Verdicts genuinely change. Free email alert the moment SCJAX's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Steward Covered Call Income Fund · Steward Funds Inc
185 holdings
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 107% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT 23.81% of portfolio weight is in non-compliant holdings, over the 5% threshold.
185 holdings, 95 matched (93% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
1.46% of this portfolio’s income is non-permissible — weighted across holdings, computed over 80% of portfolio weight (79 of 185 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
49.8% compliant 21.1% questionable 22.2% non-compliant 6.9% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| MSFT MICROSOFT CORP | QUESTIONABLE | 5.81% | AAOIFI1.5% Usmani7.5% Dow Jones Islamic1.7% S&P Shariah1.8% MSCI Islamic7.5% MSCI Islamic M-Series1.8% FTSE Shariah5.3% |
| AAPL APPLE INC | COMPLIANT | 5.05% | AAOIFI2.1% Usmani21.5% Dow Jones Islamic2.2% S&P Shariah2.4% MSCI Islamic21.5% MSCI Islamic M-Series2.4% FTSE Shariah21.5% |
| NVDA NVIDIA CORP | COMPLIANT | 4.84% | AAOIFI1.1% Usmani12.1% Dow Jones Islamic0.9% S&P Shariah1.1% MSCI Islamic12.1% MSCI Islamic M-Series1.1% FTSE Shariah10.4% |
| AMZN AMAZON.COM INC | QUESTIONABLE | 4.52% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| GOOG ALPHABET INC | QUESTIONABLE | 3.62% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| AVGO BROADCOM INC | COMPLIANT | 3.21% | AAOIFI3.8% Usmani32.5% Dow Jones Islamic4.4% S&P Shariah5.5% MSCI Islamic32.5% MSCI Islamic M-Series5.5% FTSE Shariah32.5% |
| GOOG ALPHABET INC | QUESTIONABLE | 2.69% | AAOIFI2.9% Usmani13.1% Dow Jones Islamic3.9% S&P Shariah4.5% MSCI Islamic12.8% MSCI Islamic M-Series4.5% FTSE Shariah10.9% |
| META META PLATFORMS INC | QUESTIONABLE | 2.23% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| JP MORGAN CHASE & COMPANY | UNSCREENED | 1.97% | no in-house ratios for this holding |
| BRK.B BERKSHIRE HATHAWAY INC | NON_COMPLIANT | 1.97% | no in-house ratios for this holding |
| MU MICRON TECHNOLOGY INC | COMPLIANT | 1.71% | AAOIFI0.6% Usmani6.7% Dow Jones Islamic1.8% S&P Shariah2.4% MSCI Islamic4.8% MSCI Islamic M-Series2.4% FTSE Shariah4.3% |
| LRCX LAM RESEARCH CORP | COMPLIANT | 1.71% | AAOIFI1.0% Usmani17.5% Dow Jones Islamic2.1% S&P Shariah2.4% MSCI Islamic17.5% MSCI Islamic M-Series2.4% FTSE Shariah15.8% |
| XOM EXXONMOBIL HOLDINGS CORP | COMPLIANT | 1.69% | AAOIFI6.5% Usmani9.1% Dow Jones Islamic8.5% S&P Shariah9.0% MSCI Islamic9.1% MSCI Islamic M-Series9.0% FTSE Shariah9.1% |
| LLY ELI LILLY & COMPANY | COMPLIANT | 1.66% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| AMD ADVANCED MICRO DEVICES INC | COMPLIANT | 1.60% | AAOIFI0.5% Usmani5.1% Dow Jones Islamic1.2% S&P Shariah1.3% MSCI Islamic5.1% MSCI Islamic M-Series1.3% FTSE Shariah3.8% |
| AMAT APPLIED MATERIALS INC | COMPLIANT | 1.59% | AAOIFI1.9% Usmani16.6% Dow Jones Islamic3.4% S&P Shariah3.7% MSCI Islamic16.6% MSCI Islamic M-Series3.7% FTSE Shariah14.8% |
| V VISA INC | COMPLIANT | 1.55% | AAOIFI3.5% Usmani25.2% Dow Jones Islamic15.5% S&P Shariah16.7% MSCI Islamic25.2% MSCI Islamic M-Series16.7% FTSE Shariah25.2% |
| TSLA TESLA INC | COMPLIANT | 1.52% | AAOIFI1.1% Usmani10.8% Dow Jones Islamic1.3% S&P Shariah1.5% MSCI Islamic10.6% MSCI Islamic M-Series1.5% FTSE Shariah6.1% |
| CSCO CISCO SYSTEMS INC | COMPLIANT | 1.38% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| CAT CATERPILLAR INC | COMPLIANT | 1.31% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| WMT WALMART INC | QUESTIONABLE | 1.25% | AAOIFI6.4% Usmani21.5% Dow Jones Islamic6.9% S&P Shariah8.0% MSCI Islamic19.2% MSCI Islamic M-Series8.0% FTSE Shariah13.6% |
| KO COCA-COLA COMPANY (THE) | COMPLIANT | 1.24% | AAOIFI11.9% Usmani43.4% Dow Jones Islamic14.9% S&P Shariah15.9% MSCI Islamic43.4% MSCI Islamic M-Series15.9% FTSE Shariah41.8% |
| MA MASTERCARD INC | COMPLIANT | 1.19% | AAOIFI4.9% Usmani42.7% Dow Jones Islamic37.5% S&P Shariah40.1% MSCI Islamic42.7% MSCI Islamic M-Series40.1% FTSE Shariah42.7% |
| SO SOUTHERN COMPANY (THE) | NON_COMPLIANT | 1.14% | AAOIFI68.7% Usmani45.3% Dow Jones Islamic72.3% S&P Shariah78.7% MSCI Islamic44.8% MSCI Islamic M-Series78.7% FTSE Shariah43.8% |
| PG PROCTER & GAMBLE COMPANY (THE) | COMPLIANT | 1.13% | AAOIFI8.9% Usmani23.9% Dow Jones Islamic8.5% S&P Shariah8.5% MSCI Islamic23.9% MSCI Islamic M-Series8.5% FTSE Shariah23.2% |
| NORTHERN INSTITUTIONAL FUNDS | UNSCREENED | 1.10% | no in-house ratios for this holding |
| HD HOME DEPOT INC (THE) | COMPLIANT | 1.09% | AAOIFI18.6% Usmani56.1% Dow Jones Islamic16.3% S&P Shariah17.0% MSCI Islamic53.3% MSCI Islamic M-Series17.0% FTSE Shariah44.5% |
| ABBV ABBVIE INC | COMPLIANT | 1.09% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| CVX CHEVRON CORP | COMPLIANT | 1.07% | AAOIFI0.1% Usmani0.1% Dow Jones Islamic0.1% S&P Shariah0.1% MSCI Islamic0.1% MSCI Islamic M-Series0.1% FTSE Shariah0.1% |
| COST COSTCO WHOLESALE CORP | QUESTIONABLE | 1.07% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| DUK DUKE ENERGY CORP | NON_COMPLIANT | 1.02% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| RTX RTX CORP | NON_COMPLIANT | 1.02% | AAOIFI12.5% Usmani19.3% Dow Jones Islamic15.9% S&P Shariah18.5% MSCI Islamic19.3% MSCI Islamic M-Series18.5% FTSE Shariah18.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 1.00% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| GEV GE VERNOVA INC | COMPLIANT | 0.95% | AAOIFI1.1% Usmani3.5% Dow Jones Islamic1.7% S&P Shariah2.0% MSCI Islamic3.5% MSCI Islamic M-Series2.0% FTSE Shariah3.5% |
| C CITIGROUP INC | NON_COMPLIANT | 0.91% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| TXN TEXAS INSTRUMENTS INC | COMPLIANT | 0.91% | AAOIFI5.9% Usmani39.2% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic39.2% MSCI Islamic M-Series8.1% FTSE Shariah39.2% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 0.90% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| SPG SIMON PROPERTY GROUP INC | NON_COMPLIANT | 0.88% | AAOIFI42.4% Usmani72.3% Dow Jones Islamic57.5% S&P Shariah63.8% MSCI Islamic72.3% MSCI Islamic M-Series63.8% FTSE Shariah72.3% |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.86% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| PLTR PALANTIR TECHNOLOGIES INC | QUESTIONABLE | 0.84% | AAOIFI0.1% Usmani1.8% Dow Jones Islamic0.1% S&P Shariah0.1% MSCI Islamic1.8% MSCI Islamic M-Series0.1% FTSE Shariah0.0% |
| GE GE AEROSPACE | NON_COMPLIANT | 0.84% | AAOIFI6.1% Usmani16.1% Dow Jones Islamic7.4% S&P Shariah8.6% MSCI Islamic16.1% MSCI Islamic M-Series8.6% FTSE Shariah15.3% |
| INTC INTEL CORP | COMPLIANT | 0.83% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| LIN LINDE PLC | COMPLIANT | 0.80% | AAOIFI13.0% Usmani31.7% Dow Jones Islamic13.0% S&P Shariah13.4% MSCI Islamic31.7% MSCI Islamic M-Series13.4% FTSE Shariah31.7% |
| EMR EMERSON ELECTRIC COMPANY | COMPLIANT | 0.79% | AAOIFI16.2% Usmani32.7% Dow Jones Islamic19.0% S&P Shariah20.6% MSCI Islamic32.7% MSCI Islamic M-Series20.6% FTSE Shariah31.1% |
| BNY BANK OF NEW YORK MELLON CORP (THE) | NON_COMPLIANT | 0.78% | AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8% |
| BKNG BOOKING HOLDINGS INC | COMPLIANT | 0.77% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GD GENERAL DYNAMICS CORP | NON_COMPLIANT | 0.77% | AAOIFI10.3% Usmani17.4% Dow Jones Islamic11.7% S&P Shariah12.4% MSCI Islamic16.8% MSCI Islamic M-Series12.4% FTSE Shariah13.7% |
| LOW LOWE'S COMPANIES INC | NON_COMPLIANT | 0.73% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| NOW SERVICENOW INC | COMPLIANT | 0.73% | AAOIFI6.1% Usmani26.7% Dow Jones Islamic5.0% S&P Shariah5.3% MSCI Islamic26.7% MSCI Islamic M-Series5.3% FTSE Shariah23.7% |
| AXP AMERICAN EXPRESS COMPANY | NON_COMPLIANT | 0.73% | AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2% |
| US BANCORP | UNSCREENED | 0.71% | no in-house ratios for this holding |
| AMGN AMGEN INC | COMPLIANT | 0.71% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| CRM SALESFORCE INC | COMPLIANT | 0.71% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| PEP PEPSICO INC | COMPLIANT | 0.69% | AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4% |
| COF CAPITAL ONE FINANCIAL CORP | NON_COMPLIANT | 0.69% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.69% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| SCHW CHARLES SCHWAB CORP (THE) | NON_COMPLIANT | 0.67% | AAOIFI14.6% Usmani5.3% Dow Jones Islamic18.7% S&P Shariah22.0% MSCI Islamic5.3% MSCI Islamic M-Series22.0% FTSE Shariah5.3% |
| QCOM QUALCOMM INC | COMPLIANT | 0.66% | AAOIFI8.3% Usmani25.7% Dow Jones Islamic8.6% S&P Shariah8.7% MSCI Islamic25.7% MSCI Islamic M-Series8.7% FTSE Shariah25.7% |
| UNP UNION PACIFIC CORP | COMPLIANT | 0.66% | AAOIFI18.2% Usmani43.8% Dow Jones Islamic22.0% S&P Shariah22.4% MSCI Islamic43.8% MSCI Islamic M-Series22.4% FTSE Shariah42.6% |
| NFLX NETFLIX INC | QUESTIONABLE | 0.65% | AAOIFI5.2% Usmani28.5% Dow Jones Islamic4.1% S&P Shariah4.7% MSCI Islamic28.5% MSCI Islamic M-Series4.7% FTSE Shariah24.5% |
| MCD MCDONALD'S CORP | NON_COMPLIANT | 0.65% | AAOIFI29.7% Usmani91.1% Dow Jones Islamic26.3% S&P Shariah27.2% MSCI Islamic91.1% MSCI Islamic M-Series27.2% FTSE Shariah66.5% |
| MICROSOFT CORPORATION CAL | UNSCREENED | 0.64% | no in-house ratios for this holding |
| ABT ABBOTT LABORATORIES | COMPLIANT | 0.64% | AAOIFI19.2% Usmani31.9% Dow Jones Islamic17.6% S&P Shariah18.3% MSCI Islamic31.9% MSCI Islamic M-Series18.3% FTSE Shariah30.8% |
| ISRG INTUITIVE SURGICAL INC | COMPLIANT | 0.62% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COP CONOCOPHILLIPS | COMPLIANT | 0.62% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| DE DEERE & COMPANY | NON_COMPLIANT | 0.62% | AAOIFI9.1% Usmani15.9% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic15.9% MSCI Islamic M-Series13.8% FTSE Shariah15.9% |
| IBM INTERNATIONAL BUSINESS MACHINES CORP | COMPLIANT | 0.61% | AAOIFI29.5% Usmani42.9% Dow Jones Islamic28.2% S&P Shariah32.2% MSCI Islamic42.9% MSCI Islamic M-Series32.2% FTSE Shariah40.8% |
| MMM 3M COMPANY | COMPLIANT | 0.61% | AAOIFI15.2% Usmani37.7% Dow Jones Islamic16.6% S&P Shariah18.5% MSCI Islamic37.7% MSCI Islamic M-Series18.5% FTSE Shariah35.9% |
| MDT MEDTRONIC PLC | COMPLIANT | 0.60% | AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2% |
| FDX FEDEX CORP | NON_COMPLIANT | 0.59% | AAOIFI55.5% Usmani43.2% Dow Jones Islamic60.9% S&P Shariah62.7% MSCI Islamic41.7% MSCI Islamic M-Series62.7% FTSE Shariah24.3% |
| NEE NEXTERA ENERGY INC | NON_COMPLIANT | 0.58% | AAOIFI55.9% Usmani44.2% Dow Jones Islamic61.0% S&P Shariah66.0% MSCI Islamic44.2% MSCI Islamic M-Series66.0% FTSE Shariah44.2% |
| CL COLGATE-PALMOLIVE COMPANY | COMPLIANT | 0.57% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ORCL ORACLE CORP | NON_COMPLIANT | 0.56% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| GILD GILEAD SCIENCES INC | COMPLIANT | 0.55% | AAOIFI14.4% Usmani53.2% Dow Jones Islamic18.6% S&P Shariah21.4% MSCI Islamic53.2% MSCI Islamic M-Series21.4% FTSE Shariah53.2% |
| TMUS T-MOBILE US INC | NON_COMPLIANT | 0.53% | AAOIFI18.0% Usmani17.5% Dow Jones Islamic14.6% S&P Shariah15.9% MSCI Islamic16.5% MSCI Islamic M-Series15.9% FTSE Shariah2.9% |
| BLK BLACKROCK INC | NON_COMPLIANT | 0.52% | AAOIFI7.0% Usmani7.2% Dow Jones Islamic8.1% S&P Shariah8.9% MSCI Islamic7.2% MSCI Islamic M-Series8.9% FTSE Shariah7.2% |
| BA BOEING COMPANY (THE) | NON_COMPLIANT | 0.52% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| DIS WALT DISNEY COMPANY (THE) | NON_COMPLIANT | 0.51% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| MDLZ MONDELEZ INTERNATIONAL INC | COMPLIANT | 0.50% | AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8% |
| VZ VERIZON COMMUNICATIONS INC | NON_COMPLIANT | 0.50% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| DHR DANAHER CORP | COMPLIANT | 0.48% | AAOIFI18.2% Usmani28.8% Dow Jones Islamic17.7% S&P Shariah16.7% MSCI Islamic28.8% MSCI Islamic M-Series16.7% FTSE Shariah28.8% |
| UBER UBER TECHNOLOGIES INC | COMPLIANT | 0.45% | AAOIFI9.5% Usmani22.4% Dow Jones Islamic8.9% S&P Shariah9.6% MSCI Islamic22.4% MSCI Islamic M-Series9.6% FTSE Shariah19.3% |
| UPS UNITED PARCEL SERVICE INC | NON_COMPLIANT | 0.45% | AAOIFI32.8% Usmani40.2% Dow Jones Islamic40.1% S&P Shariah37.0% MSCI Islamic40.2% MSCI Islamic M-Series37.0% FTSE Shariah34.4% |
| SBUX STARBUCKS CORP | COMPLIANT | 0.45% | AAOIFI19.3% Usmani79.3% Dow Jones Islamic21.4% S&P Shariah22.1% MSCI Islamic79.3% MSCI Islamic M-Series22.1% FTSE Shariah46.9% |
| ACN ACCENTURE PLC | COMPLIANT | 0.44% | AAOIFI7.7% Usmani12.2% Dow Jones Islamic5.0% S&P Shariah4.7% MSCI Islamic12.2% MSCI Islamic M-Series4.7% FTSE Shariah7.5% |
| AMT AMERICAN TOWER CORP | NON_COMPLIANT | 0.43% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| LMT LOCKHEED MARTIN CORP | NON_COMPLIANT | 0.42% | AAOIFI16.6% Usmani32.9% Dow Jones Islamic17.6% S&P Shariah18.2% MSCI Islamic32.9% MSCI Islamic M-Series18.2% FTSE Shariah32.9% |
| HONA HONEYWELL AEROSPACE INC | COMPLIANT | 0.41% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| INTU INTUIT INC | COMPLIANT | 0.41% | AAOIFI9.9% Usmani22.9% Dow Jones Islamic5.4% S&P Shariah5.3% MSCI Islamic22.9% MSCI Islamic M-Series5.3% FTSE Shariah20.8% |
| ADBE ADOBE INC | COMPLIANT | 0.40% | AAOIFI4.5% Usmani22.6% Dow Jones Islamic4.6% S&P Shariah3.8% MSCI Islamic22.6% MSCI Islamic M-Series3.8% FTSE Shariah21.2% |
| GM GENERAL MOTORS COMPANY | NON_COMPLIANT | 0.40% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| CVS CVS HEALTH CORP | NON_COMPLIANT | 0.38% | AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2% |
| AMAZON COM CALL OPTION W/ | UNSCREENED | 0.36% | no in-house ratios for this holding |
| T AT&T INC | NON_COMPLIANT | 0.34% | AAOIFI92.9% Usmani38.0% Dow Jones Islamic94.4% S&P Shariah107.8% MSCI Islamic38.0% MSCI Islamic M-Series107.8% FTSE Shariah33.6% |
| NKE NIKE INC | COMPLIANT | 0.22% | AAOIFI19.4% Usmani28.7% Dow Jones Islamic21.0% S&P Shariah18.2% MSCI Islamic28.7% MSCI Islamic M-Series18.2% FTSE Shariah20.7% |
| CMCSA COMCAST CORP | NON_COMPLIANT | 0.21% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GOOGLE INC. CALL OPTION W | UNSCREENED | 0.14% | no in-house ratios for this holding |
| OPT. VISA I C 340 21/8/26 | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ABBVIE INC CALL OPTION W/ | UNSCREENED | 0.09% | no in-house ratios for this holding |
| RAYTHEON TECH GIESCALL OP | UNSCREENED | 0.09% | no in-house ratios for this holding |
| NVDA US EQUITY CALL OPTIO | UNSCREENED | 0.08% | no in-house ratios for this holding |
| MASTERCARD INC CLASS A CA | UNSCREENED | 0.08% | no in-house ratios for this holding |
| CHEVRON CORPORATION CALL | UNSCREENED | 0.07% | no in-house ratios for this holding |
| COCA COLA CO CALL OPTION | UNSCREENED | 0.07% | no in-house ratios for this holding |
| CHARLES SCHWAB CORP CALL | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ABBOTT LABORATORIES CALL | UNSCREENED | 0.06% | no in-house ratios for this holding |
| OPT. APPLE C 320 21/8/26 | UNSCREENED | 0.06% | no in-house ratios for this holding |
| LAM RESEARCH CORP.CALL OP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| ACCENTURE LIMITED CALL OP | UNSCREENED | 0.06% | no in-house ratios for this holding |
| BROADCOM INC. CALLOPTION | UNSCREENED | 0.05% | no in-house ratios for this holding |
| APPLIED MATERIALS CALL OP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| XOM EXXON MOBIL CORPORATION C | COMPLIANT | 0.05% | AAOIFI6.5% Usmani9.1% Dow Jones Islamic8.5% S&P Shariah9.0% MSCI Islamic9.1% MSCI Islamic M-Series9.0% FTSE Shariah9.1% |
| ADVANCED MICRO DEVICES CA | UNSCREENED | 0.05% | no in-house ratios for this holding |
| FACEBOOK CALL OPTION W/ST | UNSCREENED | 0.05% | no in-house ratios for this holding |
| CISCO SYSTEMS INCCALL OP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| SALESFORCE COM INCCALL OP | UNSCREENED | 0.05% | no in-house ratios for this holding |
| INTEL CORPORATION CALL OP | UNSCREENED | 0.04% | no in-house ratios for this holding |
| SERVICENOW INC CALL OPTIO | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BOOKING HOLDING CALL OPTI | UNSCREENED | 0.04% | no in-house ratios for this holding |
| JP MORGAN CHASE CALL OPTI | UNSCREENED | 0.04% | no in-house ratios for this holding |
| EMERSON ELECTRIC CO CALL | UNSCREENED | 0.04% | no in-house ratios for this holding |
| TESLA MOTORS INC CALL OPT | UNSCREENED | 0.04% | no in-house ratios for this holding |
| BERKSHIRE HATHAWAYINC - C | UNSCREENED | 0.04% | no in-house ratios for this holding |
| 3M COMPANY CALL OPTION W/ | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GENERAL DYNAMICS (11LPS) | UNSCREENED | 0.03% | no in-house ratios for this holding |
| US BANCORP/NEW CALL OPTIO | UNSCREENED | 0.03% | no in-house ratios for this holding |
| WELLS FARGO & CO. CALL OP | UNSCREENED | 0.03% | no in-house ratios for this holding |
| NETFLIX INC CALL OPTION W | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GENERAL ELECTRIC CO CALL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CITIGROUP INC CALLOPTION | UNSCREENED | 0.03% | no in-house ratios for this holding |
| WAL-MART STORES INC CALL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| CONOCOPHILLIPS CALL OPTIO | UNSCREENED | 0.03% | no in-house ratios for this holding |
| MEDTRONIC INC (WRAP) CALL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GM US CALL OPTION W/STK $ | UNSCREENED | 0.03% | no in-house ratios for this holding |
| INT L BUS MACH CORP CALL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| MICRON TECHNOLOGY INC CAL | UNSCREENED | 0.03% | no in-house ratios for this holding |
| VERIZON COMMUNICATIONS CA | UNSCREENED | 0.03% | no in-house ratios for this holding |
| ADOBE SYSTEMS INCORPORATE | UNSCREENED | 0.02% | no in-house ratios for this holding |
| AMGEN CALL OPTION W/STK $ | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ELI LILLY & CO CALL OPTIO | UNSCREENED | 0.02% | no in-house ratios for this holding |
| UNION PACIFIC CORPCALL OP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BANK OF AMERICA CORP CALL | UNSCREENED | 0.02% | no in-house ratios for this holding |
| PEPSICO INC CALL OPTION W | UNSCREENED | 0.02% | no in-house ratios for this holding |
| PALANTIR TECHNOLOGIES CAL | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BANK NEW YORK MELLON CORP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| MS US EQUITY CALL OPTION | UNSCREENED | 0.02% | no in-house ratios for this holding |
| INTUIT CORP CALL OPTION W | UNSCREENED | 0.02% | no in-house ratios for this holding |
| DANAHER CORP CALL OPTION | UNSCREENED | 0.02% | no in-house ratios for this holding |
| HOME DEPOT INC (WRAP) CAL | UNSCREENED | 0.02% | no in-house ratios for this holding |
| SOUTHERN CO CALL OPTION W | UNSCREENED | 0.02% | no in-house ratios for this holding |
| OPT. MONDE C 62.5 18/9/26 | UNSCREENED | 0.02% | no in-house ratios for this holding |
| STARBUCKS CORP CALL OPTIO | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GENERAL ELEC CO CALL OPTI | UNSCREENED | 0.02% | no in-house ratios for this holding |
| LOCKHEED MARTIN CALL OPTI | UNSCREENED | 0.02% | no in-house ratios for this holding |
| TEXAS INSTRUMENTS CALL OP | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BLACKROCK INC CALLOPTION | UNSCREENED | 0.02% | no in-house ratios for this holding |
| AT & T INC CALL OPTION W/ | UNSCREENED | 0.02% | no in-house ratios for this holding |
| PROCTER & GAMBLE CO CALL | UNSCREENED | 0.02% | no in-house ratios for this holding |
| COLGATE PALMOLIVE (11LPS) | UNSCREENED | 0.02% | no in-house ratios for this holding |
| HONA HONEYWELL AEROSPACE INC C | COMPLIANT | 0.02% | AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8% |
| CAPITAL ONE FINANCIAL CAL | UNSCREENED | 0.02% | no in-house ratios for this holding |
| ORACLE CORP CALL OPTION W | UNSCREENED | 0.02% | no in-house ratios for this holding |
| DEERE & CO CALL OPTION W/ | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ISRG INTUITIVE SURGICAL INC. | COMPLIANT | 0.01% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| AMERICAN EXPRESS CALL OPT | UNSCREENED | 0.01% | no in-house ratios for this holding |
| COSTCO WHOLESALE CORP CAL | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UBER TECHNOLOGIES INC CAL | UNSCREENED | 0.01% | no in-house ratios for this holding |
| MCDONALDS CORP CALL OPTIO | UNSCREENED | 0.01% | no in-house ratios for this holding |
| DUKE ENERGY CORP CALL OPT | UNSCREENED | 0.01% | no in-house ratios for this holding |
| LOWE S COMPANIES CALL OPT | UNSCREENED | 0.01% | no in-house ratios for this holding |
| UNITED PARCEL SVC INC CAL | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CATERPILLAR INC CALL OPTI | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GILEAD SCIENCES INC CALL | UNSCREENED | 0.01% | no in-house ratios for this holding |
| COMCAST CORP. CL ACALL OP | UNSCREENED | 0.01% | no in-house ratios for this holding |
| AMERICAN TOWER CORP. CALL | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC C | NON_COMPLIANT | 0.01% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| BOEING CO CALL OPTION W/S | UNSCREENED | 0.01% | no in-house ratios for this holding |
| DISNEY (WALT) CO. CALL OP | UNSCREENED | 0.01% | no in-house ratios for this holding |
| T-MOBILE CALL OPTION W/ST | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FEDEX CORPORATION CALL OP | UNSCREENED | 0.01% | no in-house ratios for this holding |
| QUALCOMM INC CALL OPTION | UNSCREENED | 0.01% | no in-house ratios for this holding |
| CVS CORPORATION CALL OPTI | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NEXTERA CALL OPTION W/STK | UNSCREENED | 0.01% | no in-house ratios for this holding |
| NIKE INC-CL B CALLOPTION | UNSCREENED | 0.00% | no in-house ratios for this holding |
| LINDE PLC CALL OPTION W/S | UNSCREENED | 0.00% | no in-house ratios for this holding |
The published standards disagree about this fund by 23 points of portfolio weight — 74.2% of it passes AAOIFI, 51.1% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 74.2% ratios fail on 17.2% 16.0% not rated under AAOIFI
ratios pass on 63.2% ratios fail on 23.2% 21.1% not rated under Usmani
ratios pass on 74.1% ratios fail on 16.7% 16.7% not rated under Dow Jones Islamic
ratios pass on 73.5% ratios fail on 16.9% 17.1% not rated under S&P Shariah
ratios pass on 51.1% ratios fail on 28.8% 27.5% not rated under MSCI Islamic
ratios pass on 73.5% ratios fail on 17.2% 16.7% not rated under MSCI Islamic M-Series
ratios pass on 61.9% ratios fail on 24.3% 21.2% not rated under FTSE Shariah
89 of 185 listed holdings carry our own per-methodology verdicts (98% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 80 (91% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| BRK.B BERKSHIRE HATHAWAY INC | 1.97% |
| SO SOUTHERN COMPANY (THE) | 1.14% |
| DUK DUKE ENERGY CORP | 1.02% |
| RTX RTX CORP | 1.02% |
| BAC BANK OF AMERICA CORP | 1.00% |
| C CITIGROUP INC | 0.91% |
| GS GOLDMAN SACHS GROUP INC (THE) | 0.90% |
| SPG SIMON PROPERTY GROUP INC | 0.88% |
| MS MORGAN STANLEY | 0.86% |
| GE GE AEROSPACE | 0.84% |
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
Steward Covered Call Income Fund (SCJAX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| MSFTMICROSOFT CORP | 5.81% | Questionable |
| AAPLAPPLE INC | 5.05% | Compliant |
| NVDANVIDIA CORP | 4.84% | Compliant |
| AMZNAMAZON.COM INC | 4.52% | Questionable |
| GOOGALPHABET INC | 3.62% | Questionable |
| AVGOBROADCOM INC | 3.21% | Compliant |
| GOOGALPHABET INC | 2.69% | Questionable |
| METAMETA PLATFORMS INC | 2.23% | Questionable |
| JP MORGAN CHASE & COMPANYnot matched to a ticker | 1.97% | Not screened |
| BRK.BBERKSHIRE HATHAWAY INC | 1.97% | Non-compliant |
Top 10 of 185 holdings, 35.9% of the fund by weight. Every holding is screened, not only these.
The positions keeping this fund short of 100% compliant by weight.
Verdict history for SCJAX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 52.80 | NEUTRAL |
| Stochastic %K (14) | 58.82 | NEUTRAL |
| CCI (20) | 23.94 | NEUTRAL |
| Williams %R (14) | -41.18 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 1.25 | BUY |
| Momentum (10) | 0.10 | BUY |
| EMA (10) | 8.15 | SELL |
| SMA (10) | 8.15 | SELL |
| EMA (20) | 8.12 | BUY |
| SMA (20) | 8.11 | BUY |
| EMA (30) | 8.10 | BUY |
| SMA (30) | 8.10 | BUY |
| EMA (50) | 8.07 | BUY |
| SMA (50) | 8.09 | BUY |
| EMA (100) | 7.97 | BUY |
| SMA (100) | 7.98 | BUY |
| EMA (200) | 7.80 | BUY |
| SMA (200) | 7.76 | BUY |
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.