TO

TOM2.AS

$3.97
Sharia status
NOT COMPLIANT
Per In-house ratio engine · assessed 2026-08-27
HTR non-permissible income 1.19%
🕌Open research, not a fatwa — verify with your own scholar.
Trade setup SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

TomTom N.V. (TOM2.AS) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-27). See the full ratio breakdown and business-activity screen below for the reasoning.

⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.

Market & analysts
Price target
$6.25
+57.4% · 2 analysts
Institutional own.
23.1%
of shares
NON-COMPLIANT
Sharia compliance
1.19%
Non-permissible income — HTR, from filings (2025-12-31)
$6.25
Price target (+57.4%) · 2 analysts
23.1%
Institutional ownership

🕌 In-house Compliance Research

Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. TOM2.AS files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.

Business activity: cleared (no excluded categories detected)

AAOIFI Fail

RatioValueThresholdResult
Interest-bearing debt 15.95% 30.00% Pass
Interest-bearing investments 51.94% 30.00% Fail
Non-permissible income 1.19% 5.00% Pass

Usmani Fail

RatioValueThresholdResult
Interest-bearing debt 11.27% 33.00% Pass
Interest-bearing investments 36.69% 33.00% Fail
Non-liquid assets 54.25% at least 20.00% Pass
Non-permissible income 1.19% 5.00% Pass

MSCI Fail

RatioValueThresholdResult
Interest-bearing debt 11.27% 33.33% Pass
Cash + interest-bearing securities 36.69% 33.33% Fail
Accounts receivable 45.75% 33.33% Fail
Non-permissible income 1.19% 5.00% Pass

FTSE Fail

RatioValueThresholdResult
Interest-bearing debt 11.27% 33.33% Pass
Cash + interest-bearing securities 36.69% 33.33% Fail
Accounts receivable 45.75% 50.00% Pass
Non-permissible income 1.19% 5.00% Pass

Dow Jones Islamic Market Fail

Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.

RatioValueThresholdResult
Interest-bearing debt 12.55% 33.00% Pass
Cash + interest-bearing securities 40.86% 33.00% Fail
Accounts receivable 10.09% 33.00% Pass
Non-permissible income 1.19% 5.00% Pass

S&P Shariah Pass

Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.

RatioValueThresholdResult
Interest-bearing debt 11.52% 33.00% Pass
Cash + interest-bearing securities 37.53% 49.00% Pass
Accounts receivable 9.26% 49.00% Pass
Non-permissible income 1.19% 5.00% Pass

MSCI M-Series Fail

Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.

RatioValueThresholdResult
Interest-bearing debt 11.52% 33.33% Pass
Cash + interest-bearing securities 37.53% 33.33% Fail
Accounts receivable 46.79% 49.00% Pass
Non-permissible income 1.19% 5.00% Pass

Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.

7.016.125.234.343.442025-09-112026-03-112026-09-09

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance
S3
3.76
S2
3.85
S1
3.90
PIVOT
3.99
R1
4.05
R2
4.14
R3
4.19

Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.

Price Forecast

7-day expected range
3.84654 4.34546
±6.09% from 4.096, made 2026-09-05 · resolves 2026-09-12
BUY
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 21802 forecast(s) are currently open and will be scored automatically when their horizon expires.

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

Technical Summary

STRONG SELL
19 indicators
OscillatorsNEUTRAL
3 buy · 1 neutral · 3 sell
Moving averagesSTRONG SELL
0 buy · 0 neutral · 12 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)44.70NEUTRAL
Stochastic %K (14)17.99BUY
CCI (20)-113.11BUY
Williams %R (14)-82.01BUY
MACD (12,26,9)-0.01SELL
ROC (10)-2.50SELL
Momentum (10)-0.10SELL
EMA (10)4.05SELL
SMA (10)4.08SELL
EMA (20)4.06SELL
SMA (20)4.08SELL
EMA (30)4.08SELL
SMA (30)4.03SELL
EMA (50)4.17SELL
SMA (50)4.11SELL
EMA (100)4.39SELL
SMA (100)4.49SELL
EMA (200)4.77SELL
SMA (200)4.90SELL

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

About TomTom N.V.

Technology · Software - Application

TomTom N.V., together with its subsidiaries, develops and sells navigation and location-based products and services in Europe, the Americas, Asia, and internationally. The company operates in two segments, Location Technology and Consumer. It offers routing, automotive, and places APIs; automotive navigation, navigation SDK for mobile, and AI agent products; maps for automated driving, map maker, maps SDK for JavaScript, and map display and places APIs. The company also provides traffic solutions, such as traffic stats, origin destination analysis, route monitoring, junction analytics, historical traffic volumes, and traffic APIs; and navigation apps, personal and professional sat navs, in-dash navigation, accessories, and maps and service updates for drivers. In addition, it offers road traffic management, location intelligence, electrification, automated driving, navigation for automotive, and safety and regulations solutions. The company serves fleet management and logistics, mobility on demand, Insurtech, and retail and advertising, as well as government and public sectors. The company was founded in 1991 and is headquartered in Amsterdam, the Netherlands.

tomtom.com ↗

Background via Yahoo Finance — informational, not part of the verdict.

🕌 In-house Ratio Research — filings.xbrl.org ESEF XBRL

Research only, not the primary verdict above — SEC EDGAR (the source for the main in-house research card, if shown) has no data for this symbol, so this is computed from a real, country-specific filing instead. Business-activity screening isn't part of this check.

AAOIFI Standard 21 (% of market cap) — Fail
Debt ratio no data
Investments ratio 53.5% (< 30%)
Non permissible income ratio no data
Usmani (% of total assets) — Fail
Debt ratio no data
Investments ratio 36.4% (< 33%)
Nonliquid assets ratio 63.6% (< 20%)
Non permissible income ratio no data
Net liquid assets $0.0B (mkt cap $0.5B)

Based on the filing period ending 2024-12-31, figures in EUR.

SMC — Top Down

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Peer Movement

Peer movement computing — it will appear here on its own.

Insider Activity (90d)

NO DATA   0 buys · 0 sells

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

NEUTRAL   report date 2026-09-01 · Asset managers net 934180 (-19048)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.