VCRETF / FundVANGUARD CONSUMER DISCRETIONARY INDEX FUND
Verdicts genuinely change. Free email alert the moment VCR's does — no target price to set, unlike a price alert.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
VANGUARD CONSUMER DISCRETIONARY INDEX FUND ETF · VANGUARD WORLD FUND
280 holdings · as of 2026-08-31 (2.4 months ago)
NON-COMPLIANT 25.01% of portfolio weight is in non-compliant holdings, over the 5% threshold.
280 holdings, 223 matched (91% of weight). Portfolio as of 2026-08-31, filed 2026-10-29. Source: SEC Form N-PORT.
0.83% of this portfolio’s income is non-permissible — weighted across holdings, computed over 91% of portfolio weight (215 of 280 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
44.3% compliant 22.1% questionable 25.0% non-compliant 8.6% unscreened
All holdings (280) · showing 251–280
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| MNRO Monro Inc | NON_COMPLIANT | 0.02% | AAOIFI70.5% Usmani31.0% Dow Jones Islamic56.5% S&P Shariah49.6% MSCI Islamic18.7% MSCI Islamic M-Series49.6% FTSE Shariah6.2% |
| DNUT Krispy Kreme Inc | NON_COMPLIANT | 0.02% | AAOIFI215.4% Usmani56.1% Dow Jones Islamic141.0% S&P Shariah98.0% MSCI Islamic53.5% MSCI Islamic M-Series98.0% FTSE Shariah36.6% |
| NXH Neighborhood Intelligence Inc | NON_COMPLIANT | 0.02% | AAOIFI438.6% Usmani48.3% Dow Jones Islamic174.6% S&P Shariah122.8% MSCI Islamic48.3% MSCI Islamic M-Series122.8% FTSE Shariah15.7% |
| TDUP ThredUp Inc | COMPLIANT | 0.02% | AAOIFI14.2% Usmani29.7% Dow Jones Islamic7.9% S&P Shariah9.7% MSCI Islamic29.7% MSCI Islamic M-Series9.7% FTSE Shariah10.4% |
| JOUT Johnson Outdoors Inc | NON_COMPLIANT | 0.02% | AAOIFI10.8% Usmani8.0% Dow Jones Islamic13.3% S&P Shariah12.9% MSCI Islamic8.0% MSCI Islamic M-Series12.9% FTSE Shariah0.0% |
| BH Biglari Holdings Inc | NON_COMPLIANT | 0.02% | AAOIFI23.3% Usmani27.3% Dow Jones Islamic447.8% S&P Shariah521.2% MSCI Islamic26.7% MSCI Islamic M-Series521.2% FTSE Shariah22.5% |
| SHOE Shoe Station Group Inc | NON_COMPLIANT | 0.01% | AAOIFI89.5% Usmani30.4% Dow Jones Islamic67.7% S&P Shariah3.3% MSCI Islamic30.4% MSCI Islamic M-Series3.3% FTSE Shariah0.0% |
| PLAY Dave & Buster's Entertainment Inc | NON_COMPLIANT | 0.01% | AAOIFI1265.1% Usmani76.9% Dow Jones Islamic419.2% S&P Shariah280.3% MSCI Islamic76.1% MSCI Islamic M-Series280.3% FTSE Shariah36.6% |
| ZUMZ Zumiez Inc | NON_COMPLIANT | 0.01% | AAOIFI68.0% Usmani36.2% Dow Jones Islamic66.0% S&P Shariah64.0% MSCI Islamic36.2% MSCI Islamic M-Series64.0% FTSE Shariah0.0% |
| FNKO Funko Inc | NON_COMPLIANT | 0.01% | AAOIFI82.0% Usmani40.0% Dow Jones Islamic73.1% S&P Shariah68.4% MSCI Islamic40.0% MSCI Islamic M-Series68.4% FTSE Shariah30.8% |
| ARKO Arko Corp | NON_COMPLIANT | 0.01% | AAOIFI388.5% Usmani65.6% Dow Jones Islamic339.5% S&P Shariah320.4% MSCI Islamic59.9% MSCI Islamic M-Series320.4% FTSE Shariah19.0% |
| WOOF Petco Health & Wellness Co Inc | NON_COMPLIANT | 0.01% | AAOIFI151.1% Usmani26.3% Dow Jones Islamic129.0% S&P Shariah132.1% MSCI Islamic26.3% MSCI Islamic M-Series132.1% FTSE Shariah0.2% |
| JACK Jack in the Box Inc | NON_COMPLIANT | 0.01% | AAOIFI822.1% Usmani133.9% Dow Jones Islamic547.1% S&P Shariah353.5% MSCI Islamic133.9% MSCI Islamic M-Series353.5% FTSE Shariah80.8% |
| HLLY Holley Inc | NON_COMPLIANT | 0.01% | AAOIFI155.4% Usmani49.0% Dow Jones Islamic158.6% S&P Shariah162.7% MSCI Islamic49.0% MSCI Islamic M-Series162.7% FTSE Shariah45.3% |
| LOVE Lovesac Co/The | NON_COMPLIANT | 0.01% | AAOIFI92.0% Usmani35.4% Dow Jones Islamic69.7% S&P Shariah62.9% MSCI Islamic35.4% MSCI Islamic M-Series62.9% FTSE Shariah0.0% |
| RICK RCI Hospitality Holdings Inc | NON_COMPLIANT | 0.01% | AAOIFI119.5% Usmani47.1% Dow Jones Islamic88.7% S&P Shariah73.1% MSCI Islamic47.1% MSCI Islamic M-Series73.1% FTSE Shariah42.1% |
| EVgo Inc | UNSCREENED | 0.01% | no in-house ratios for this holding |
| XPOF Xponential Fitness Inc | NON_COMPLIANT | 0.01% | AAOIFI161.9% Usmani167.7% Dow Jones Islamic114.8% S&P Shariah98.9% MSCI Islamic167.7% MSCI Islamic M-Series98.9% FTSE Shariah162.9% |
| DBI Designer Brands Inc | NON_COMPLIANT | 0.01% | AAOIFI389.0% Usmani60.2% Dow Jones Islamic477.1% S&P Shariah388.0% MSCI Islamic60.2% MSCI Islamic M-Series388.0% FTSE Shariah21.1% |
| ONEW OneWater Marine Inc | NON_COMPLIANT | 0.01% | AAOIFI237.5% Usmani36.0% Dow Jones Islamic187.9% S&P Shariah150.6% MSCI Islamic35.9% MSCI Islamic M-Series150.6% FTSE Shariah26.7% |
| LE Lands' End Inc | COMPLIANT | 0.01% | AAOIFI5.5% Usmani1.8% Dow Jones Islamic4.2% S&P Shariah4.3% MSCI Islamic1.8% MSCI Islamic M-Series4.3% FTSE Shariah0.0% |
| GPRO GoPro Inc | NON_COMPLIANT | 0.01% | AAOIFI41.9% Usmani21.6% Dow Jones Islamic42.4% S&P Shariah33.0% MSCI Islamic21.6% MSCI Islamic M-Series33.0% FTSE Shariah18.2% |
| Bowlero Corp | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FLWS 1-800-Flowers.com Inc | NON_COMPLIANT | 0.00% | AAOIFI149.2% Usmani39.1% Dow Jones Islamic73.8% S&P Shariah59.1% MSCI Islamic39.1% MSCI Islamic M-Series59.1% FTSE Shariah21.4% |
| KLC KinderCare Learning Cos Inc | NON_COMPLIANT | 0.00% | AAOIFI793.2% Usmani73.8% Dow Jones Islamic214.8% S&P Shariahfail MSCI Islamic73.7% MSCI Islamic M-Seriesfail FTSE Shariah27.2% |
| Traeger Inc | UNSCREENED | 0.00% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.00% | no in-house ratios for this holding |
| ORBS Eightco Holdings Inc | COMPLIANT | 0.00% | AAOIFI5.4% Usmani5.2% Dow Jones Islamic15.7% S&P Shariah23.3% MSCI Islamic5.2% MSCI Islamic M-Series23.3% FTSE Shariah5.2% |
| America's Car-Mart Inc/TX | UNSCREENED | 0.00% | no in-house ratios for this holding |
| Leslie's Inc | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 27 points of portfolio weight — 74.1% of it passes Dow Jones Islamic, 47.4% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 72.8% ratios fail on 17.6% 9.7% not rated under AAOIFI
ratios pass on 48.5% ratios fail on 36.3% 15.3% not rated under Usmani
ratios pass on 74.1% ratios fail on 15.3% 10.7% not rated under Dow Jones Islamic
ratios pass on 73.2% ratios fail on 14.8% 12.1% not rated under S&P Shariah
ratios pass on 47.4% ratios fail on 38.1% 14.6% not rated under MSCI Islamic
ratios pass on 72.9% ratios fail on 16.5% 10.7% not rated under MSCI Islamic M-Series
ratios pass on 56.9% ratios fail on 28.7% 14.5% not rated under FTSE Shariah
222 of 280 listed holdings carry our own per-methodology verdicts (91% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 213 (91% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| MCD McDonald's Corp | 2.82% |
| LOW Lowe's Cos Inc | 1.74% |
| GM General Motors Co | 1.25% |
| ABNB Airbnb Inc | 1.23% |
| HLT Hilton Worldwide Holdings Inc | 1.14% |
| RCL Royal Caribbean Cruises Ltd | 1.08% |
| F Ford Motor Co | 0.86% |
| CMG Chipotle Mexican Grill Inc | 0.80% |
| CCL Carnival Corp Ltd | 0.51% |
| DRI Darden Restaurants Inc | 0.43% |
Methodology breakdown computing — it will appear here on its own.
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Why this signal?
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
VANGUARD CONSUMER DISCRETIONARY INDEX FUND (VCR) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
🕌 In-house Compliance Research
Computing the full ratio and business-activity breakdown for VCR — this runs off the critical path so the page paints first. It will appear here on its own.
| Investor | Firm | Position | Weight | As of |
|---|---|---|---|---|
| Ken Fisher | Fisher Asset Management | $1M | 0.0% | 2026-06-30 |
From the most recent 13F on file. A 13F reports long US equity positions quarterly and in arrears — it is what a manager held on the report date, not what they hold today.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 59.30 | NEUTRAL |
| Stochastic %K (14) | 67.28 | NEUTRAL |
| CCI (20) | 98.86 | NEUTRAL |
| Williams %R (14) | -32.72 | NEUTRAL |
| MACD (12,26,9) | 1.20 | BUY |
| ROC (10) | 3.02 | BUY |
| Momentum (10) | 11.75 | BUY |
| EMA (10) | 397.11 | BUY |
| SMA (10) | 397.25 | BUY |
| EMA (20) | 391.78 | BUY |
| SMA (20) | 390.22 | BUY |
| EMA (30) | 388.64 | BUY |
| SMA (30) | 385.04 | BUY |
| EMA (50) | 386.16 | BUY |
| SMA (50) | 380.67 | BUY |
| EMA (100) | 385.58 | BUY |
| SMA (100) | 386.03 | BUY |
| EMA (200) | 385.03 | BUY |
| SMA (200) | 384.08 | BUY |
About VANGUARD CONSUMER DISCRETIONARY INDEX FUND
The fund employs an indexing investment approach designed to track the performance of the index, an index made up of stocks of large, mid-size, and small U.S. companies within the consumer discretionary sector, as classified under the GICS. The Advisor attempts to replicate the target index by seeking to invest all of its assets in the stocks that make up the index, in order to hold each stock in approximately the same proportion as its weighting in the index. It is non-diversified.
Background via Yahoo Finance — informational, not part of the verdict.
Weak — low conviction, small size or skip
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | BULLISH | 44 |
| ⏰ 4H | RANGING | 35 |
| 🕐 1H | BEARISH | 98 |
| ⏱ 15-Min | BEARISH | 130 |
| ⏲ 5-Min | RANGING | 234 |
Momentum & Volume
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
Peer Movement
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider Activity (90d)
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-11-03 · Asset managers net 928584 (+5135)
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.