US EQUITIES CLOSED CRYPTO 24/7
HALAL TRADING ROOM Sharia-screened signals
TERMINAL
CM

CM.TO

$158.42
Sharia status
NOT COMPLIANT
Per In-house ratio engine · assessed 2026-08-27
Methodology breakdown (0/7 compliant)
AAOIFI ● FAIL
Debt ratio 0.0% (< 30%)
Investments ratio 32.3% (< 30%)
Non permissible income ratio 0.0% (< 5%)
Usmani ● FAIL
Debt ratio 0.0% (< 33%)
Investments ratio 4.2% (< 33%)
Nonliquid assets ratio 95.8% (< 20%)
Non permissible income ratio 0.0% (< 5%)
Net liquid assets no data
Dow Jones ● FAIL
Debt ratio 0.0% (< 33%)
Cash and interest ratio 46.9% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
S&P Shariah ● FAIL
Debt ratio 0.0% (< 33%)
Cash and interest ratio 55.8% (< 49%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
MSCI ● FAIL
Debt ratio 0.0% (< 33%)
Cash and interest ratio 4.2% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
MSCI M ● FAIL
Debt ratio 0.0% (< 33%)
Cash and interest ratio 55.8% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
FTSE ● FAIL
Debt ratio 0.0% (< 33%)
Cash and interest ratio 4.2% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)

Business activity Conventional banking

ℹ️ Ratios above can still show Pass — business activity is a separate, hard gate that overrides a clean ratio result.

🔎 Data provenance — sourcing & safeguards behind these numbers

Source: stored filing inputs · Balance sheet as of 2026-01-31 · Income statement as of 2026-01-31

Real XBRL tags pulled from the issuer's own filing:
Total assets Assets
Debt no debt tag reported in 3+ years (treated as $0)
Total liabilities Liabilities
Investments CashAndCashEquivalents, ShorttermDepositsNotClassifiedAsCashEquivalents
Interest income no interest-income tag reported in 3+ years (treated as $0)
Total revenue yahoo:annualTotalRevenue
Currency conversions applied:
Assets: 1,132,577,000,000 CAD → $837,416,108,030 (rate 0.7394 on 2026-01-31)
Liabilities: 1,066,965,000,000 CAD → $788,903,251,350 (rate 0.7394 on 2026-01-31)
CashAndCashEquivalents: 10,997,000,000 CAD → $8,131,071,830 (rate 0.7394 on 2026-01-31)
ShorttermDepositsNotClassifiedAsCashEquivalents: 36,770,000,000 CAD → $27,187,370,300 (rate 0.7394 on 2026-01-31)
🕌Open research, not a fatwa — verify with your own scholar.
Trade setup SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

Canadian Imperial Bank of Commerce (CM.TO) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-27). See the full ratio breakdown and business-activity screen below for the reasoning.

⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies Canadian Imperial Bank of Commerce under conventional finance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.

Market & analysts
Price target
$171.11
+8.0% · 14 analysts
Institutional own.
53.4%
of shares
NON-COMPLIANT
Sharia compliance
$171.11
Price target (+8.0%) · 14 analysts
53.4%
Institutional ownership

🕌 In-house Compliance Research

Research only, not the primary verdict above — computed from SEC EDGAR filings and business-activity classification, same as the Discord bot's !halal command.

ℹ️ Financial data sourced from SEC filings through linked US listing (CM) — CM.TO has no SEC filings of its own, but is also listed there under a linked ticker.

Business activity: Conventional banking

AAOIFI Standard 21 (% of market cap) — Fail
Debt ratio 0.0% (< 30%)
Investments ratio 32.3% (< 30%)
Non permissible income ratio 0.0% (< 5%)
Usmani (% of total assets) — Unverified
Debt ratio 0.0% (< 33%)
Investments ratio 4.2% (< 33%)
Nonliquid assets ratio 95.8% (< 20%)
Non permissible income ratio 0.0% (< 5%)
Net liquid assets no data
Dow Jones Islamic Market (% of 24-mo avg market cap) — Fail
Debt ratio 0.0% (< 33%)
Cash and interest ratio 46.9% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
S&P Shariah Indices (% of 36-mo avg market cap) — Fail
Debt ratio 0.0% (< 33%)
Cash and interest ratio 55.8% (< 49%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
MSCI Islamic Index (% of total assets) — Unverified
Debt ratio 0.0% (< 33%)
Cash and interest ratio 4.2% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
MSCI Islamic M-Series (% of 36-mo avg market cap) — Fail
Debt ratio 0.0% (< 33%)
Cash and interest ratio 55.8% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
FTSE Shariah Global Equity Index Series (% of total assets) — Unverified
Debt ratio 0.0% (< 33%)
Cash and interest ratio 4.2% (< 33%)
Receivables ratio no data
Non permissible income ratio 0.0% (< 5%)
🔎 Data provenance — sourcing & safeguards behind these numbers

Source: stored filing inputs · Balance sheet as of 2026-01-31 · Income statement as of 2026-01-31

Real XBRL tags pulled from the issuer's own filing (auditable against it directly):
Total assets Assets
Debt no debt tag reported in 3+ years (treated as $0)
Total liabilities Liabilities
Investments CashAndCashEquivalents, ShorttermDepositsNotClassifiedAsCashEquivalents
Interest income no interest-income tag reported in 3+ years (treated as $0)
Total revenue yahoo:annualTotalRevenue
Currency conversions applied (real point-in-time/period-average rates, not today's rate applied retroactively):
Assets: 1,132,577,000,000 CAD → $837,416,108,030 (rate 0.7394 on 2026-01-31, via Frankfurter.app (ECB reference rates))
Liabilities: 1,066,965,000,000 CAD → $788,903,251,350 (rate 0.7394 on 2026-01-31, via Frankfurter.app (ECB reference rates))
CashAndCashEquivalents: 10,997,000,000 CAD → $8,131,071,830 (rate 0.7394 on 2026-01-31, via Frankfurter.app (ECB reference rates))
ShorttermDepositsNotClassifiedAsCashEquivalents: 36,770,000,000 CAD → $27,187,370,300 (rate 0.7394 on 2026-01-31, via Frankfurter.app (ECB reference rates))

Combined verdict: AAOIFI Non Compliant Usmani Non Compliant Dow Jones Islamic Non Compliant S&P Shariah Non Compliant MSCI Islamic Non Compliant MSCI Islamic M Non Compliant FTSE Shariah Non Compliant

ℹ️ AAOIFI, Dow Jones Islamic, S&P Shariah, MSCI Islamic M screen this company as Non-Compliant on the financial ratios alone — a ratio failure is decisive on its own, so those verdicts stand regardless of what the business-activity screen concluded. The business-activity screen is a second, independent hard gate, and it flagged Conventional banking.

171.76155.35138.95122.54106.142025-09-112026-03-122026-09-10

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance
S3
156.16
S2
157.20
S1
157.95
PIVOT
158.99
R1
159.74
R2
160.78
R3
161.53

Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.

Price Forecast

7-day expected range
150.332 170.008
±6.14% from 160.17, made 2026-09-03 · resolves 2026-09-10
STRONG SELL
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 21925 forecast(s) are currently open and will be scored automatically when their horizon expires.

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

Technical Summary

STRONG SELL
19 indicators
OscillatorsSTRONG SELL
0 buy · 4 neutral · 3 sell
Moving averagesSTRONG SELL
3 buy · 0 neutral · 9 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)41.90NEUTRAL
Stochastic %K (14)36.55NEUTRAL
CCI (20)-75.11NEUTRAL
Williams %R (14)-63.45NEUTRAL
MACD (12,26,9)-0.22SELL
ROC (10)-3.30SELL
Momentum (10)-5.40SELL
EMA (10)160.35SELL
SMA (10)159.61SELL
EMA (20)161.62SELL
SMA (20)162.44SELL
EMA (30)162.26SELL
SMA (30)163.62SELL
EMA (50)161.83SELL
SMA (50)164.41SELL
EMA (100)156.89BUY
SMA (100)158.90SELL
EMA (200)143.89BUY
SMA (200)143.77BUY

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

About Canadian Imperial Bank of Commerce

Financial Services · Banks - Diversified

Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to personal, business, public sector, and institutional clients in Canada, the United States, and internationally. The company operates through Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; Capital Markets and Direct Financial Services; and Corporate and Other segments. It offers checking, savings, agriculture, and business accounts; mortgages; business, car, education, home, and other loans; lines of credit and agriculture loans; and cash management, small business financing, and overdraft protection services. The company also provides investment and insurance services; healthcare banking; credit cards; private banking, wealth planning, investment management, and estate planning and trust; and ATMs, as well as mobile, online, and global money and wire transfer services. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.

cibc.com ↗

Background via Yahoo Finance — informational, not part of the verdict.

SMC — Top Down

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Peer Movement

Peer movement computing — it will appear here on its own.

Insider Activity (90d)

NO DATA   0 buys · 0 sells

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

NEUTRAL   report date 2026-09-01 · Asset managers net 934180 (-19048)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.