United Breweries Limited (UBL.BO) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-26). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies United Breweries Limited under alcohol, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2026-03-31. UBL.BO files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: alcohol
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 4.14% | 30.00% | Pass |
| Interest-bearing investments | 1.64% | 30.00% | Pass |
| Non-permissible income | 0.22% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.04% | 33.00% | Pass |
| Interest-bearing investments | 5.95% | 33.00% | Pass |
| Non-liquid assets | 63.68% | at least 20.00% | Pass |
| Non-permissible income | 0.22% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.04% | 33.33% | Pass |
| Cash + interest-bearing securities | 5.95% | 33.33% | Pass |
| Accounts receivable | 36.32% | 33.33% | Fail |
| Non-permissible income | 0.22% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.04% | 33.33% | Pass |
| Cash + interest-bearing securities | 5.95% | 33.33% | Pass |
| Accounts receivable | 36.32% | 50.00% | Pass |
| Non-permissible income | 0.22% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 2.96% | 33.00% | Pass |
| Cash + interest-bearing securities | 1.17% | 33.00% | Pass |
| Accounts receivable | 5.98% | 33.00% | Pass |
| Non-permissible income | 0.22% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 2.95% | 33.00% | Pass |
| Cash + interest-bearing securities | 1.17% | 49.00% | Pass |
| Accounts receivable | 5.97% | 49.00% | Pass |
| Non-permissible income | 0.22% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 2.95% | 33.33% | Pass |
| Cash + interest-bearing securities | 1.17% | 33.33% | Pass |
| Accounts receivable | 7.13% | 49.00% | Pass |
| Non-permissible income | 0.22% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 27.20 | BUY |
| Stochastic %K (14) | 10.56 | BUY |
| CCI (20) | -131.71 | BUY |
| Williams %R (14) | -89.44 | BUY |
| MACD (12,26,9) | -7.43 | SELL |
| ROC (10) | -6.75 | SELL |
| Momentum (10) | -90.85 | SELL |
| EMA (10) | 1282.65 | SELL |
| SMA (10) | 1283.33 | SELL |
| EMA (20) | 1309.75 | SELL |
| SMA (20) | 1318.45 | SELL |
| EMA (30) | 1325.04 | SELL |
| SMA (30) | 1346.66 | SELL |
| EMA (50) | 1341.64 | SELL |
| SMA (50) | 1354.33 | SELL |
| EMA (100) | 1380.96 | SELL |
| SMA (100) | 1355.99 | SELL |
| EMA (200) | 1482.99 | SELL |
| SMA (200) | 1462.81 | SELL |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Consumer Defensive · Beverages - Brewers
United Breweries Limited engages in manufacture, purchase, and sale of beer and non-alcoholic beverages in India and internationally. The company provides beer products under the Heineken Original, Heineken Silver, Kingfisher Premium, Kingfisher Strong, Kingfisher Ultra, Kingfisher Ultra Max, Kingfisher Ultra Witbier, Amstel, Amstel Grande, Bullet, Bullet Super Strong, Cannon 10000, Zingaro, Kingfisher Strong, Kingfisher Flavour Mango and lemon, Kalyani Black Label, UB Export Lager, UB Export Strong, London Pilsner Premium, London Pilsner Strong, and Queenfisher brands; and non-alcoholic products under the Kingfisher Premium Packaged Drinking Water, Kingfisher Strong Power Soda, Kingfisher Ultra-Premium Soda, and Heineken 0.0. It also licenses its brands; and offers contract manufacturing services. In addition, the company is involved in scrap sales. The company was founded in 1915 and is headquartered in Bengaluru, India.
Background via Yahoo Finance — informational, not part of the verdict.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.