Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Allspring Ultra Short-Term Income Fund · ALLSPRING FUNDS TRUST
699 holdings · as of 2026-05-31 (3.6 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.
NON-COMPLIANT At least 31.49% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 64% turns out to be. Matching more holdings can only raise this share, never lower it.
19.69% of that is conventional interest-bearing debt — US Treasuries or agency mortgage paper — identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
699 holdings, 443 matched (36% of weight). Portfolio as of 2026-05-31, filed 2026-07-27. Source: SEC Form N-PORT.
7.03% of this portfolio’s income is non-permissible — weighted across holdings, computed over 11% of portfolio weight (39 of 699 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| ALLSPRING GOVERNMENT MONEY MAR | UNSCREENED | 5.67% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 5.46% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.28% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.27% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 2.10% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.99% | no in-house ratios for this holding |
| United States Treasury | NON_COMPLIANT | 1.90% | no in-house ratios for this holding |
| State Street SPDR Portfolio Short Term Corporate Bond ETF | UNSCREENED | 1.70% | no in-house ratios for this holding |
| CENTERPOINT ENERG RE III | UNSCREENED | 1.13% | no in-house ratios for this holding |
| Santander Drive Auto Receivables Trust | UNSCREENED | 0.90% | no in-house ratios for this holding |
| iShares 0-5 Year High Yield Corporate Bond ETF | UNSCREENED | 0.80% | no in-house ratios for this holding |
| OneMain Financial Issuance Trust | UNSCREENED | 0.74% | no in-house ratios for this holding |
| Pagaya AI Debt Selection Trust | UNSCREENED | 0.69% | no in-house ratios for this holding |
| CarMax Select Receivables Trust | UNSCREENED | 0.57% | no in-house ratios for this holding |
| Carvana Auto Receivables Trust | UNSCREENED | 0.57% | no in-house ratios for this holding |
| Nissan Auto Receivables Owner Trust | UNSCREENED | 0.55% | no in-house ratios for this holding |
| FCCU Auto Receivables Trust | UNSCREENED | 0.55% | no in-house ratios for this holding |
| Lendbuzz Securitization Trust | UNSCREENED | 0.52% | no in-house ratios for this holding |
| Imperial Fund LLC | UNSCREENED | 0.52% | no in-house ratios for this holding |
| NextGear Floorplan Master Owner Trust | UNSCREENED | 0.51% | no in-house ratios for this holding |
| BHG Owner Loan Trust | UNSCREENED | 0.51% | no in-house ratios for this holding |
| LSEG US FIN CORP | UNSCREENED | 0.51% | no in-house ratios for this holding |
| GCAT | UNSCREENED | 0.50% | no in-house ratios for this holding |
| CHNGE Mortgage Trust 2022-2 | UNSCREENED | 0.48% | no in-house ratios for this holding |
| SLM Student Loan Trust | UNSCREENED | 0.48% | no in-house ratios for this holding |
| Hyundai Auto Receivables Trust | UNSCREENED | 0.48% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.46% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| Hyundai Auto Lease Securitization Trust | UNSCREENED | 0.46% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.44% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.43% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| ARI Fleet Lease Trust | UNSCREENED | 0.43% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.41% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Tesla Lease Electric Vehicle Securitization LLC | UNSCREENED | 0.41% | no in-house ratios for this holding |
| COLT Funding LLC | UNSCREENED | 0.40% | no in-house ratios for this holding |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.40% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| US BANCORP | UNSCREENED | 0.40% | no in-house ratios for this holding |
| HYUNDAI CAPITAL AMERICA | UNSCREENED | 0.40% | no in-house ratios for this holding |
| AMCOR FLEXIBLES NORTH AM | UNSCREENED | 0.40% | no in-house ratios for this holding |
| PM PHILIP MORRIS INTL INC | NON_COMPLIANT | 0.40% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.40% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.40% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Affirm Inc | UNSCREENED | 0.40% | no in-house ratios for this holding |
| SKANDINAVISKA ENSKILDA | UNSCREENED | 0.40% | no in-house ratios for this holding |
| HP ENTERPRISE CO | UNSCREENED | 0.40% | no in-house ratios for this holding |
| Gracie Point International Funding | UNSCREENED | 0.40% | no in-house ratios for this holding |
| PFS Financing Corp. | UNSCREENED | 0.40% | no in-house ratios for this holding |
| Aligned Data Centers Issuer LLC | UNSCREENED | 0.40% | no in-house ratios for this holding |
| TANGER PROPERTIES LP | UNSCREENED | 0.40% | no in-house ratios for this holding |
| RGA GLOBAL FUNDING | UNSCREENED | 0.40% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.39% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| CITADEL FINANCE LLC | UNSCREENED | 0.39% | no in-house ratios for this holding |
| SPNT SIRIUSPOINT LTD | NON_COMPLIANT | 0.39% | AAOIFI23.8% Usmani5.3% Dow Jones Islamic27.7% S&P Shariah29.4% MSCI Islamic5.3% MSCI Islamic M-Series29.4% FTSE Shariah5.3% |
| COP CONOCOPHILLIPS COMPANY | COMPLIANT | 0.39% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| Neighborly Issuer LLC | UNSCREENED | 0.39% | no in-house ratios for this holding |
| Toorak Mortgage Corp. | UNSCREENED | 0.38% | no in-house ratios for this holding |
| Mercedes-Benz Auto Lease Trust | UNSCREENED | 0.38% | no in-house ratios for this holding |
| ORCL ORACLE CORP | COMPLIANT | 0.38% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Octane Receivables Trust | UNSCREENED | 0.38% | no in-house ratios for this holding |
| SYENSQO FINANCE AMERICA | UNSCREENED | 0.38% | no in-house ratios for this holding |
| GPN GLOBAL PAYMENTS INC | NON_COMPLIANT | 0.37% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| PWR QUANTA SERVICES INC | COMPLIANT | 0.37% | AAOIFI6.9% Usmani23.3% Dow Jones Islamic10.1% S&P Shariah12.1% MSCI Islamic23.3% MSCI Islamic M-Series12.1% FTSE Shariah21.5% |
| BMW US CAPITAL LLC | UNSCREENED | 0.37% | no in-house ratios for this holding |
| VOLKSWAGEN GROUP AMERICA | UNSCREENED | 0.37% | no in-house ratios for this holding |
| RECKITT BENCKISER TSY | UNSCREENED | 0.37% | no in-house ratios for this holding |
| BDS Ltd | UNSCREENED | 0.37% | no in-house ratios for this holding |
| Avant Loans Funding Trust | UNSCREENED | 0.37% | no in-house ratios for this holding |
| COR CENCORA INC | COMPLIANT | 0.36% | AAOIFI18.9% Usmani14.0% Dow Jones Islamic20.8% S&P Shariah22.7% MSCI Islamic14.0% MSCI Islamic M-Series22.7% FTSE Shariah14.0% |
| DAIMLER TRUCK FINAN NA | UNSCREENED | 0.36% | no in-house ratios for this holding |
| Imprint Payments Credit Card Master Trust | UNSCREENED | 0.36% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.36% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CCL CARNIVAL CORP LTD | NON_COMPLIANT | 0.36% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| Mission Lane Credit Card Master Trust | UNSCREENED | 0.36% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.35% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| AVOLON HOLDINGS FNDG LTD | UNSCREENED | 0.35% | no in-house ratios for this holding |
| NMEF Funding LLC | UNSCREENED | 0.35% | no in-house ratios for this holding |
| PFS Financing Corp. | UNSCREENED | 0.35% | no in-house ratios for this holding |
| BARC.L BARCLAYS PLC | NON_COMPLIANT | 0.34% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.34% | no in-house ratios for this holding |
| FIDELITY NATL INFO SERV | UNSCREENED | 0.34% | no in-house ratios for this holding |
| BANQUE OUEST AFRICAINE D | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Avtech Equipment Receivables Funding LLC | UNSCREENED | 0.34% | no in-house ratios for this holding |
| ETN EATON CORP | COMPLIANT | 0.34% | AAOIFI13.4% Usmani38.0% Dow Jones Islamic15.6% S&P Shariah16.9% MSCI Islamic38.0% MSCI Islamic M-Series16.9% FTSE Shariah36.7% |
| KD KYNDRYL HOLDINGS INC | NON_COMPLIANT | 0.33% | AAOIFI228.4% Usmani56.0% Dow Jones Islamic108.6% S&P Shariah116.1% MSCI Islamic54.4% MSCI Islamic M-Series116.1% FTSE Shariah47.2% |
| CADILLAC FAIRVIEW PRP TR | UNSCREENED | 0.33% | no in-house ratios for this holding |
| DEPOSITORY TRUST COMPANY | UNSCREENED | 0.33% | no in-house ratios for this holding |
| DANSKE.CO DANSKE BANK A/S | NON_COMPLIANT | 0.33% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BAKER HUGHES LLC/CO-OBL | UNSCREENED | 0.32% | no in-house ratios for this holding |
| ALLIANT ENERGY FINANCE | UNSCREENED | 0.32% | no in-house ratios for this holding |
| NEW YORK LIFE GLOBAL FDG | UNSCREENED | 0.31% | no in-house ratios for this holding |
| LINCOLN FIN GLBL FUNDING | UNSCREENED | 0.31% | no in-house ratios for this holding |
| INTC INTEL CORP | COMPLIANT | 0.31% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.31% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| NMEF Funding LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| OWL BLUE OWL CAPITAL CORP | COMPLIANT | 0.30% | AAOIFI21.8% Usmani30.9% Dow Jones Islamic16.0% S&P Shariah16.4% MSCI Islamic30.9% MSCI Islamic M-Series16.4% FTSE Shariah30.9% |
| SBA TOWER TRUST | UNSCREENED | 0.29% | no in-house ratios for this holding |
| EQUITABLE AMERICA GLOBAL | UNSCREENED | 0.29% | no in-house ratios for this holding |
| OneMain Financial Issuance Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GLOBAL AIR LEASE CO LTD | UNSCREENED | 0.29% | no in-house ratios for this holding |
| TPG Real Estate Finance | UNSCREENED | 0.29% | no in-house ratios for this holding |
| GLS Auto Receivables Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BA BOEING CO/THE | NON_COMPLIANT | 0.29% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| NATWEST MARKETS PLC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| LVS LAS VEGAS SANDS CORP | NON_COMPLIANT | 0.29% | AAOIFI53.8% Usmani76.7% Dow Jones Islamic44.9% S&P Shariah45.0% MSCI Islamic76.7% MSCI Islamic M-Series45.0% FTSE Shariah76.7% |
| MACQUARIE BANK LTD | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MET LIFE GLOB FUNDING I | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.29% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| GATX GATX CORP | NON_COMPLIANT | 0.29% | AAOIFI198.2% Usmani69.6% Dow Jones Islamic214.1% S&P Shariah234.3% MSCI Islamic69.6% MSCI Islamic M-Series234.3% FTSE Shariah69.6% |
| SCHW CHARLES SCHWAB CORP | NON_COMPLIANT | 0.29% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| CITIBANK NA | UNSCREENED | 0.29% | no in-house ratios for this holding |
| AMERICAN WATER CAPITAL C | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MOLEX ELECTRONICS TECH | UNSCREENED | 0.29% | no in-house ratios for this holding |
| NATIONAL SECS CLEARING | UNSCREENED | 0.29% | no in-house ratios for this holding |
| REGIONS BANKS/BIRMGHM AL | UNSCREENED | 0.29% | no in-house ratios for this holding |
| MARS INC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| BMW US CAPITAL LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| 8306.T MITSUBISHI UFJ FIN GRP | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GPN GLOBAL PAYMENTS INC | NON_COMPLIANT | 0.28% | AAOIFI95.7% Usmani36.9% Dow Jones Islamic108.0% S&P Shariah96.7% MSCI Islamic36.9% MSCI Islamic M-Series96.7% FTSE Shariah36.9% |
| ARES CAPITAL CORP | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SAN.MC BANCO SANTANDER SA | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BX Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| NORTHWESTERN MUTUAL GLBL | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ENTG ENTEGRIS INC | COMPLIANT | 0.28% | AAOIFI16.5% Usmani42.3% Dow Jones Islamic22.1% S&P Shariah21.4% MSCI Islamic42.1% MSCI Islamic M-Series21.4% FTSE Shariah41.1% |
| HONA HONEYWELL AEROSPACE INC | COMPLIANT | 0.28% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| BX Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SAUDI INTERNATIONAL BOND | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ATLAS WAREHOUSE LEND | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ORCL ORACLE CORP | COMPLIANT | 0.28% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| 7201.T NISSAN MOTOR CO | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MOH MOLINA HEALTHCARE INC | NON_COMPLIANT | 0.28% | AAOIFI36.0% Usmani24.7% Dow Jones Islamic29.7% S&P Shariah24.7% MSCI Islamic23.6% MSCI Islamic M-Series24.7% FTSE Shariah23.6% |
| UBSG.SW UBS GROUP AG | NON_COMPLIANT | 0.28% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Panama Government International Bonds | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ABT ABBOTT LABORATORIES | COMPLIANT | 0.28% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| SUMISHO AIR LEASE CORP | UNSCREENED | 0.28% | no in-house ratios for this holding |
| MEDLINE BORROWER LP | UNSCREENED | 0.28% | no in-house ratios for this holding |
| New York Mortgage Trust | UNSCREENED | 0.28% | no in-house ratios for this holding |
| SOUTHERN CAL EDISON | UNSCREENED | 0.28% | no in-house ratios for this holding |
| ONEMAIN FINANCE CORP | UNSCREENED | 0.28% | no in-house ratios for this holding |
| AMERICAN HONDA FINANCE | UNSCREENED | 0.27% | no in-house ratios for this holding |
| MAPLE PARENT HLDS CO | UNSCREENED | 0.27% | no in-house ratios for this holding |
| CANADIAN IMPERIAL BANK | UNSCREENED | 0.27% | no in-house ratios for this holding |
| JACKSON NATL LIFE GLOBAL | UNSCREENED | 0.27% | no in-house ratios for this holding |
| EMERA US FINANCE LP | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Angel Oak Mortgage Trust | UNSCREENED | 0.27% | no in-house ratios for this holding |
| PACIFICORP | UNSCREENED | 0.27% | no in-house ratios for this holding |
| CarMax Select Receivables Trust | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Lendmark Funding Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Enterprise Fleet Financing LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| MERCEDES-BENZ FIN NA | UNSCREENED | 0.25% | no in-house ratios for this holding |
| US BANK NA CINCINNATI | UNSCREENED | 0.25% | no in-house ratios for this holding |
| JBL JABIL INC | COMPLIANT | 0.25% | AAOIFI11.7% Usmani16.3% Dow Jones Islamic16.6% S&P Shariah18.9% MSCI Islamic16.3% MSCI Islamic M-Series18.9% FTSE Shariah14.2% |
| AREIT CRE Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| AMER AIRLN 15-1 A PTT | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Credit Suisse Mortgage Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Legacy Mortgage Asset Trust | UNSCREENED | 0.25% | no in-house ratios for this holding |
| Oportun Funding LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| MF1 | UNSCREENED | 0.25% | no in-house ratios for this holding |
| RFS Asset Securitization II LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| WU WESTERN UNION CO/THE | NON_COMPLIANT | 0.24% | AAOIFI104.5% Usmani31.5% Dow Jones Islamic91.2% S&P Shariah83.5% MSCI Islamic31.5% MSCI Islamic M-Series83.5% FTSE Shariah31.5% |
| WEA FINANCE LLC | UNSCREENED | 0.24% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.23% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| BX Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| NATWEST MARKETS PLC | UNSCREENED | 0.23% | no in-house ratios for this holding |
| BMO.TO BANK OF MONTREAL | NON_COMPLIANT | 0.23% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Pagaya AI Debt Selection Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Flagship Credit Auto Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| MBGL MOBILITY GLOBAL INC | NON_COMPLIANT | 0.22% | AAOIFI33.1% Usmani15.4% Dow Jones Islamic— S&P Shariah— MSCI Islamic15.4% MSCI Islamic M-Series— FTSE Shariah15.2% |
| JP Morgan Mortgage Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| AmeriCredit Automobile Receivables Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GLS Auto Receivables Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Finance of America Structured Securities Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| ARES STRATEGIC INCOME FU | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Truist Bank Auto Credit-Linked Notes | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Finance of America Structured Securities Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| New Residential Mortgage Loan Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Camber Credit Auto Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| LADDER CAP FIN LLLP/CORP | UNSCREENED | 0.21% | no in-house ratios for this holding |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Synchrony Card Issuance Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Pagaya AI Debt Selection Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| GOLDMAN SACHS BANK USA | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Navient Student Loan Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| MMAF Equipment Finance LLC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Stellantis Financial Underwritten Enhanced Lease Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| FRONTIER CALIFORNIA INC | UNSCREENED | 0.20% | no in-house ratios for this holding |
| CCO HLDGS LLC/CAP CORP | UNSCREENED | 0.20% | no in-house ratios for this holding |
| PACIFICORP | UNSCREENED | 0.20% | no in-house ratios for this holding |
| ACM Auto Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| JERSEY CENTRAL PWR & LT | UNSCREENED | 0.20% | no in-house ratios for this holding |
| EquipmentShare | UNSCREENED | 0.20% | no in-house ratios for this holding |
| RCL ROYAL CARIBBEAN CRUISES | NON_COMPLIANT | 0.19% | AAOIFI33.1% Usmani52.7% Dow Jones Islamic32.9% S&P Shariah40.4% MSCI Islamic52.7% MSCI Islamic M-Series40.4% FTSE Shariah51.2% |
| CCOLA.IS COCA-COLA ICECEK AS | COMPLIANT | 0.19% | AAOIFIpass Usmanipass Dow Jones Islamicfail S&P Shariahpass MSCI Islamicpass MSCI Islamic M-Seriespass FTSE Shariahpass |
| LLOY.L LLOYDS BANKING GROUP PLC | NON_COMPLIANT | 0.19% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| A&D Mortgage Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| World Omni Auto Receivables Trust | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SPRINT SPECTRUM / SPEC I | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ALASKA AIRLINES 2020 TR | UNSCREENED | 0.18% | no in-house ratios for this holding |
| EVERGY MISSOURI WEST INC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| COREBRIDGE GLOB FUNDING | UNSCREENED | 0.18% | no in-house ratios for this holding |
| EMD FINANCE LLC | UNSCREENED | 0.18% | no in-house ratios for this holding |
| COR CENCORA INC | COMPLIANT | 0.18% | AAOIFI18.9% Usmani14.0% Dow Jones Islamic20.8% S&P Shariah22.7% MSCI Islamic14.0% MSCI Islamic M-Series22.7% FTSE Shariah14.0% |
| TEVA PHARMACEUTICALS NE | UNSCREENED | 0.18% | no in-house ratios for this holding |
| DAIMLER TRUCK FINAN NA | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Prestige Auto Receivables Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| ECMC Group Student Loan Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.17% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| FIFTH THIRD BANK INC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| 1345 Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| EPR EPR PROPERTIES | NON_COMPLIANT | 0.17% | AAOIFI71.8% Usmani54.4% Dow Jones Islamic86.7% S&P Shariah95.5% MSCI Islamic54.4% MSCI Islamic M-Series95.5% FTSE Shariah54.4% |
| Wells Fargo Commercial Mortgage Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| NA.TO NATIONAL BANK OF CANADA | NON_COMPLIANT | 0.17% | AAOIFI133.1% Usmani18.9% Dow Jones Islamic— S&P Shariah— MSCI Islamic18.8% MSCI Islamic M-Series— FTSE Shariah18.8% |
| FORD MOTOR CREDIT CO LLC | UNSCREENED | 0.17% | no in-house ratios for this holding |
| HPS CORPORATE LENDING FU | UNSCREENED | 0.17% | no in-house ratios for this holding |
| DAL DELTA AIR LINES INC | NON_COMPLIANT | 0.17% | AAOIFI35.9% Usmani21.9% Dow Jones Islamic46.8% S&P Shariah52.9% MSCI Islamic21.9% MSCI Islamic M-Series52.9% FTSE Shariah15.0% |
| Pagaya AI Debt Selection Trust | UNSCREENED | 0.17% | no in-house ratios for this holding |
| MF1 | UNSCREENED | 0.17% | no in-house ratios for this holding |
| BLACKSTONE SECURED LEND | UNSCREENED | 0.16% | no in-house ratios for this holding |
| ASHTEAD CAPITAL INC | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Ally Auto Receivables Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| M&T Bank Auto Receivables Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| HP ENTERPRISE CO | UNSCREENED | 0.16% | no in-house ratios for this holding |
| COREBRIDGE GLOB FUNDING | UNSCREENED | 0.15% | no in-house ratios for this holding |
| GS Mortgage Securities Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| Lendbuzz Securitization Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ASHTEAD CAPITAL INC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| BAYER US FINANCE LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| MORGAN STANLEY BANK NA | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Onslow Bay Financial LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Credit Suisse Mortgage Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Imperial Fund LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| John Deere Owner Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| A&D Mortgage Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| GENERAL MOTORS FINL CO | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Acacia LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GSJP Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| VISTRA OPERATIONS CO LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Flagship Credit Auto Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| FLEX FLEX LTD | COMPLIANT | 0.12% | AAOIFI14.4% Usmani24.1% Dow Jones Islamic25.4% S&P Shariah30.5% MSCI Islamic24.1% MSCI Islamic M-Series30.5% FTSE Shariah20.7% |
| SLM Student Loan Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| SLM Student Loan Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| RY ROYAL BANK OF CANADA | COMPLIANT | 0.12% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.11% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| SPGN TFLM Mortgage Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Ally Auto Receivables Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 3.9% of it passes Dow Jones Islamic, 2.6% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 3.9% ratios fail on 12.0% 84.5% not rated under AAOIFI
ratios pass on 3.1% ratios fail on 9.7% 87.6% not rated under Usmani
ratios pass on 3.9% ratios fail on 11.1% 85.4% not rated under Dow Jones Islamic
ratios pass on 3.3% ratios fail on 11.6% 85.5% not rated under S&P Shariah
ratios pass on 2.6% ratios fail on 10.2% 87.5% not rated under MSCI Islamic
ratios pass on 3.3% ratios fail on 11.7% 85.4% not rated under MSCI Islamic M-Series
ratios pass on 3.2% ratios fail on 9.7% 87.5% not rated under FTSE Shariah
45 of 699 listed holdings carry our own per-methodology verdicts (16% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 33 (12% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States Treasury | 5.46% |
| United States Treasury | 2.28% |
| United States Treasury | 2.27% |
| United States Treasury | 2.10% |
| United States Treasury | 1.99% |
| United States Treasury | 1.90% |
| GS GOLDMAN SACHS GROUP INC | 0.46% |
| MS MORGAN STANLEY | 0.44% |
| JPM JPMORGAN CHASE & CO | 0.43% |
| HSBA.L HSBC HOLDINGS PLC | 0.41% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
WUSNX (WUSNX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for WUSNX — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 52.70 | NEUTRAL |
| Stochastic %K (14) | 35.48 | NEUTRAL |
| CCI (20) | -4.54 | NEUTRAL |
| Williams %R (14) | -64.52 | NEUTRAL |
| MACD (12,26,9) | -0.00 | SELL |
| ROC (10) | -0.23 | SELL |
| Momentum (10) | -0.02 | SELL |
| EMA (10) | 8.82 | SELL |
| SMA (10) | 8.82 | SELL |
| EMA (20) | 8.82 | SELL |
| SMA (20) | 8.82 | SELL |
| EMA (30) | 8.82 | SELL |
| SMA (30) | 8.82 | SELL |
| EMA (50) | 8.80 | BUY |
| SMA (50) | 8.81 | BUY |
| EMA (100) | 8.78 | BUY |
| SMA (100) | 8.78 | BUY |
| EMA (200) | 8.71 | BUY |
| SMA (200) | 8.72 | BUY |
The fund invests at least 80% of its net assets in income-producing debt securities. It invests up to 25% of its total assets in U.S. dollar-denominated debt securities of foreign issuers and up to 15% of its total assets in below investment-grade debt securities. The portfolio holdings may include U.S. government obligations, corporate debt securities, bank loans and mortgage- and asset-backed debt securities.
Background via Yahoo Finance — informational, not part of the verdict.
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-09-15 · Asset managers net 904684 (-7677)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.