Verdicts genuinely change. Free email alert the moment SOAMX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
SPIRIT OF AMERICA MUNICIPAL TAX FREE BOND FUND · Spirit of America Investment Fund, Inc.
102 holdings
UNVERIFIED None of this fund's 102 holdings are companies in our screened equity universe. Our look-through screens equities, so it does not apply to a fund holding bonds, sukuk or other instruments — this is not a gap in our data about the fund.
Largest holdings: UNIVERSITY NEB FACS CORP, MASSACHUSETTS HOUSING FINANCE AGENCY (MA), METROPOLITAN PIER & EXPOSITION AUTHORITY (IL), NEW YORK CITY HOUSING DEVELOPMENT CORP (NY), FSU FINANCIAL ASSISTANCE INC (FL).
102 holdings, 0 matched (0% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| UNIVERSITY NEB FACS CORP | UNSCREENED | 2.44% | no in-house ratios for this holding |
| MASSACHUSETTS HOUSING FINANCE AGENCY (MA) | UNSCREENED | 2.41% | no in-house ratios for this holding |
| METROPOLITAN PIER & EXPOSITION AUTHORITY (IL) | UNSCREENED | 2.24% | no in-house ratios for this holding |
| NEW YORK CITY HOUSING DEVELOPMENT CORP (NY) | UNSCREENED | 2.24% | no in-house ratios for this holding |
| FSU FINANCIAL ASSISTANCE INC (FL) | UNSCREENED | 2.22% | no in-house ratios for this holding |
| NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY (NJ) | UNSCREENED | 2.22% | no in-house ratios for this holding |
| CLIFTON HIGHER EDUCATION FINANCE CORP (TX) | UNSCREENED | 2.15% | no in-house ratios for this holding |
| MISSOURI STATE HEALTH AND EDUCATIONAL FACILITIES AUTHORITY (MO) | UNSCREENED | 2.08% | no in-house ratios for this holding |
| PHILADELPHIA (PA), CITY OF | UNSCREENED | 2.01% | no in-house ratios for this holding |
| MICHIGAN PUBLIC EDL FACS AUTHORITY REVENUE | UNSCREENED | 1.77% | no in-house ratios for this holding |
| TOBACCO SETTLEMENT FINANCING CORP (VA) | UNSCREENED | 1.77% | no in-house ratios for this holding |
| MIAMI-DADE COUNTY EXPRESSWAY AUTHORITY (FL) | UNSCREENED | 1.55% | no in-house ratios for this holding |
| NORTH CAROLINA TURNPIKE AUTHORITY (NC) | UNSCREENED | 1.36% | no in-house ratios for this holding |
| DISTRICT OF COLUMBIA HOUSING FINANCE AGENCY (DC) | UNSCREENED | 1.36% | no in-house ratios for this holding |
| MASSACHUSETTS DEVELOPMENT FINANCE AGENCY (MA) | UNSCREENED | 1.34% | no in-house ratios for this holding |
| ILLINOIS STATE TOLL HIGHWAY AUTHORITY (THE) (IL) | UNSCREENED | 1.33% | no in-house ratios for this holding |
| NEW YORK ST DORM AUTH | UNSCREENED | 1.24% | no in-house ratios for this holding |
| RHODE ISLAND HSG & MTG FIN CORP | UNSCREENED | 1.16% | no in-house ratios for this holding |
| CHICAGO ILL | UNSCREENED | 1.16% | no in-house ratios for this holding |
| NEW JERSEY TURNPIKE AUTHORITY (NJ) | UNSCREENED | 1.15% | no in-house ratios for this holding |
| LOS ANGELES CALIF DEPT WTR & PWR | UNSCREENED | 1.15% | no in-house ratios for this holding |
| NEW YORK (NY), CITY OF | UNSCREENED | 1.14% | no in-house ratios for this holding |
| TRIBOROUGH BRIDGE AND TUNNEL AUTHORITY (NY) | UNSCREENED | 1.14% | no in-house ratios for this holding |
| MONTGOMERY CNTY MD HSG OPPNTYS COMMN | UNSCREENED | 1.14% | no in-house ratios for this holding |
| GEORGIA ST HSG & FIN AUTH | UNSCREENED | 1.14% | no in-house ratios for this holding |
| ST. LOUIS MUNICIPAL FINANCE CORP (MO) | UNSCREENED | 1.14% | no in-house ratios for this holding |
| METROPOLITAN TRANSPORTATION AUTHORITY (NY) | UNSCREENED | 1.13% | no in-house ratios for this holding |
| PHILADELPHIA (PA), CITY OF | UNSCREENED | 1.13% | no in-house ratios for this holding |
| FRANKLIN COUNTY CONVENTION FACILITIES (OH) | UNSCREENED | 1.13% | no in-house ratios for this holding |
| MAIN STREET NATURAL GAS INC (GA) | UNSCREENED | 1.13% | no in-house ratios for this holding |
| METROPOLITAN TRANSPORTATION AUTHORITY (NY) | UNSCREENED | 1.13% | no in-house ratios for this holding |
| ILLINOIS FINANCE AUTHORITY (IL) | UNSCREENED | 1.13% | no in-house ratios for this holding |
| COLORADO HEALTH FACILITIES AUTHORITY (CO) | UNSCREENED | 1.13% | no in-house ratios for this holding |
| NORTH TEXAS TOLLWAY AUTHORITY (THE) | UNSCREENED | 1.12% | no in-house ratios for this holding |
| PORT GTR CINCINNATI DEV AUTH OHIO | UNSCREENED | 1.12% | no in-house ratios for this holding |
| ILLINOIS FINANCE AUTHORITY (IL) | UNSCREENED | 1.12% | no in-house ratios for this holding |
| NEW YORK N Y CITY HSG DEV CORP | UNSCREENED | 1.12% | no in-house ratios for this holding |
| PENNSYLVANIA HIGHER EDUCATIONAL FACILITIES AUTHORITY (PA) | UNSCREENED | 1.12% | no in-house ratios for this holding |
| CALIFORNIA HEALTH FACILITIES FINANCING AUTHORITY (CA) | UNSCREENED | 1.12% | no in-house ratios for this holding |
| TSASC INC | UNSCREENED | 1.12% | no in-house ratios for this holding |
| LOS ANGELES CITY DEPARTEMENT OF WATER AND POWER (CA) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| NEW ORLEANS (LA), CITY OF | UNSCREENED | 1.11% | no in-house ratios for this holding |
| TOBACCO SETTLEMENT FINANCING CORP (VA) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| CHICAGO TRANSIT AUTHORITY (IL) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| STATE BUILDING AUTHORITY (MI) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| WASHINGTON STATE CONVENTION CENTER PUBLIC FACILITIES DISTRICT (WA) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| BALTIMORE (MD), CITY OF | UNSCREENED | 1.11% | no in-house ratios for this holding |
| NEW MEXICO FIN AUTH | UNSCREENED | 1.11% | no in-house ratios for this holding |
| HOUSTON (TX), CITY OF | UNSCREENED | 1.11% | no in-house ratios for this holding |
| TAMPA (FL), CITY OF | UNSCREENED | 1.11% | no in-house ratios for this holding |
| NEW YORK CITY HOUSING DEVELOPMENT CORP (NY) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| MICHIGAN FINANCE AUTHORITY (MI) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| MUNICIPAL ELEC AUTH GA | UNSCREENED | 1.11% | no in-house ratios for this holding |
| NEW JERSEY HEALTH CARE FACILITIES FINANCING AUTHORITY (NJ) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| MASSACHUSETTS HOUSING FINANCE AGENCY (MA) | UNSCREENED | 1.11% | no in-house ratios for this holding |
| SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY (SD) | UNSCREENED | 1.10% | no in-house ratios for this holding |
| SAN ANTONIO (TX), CITY OF | UNSCREENED | 1.08% | no in-house ratios for this holding |
| CONNECTICUT STATE HEALTH AND EDUCATIONAL FACILITIES AUTHORITY (CT) | UNSCREENED | 1.05% | no in-house ratios for this holding |
| LAS VEGAS CONVENTION AND VISITORS AUTHORITY (NV) | UNSCREENED | 1.02% | no in-house ratios for this holding |
| DELAWARE TRANSPORTATION AUTHORITY (DE) | UNSCREENED | 1.00% | no in-house ratios for this holding |
| WISCONSIN HEALTH AND EDUCATIONAL FACILITIES AUTHORITY (WI) | UNSCREENED | 0.98% | no in-house ratios for this holding |
| CHICAGO TRANSIT AUTHORITY (IL) | UNSCREENED | 0.98% | no in-house ratios for this holding |
| DORMITORY AUTHORITY OF THE STATE OF NEW YORK (NY) | UNSCREENED | 0.93% | no in-house ratios for this holding |
| DORMITORY AUTHORITY OF THE STATE OF NEW YORK (NY) | UNSCREENED | 0.92% | no in-house ratios for this holding |
| NEW YORK N Y CITY HSG DEV CORP | UNSCREENED | 0.91% | no in-house ratios for this holding |
| SOUTH CAROLINA PUBLIC SERVICE AUTHORITY (SC) | UNSCREENED | 0.89% | no in-house ratios for this holding |
| METROPOLITAN GOVT NASHVILLE & DAVIDSON CNTY TENN | UNSCREENED | 0.89% | no in-house ratios for this holding |
| WHITE OAK INDEPENDENT SCHOOL DISTRICT (TX) | UNSCREENED | 0.85% | no in-house ratios for this holding |
| NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY (NJ) | UNSCREENED | 0.72% | no in-house ratios for this holding |
| PENNSYLVANIA HOUSING FINANCE AGENCY (PA) | UNSCREENED | 0.69% | no in-house ratios for this holding |
| GRAND FORKS N D | UNSCREENED | 0.68% | no in-house ratios for this holding |
| MICHIGAN ST HSG DEV AUTH | UNSCREENED | 0.68% | no in-house ratios for this holding |
| WASHINGTON STATE CONVENTION CENTER PUBLIC FACILITIES DISTRICT (WA) | UNSCREENED | 0.67% | no in-house ratios for this holding |
| FLORIDA KEYS AQUEDUCT AUTHORITY (FL) | UNSCREENED | 0.67% | no in-house ratios for this holding |
| GEISINGER AUTHORITY | UNSCREENED | 0.65% | no in-house ratios for this holding |
| SHREVEPORT (LA), CITY OF | UNSCREENED | 0.60% | no in-house ratios for this holding |
| HARRIS COUNTY CULTURAL EDUCATION FACILITIES FINANCE CORP (TX) | UNSCREENED | 0.58% | no in-house ratios for this holding |
| NORTH CAROLINA TURNPIKE AUTHORITY (NC) | UNSCREENED | 0.50% | no in-house ratios for this holding |
| SOUTHERN CALIF PUB PWR AUTH | UNSCREENED | 0.46% | no in-house ratios for this holding |
| DENVER (CO), CITY AND COUNTY OF | UNSCREENED | 0.44% | no in-house ratios for this holding |
| UNIVERSITY OF NORTH CAROLINA AT PEMBROKE (NC) | UNSCREENED | 0.44% | no in-house ratios for this holding |
| MISSOURI STATE HEALTH AND EDUCATIONAL FACILITIES AUTHORITY (MO) | UNSCREENED | 0.43% | no in-house ratios for this holding |
| PENNSYLVANIA HOUSING FINANCE AGENCY (PA) | UNSCREENED | 0.43% | no in-house ratios for this holding |
| MAINE STATE HOUSING AUTHORITY (ME) | UNSCREENED | 0.43% | no in-house ratios for this holding |
| ATLANTA (GA), CITY OF | UNSCREENED | 0.42% | no in-house ratios for this holding |
| MAINE STATE HOUSING AUTHORITY (ME) | UNSCREENED | 0.40% | no in-house ratios for this holding |
| MASSACHUSETTS ST HSG FIN AGY | UNSCREENED | 0.37% | no in-house ratios for this holding |
| PENNSYLVANIA HIGHER EDUCATIONAL FACILITIES AUTHORITY (PA) | UNSCREENED | 0.35% | no in-house ratios for this holding |
| PENNSYLVANIA HIGHER EDUCATIONAL FACILITIES AUTHORITY (PA) | UNSCREENED | 0.32% | no in-house ratios for this holding |
| PENNSYLVANIA HIGHER EDUCATIONAL FACILITIES AUTHORITY (PA) | UNSCREENED | 0.30% | no in-house ratios for this holding |
| TENNESSEE HOUSING DEVELOPMENT AGENCY (TN) | UNSCREENED | 0.24% | no in-house ratios for this holding |
| MASSACHUSETTS HOUSING FINANCE AGENCY (MA) | UNSCREENED | 0.22% | no in-house ratios for this holding |
| VIRGINIA ST RES AUTH | UNSCREENED | 0.22% | no in-house ratios for this holding |
| MAINE STATE HOUSING AUTHORITY (ME) | UNSCREENED | 0.20% | no in-house ratios for this holding |
| SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY (SD) | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MASSACHUSETTS HOUSING FINANCE AGENCY (MA) | UNSCREENED | 0.18% | no in-house ratios for this holding |
| VERMONT HOUSING FINANCE AGENCY (VT) | UNSCREENED | 0.18% | no in-house ratios for this holding |
| CONNECTICUT STATE HOUSING FINANCE AUTHORITY (CT) | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CONNECTICUT STATE HEALTH AND EDUCATIONAL FACILITIES AUTHORITY (CT) | UNSCREENED | 0.07% | no in-house ratios for this holding |
| NEW JERSEY HEALTH CARE FACILITIES FINANCING AUTHORITY (NJ) | UNSCREENED | 0.02% | no in-house ratios for this holding |
| DORMITORY AUTHORITY OF THE STATE OF NEW YORK (NY) | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ILLINOIS FINANCE AUTHORITY (IL) | UNSCREENED | 0.02% | no in-house ratios for this holding |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| UNIVERSITY NEB FACS CORPnot matched to a ticker | 2.44% | Not screened |
| MASSACHUSETTS HOUSING FINANCE AGENCY (MA)not matched to a ticker | 2.41% | Not screened |
| METROPOLITAN PIER & EXPOSITION AUTHORITY (IL)not matched to a ticker | 2.24% | Not screened |
| NEW YORK CITY HOUSING DEVELOPMENT CORP (NY)not matched to a ticker | 2.24% | Not screened |
| FSU FINANCIAL ASSISTANCE INC (FL)not matched to a ticker | 2.22% | Not screened |
| NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY (NJ)not matched to a ticker | 2.22% | Not screened |
| CLIFTON HIGHER EDUCATION FINANCE CORP (TX)not matched to a ticker | 2.15% | Not screened |
| MISSOURI STATE HEALTH AND EDUCATIONAL FACILITIES AUTHORITY (MO)not matched to a ticker | 2.08% | Not screened |
| PHILADELPHIA (PA), CITY OFnot matched to a ticker | 2.01% | Not screened |
| MICHIGAN PUBLIC EDL FACS AUTHORITY REVENUEnot matched to a ticker | 1.77% | Not screened |
Top 10 of 102 holdings, 21.8% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for SOAMX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 2 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 45.10 | NEUTRAL |
| Stochastic %K (14) | 88.29 | SELL |
| CCI (20) | -1.20 | NEUTRAL |
| Williams %R (14) | -11.71 | SELL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 2.23 | BUY |
| Momentum (10) | 0.18 | BUY |
| EMA (10) | 8.00 | BUY |
| SMA (10) | 8.00 | BUY |
| EMA (20) | 8.06 | SELL |
| SMA (20) | 8.05 | SELL |
| EMA (30) | 8.11 | SELL |
| SMA (30) | 8.13 | SELL |
| EMA (50) | 8.19 | SELL |
| SMA (50) | 8.25 | SELL |
| EMA (100) | 8.29 | SELL |
| SMA (100) | 8.36 | SELL |
| EMA (200) | 8.33 | SELL |
| SMA (200) | 8.38 | SELL |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.