARDINS DU QUEBEC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CONE 2026-DFW3 | UNSCREENED | 0.11% | no in-house ratios for this holding |
| LEX 2024-BBG MORTGAGE TRUST | UNSCREENED | 0.11% | no in-house ratios for this holding |
| OTIS OTIS WORLDWIDE CORP | NON_COMPLIANT | 0.11% | AAOIFI31.9% Usmani77.4% Dow Jones Islamic25.2% S&P Shariah25.0% MSCI Islamic77.4% MSCI Islamic M-Series25.0% FTSE Shariah73.7% |
| MORGAN STANLEY PRIVATE BANK NA | UNSCREENED | 0.11% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.4 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.4% ratios fail on 17.4% 142.7% not rated under AAOIFI
ratios pass on 3.4% ratios fail on 12.8% 147.3% not rated under Usmani
ratios pass on 3.4% ratios fail on 16.8% 143.3% not rated under Dow Jones Islamic
ratios pass on 3.1% ratios fail on 16.9% 143.5% not rated under S&P Shariah
ratios pass on 3.2% ratios fail on 12.9% 147.4% not rated under MSCI Islamic
ratios pass on 3.0% ratios fail on 17.2% 143.3% not rated under MSCI Islamic M-Series
ratios pass on 3.5% ratios fail on 12.7% 147.3% not rated under FTSE Shariah
151 of 1,631 listed holdings carry our own per-methodology verdicts (22% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 117 (17% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| Chicago Board of Tradenot matched to a ticker | 17.63% | Not screened |
| Chicago Board of Tradenot matched to a ticker | 10.91% | Not screened |
| Chicago Board of Tradenot matched to a ticker | 7.23% | Not screened |
| Chicago Board of Tradenot matched to a ticker | 4.19% | Not screened |
| Chicago Board of Tradenot matched to a ticker · short | 4.13% | Not screened |
| Chicago Board of Tradenot matched to a ticker | 3.08% | Not screened |
| CHICAGO BOARD OF TRADEnot matched to a ticker | 2.83% | Not screened |
| GUIDESTONE FUNDSnot matched to a ticker | 2.51% | Not screened |
| UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBTnot matched to a ticker | 2.22% | Non-compliant |
| Chicago Board of Tradenot matched to a ticker · short | 2.08% | Not screened |
Top 10 of 1631 holdings, 56.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for GLDZX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 4 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 54.10 | NEUTRAL |
| Stochastic %K (14) | 100.00 | SELL |
| CCI (20) | 113.11 | SELL |
| Williams %R (14) | 0.00 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.24 | BUY |
| Momentum (10) | 0.03 | BUY |
| EMA (10) | 12.72 | BUY |
| SMA (10) | 12.72 | BUY |
| EMA (20) | 12.72 | BUY |
| SMA (20) | 12.71 | BUY |
| EMA (30) | 12.72 | BUY |
| SMA (30) | 12.72 | BUY |
| EMA (50) | 12.73 | SELL |
| SMA (50) | 12.75 | SELL |
| EMA (100) | 12.73 | SELL |
| SMA (100) | 12.74 | SELL |
| EMA (200) | 12.70 | BUY |
| SMA (200) | 12.71 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.