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RSDIX

ETF / Fund RBC BlueBay Short Duration Fixed Income Fund
$9.38
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Sharia status
NOT COMPLIANT
Screened by look-through to its filed holdings — 49% of portfolio weight covered
Fund look-through

RBC BlueBay Short Duration Fixed Income Fund · RBC Funds Trust

86 holdings · as of 2026-03-31 (5.6 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.

NON-COMPLIANT At least 46.51% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 50% turns out to be. Matching more holdings can only raise this share, never lower it.

34.09% of that is conventional interest-bearing debt — US Treasuries or agency mortgage paper — identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.

86 holdings, 31 matched (49% of weight). Portfolio as of 2026-03-31, filed 2026-05-21. Source: SEC Form N-PORT.

6.38% of this portfolio’s income is non-permissible — weighted across holdings, computed over 6% of portfolio weight (6 of 86 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.

Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.

All holdings (86)
HoldingStatusWeightEvery methodology, and the debt ratio behind it
United States Treasury Notes NON_COMPLIANT 4.63% no in-house ratios for this holding
United States Treasury Notes NON_COMPLIANT 4.63% no in-house ratios for this holding
United States Treasury Bills NON_COMPLIANT 3.89% no in-house ratios for this holding
United States Treasury Bills NON_COMPLIANT 3.89% no in-house ratios for this holding
United States Treasury Bills NON_COMPLIANT 3.88% no in-house ratios for this holding
United States Treasury Bills NON_COMPLIANT 3.88% no in-house ratios for this holding
United States Treasury Bills NON_COMPLIANT 2.90% no in-house ratios for this holding
United States Treasury Bills NON_COMPLIANT 2.90% no in-house ratios for this holding
RBC Funds Trust UNSCREENED 2.42% no in-house ratios for this holding
Lincoln Financial Global Funding UNSCREENED 1.92% no in-house ratios for this holding
Foundry JV Holdco LLC. UNSCREENED 1.61% no in-house ratios for this holding
Amur Equipment Finance Receivables VI LLC UNSCREENED 1.60% no in-house ratios for this holding
GreatAmerica Leasing Receivables Funding LLC UNSCREENED 1.58% no in-house ratios for this holding
DELL EQUIPMENT FINANCE TRUST 2024-1 UNSCREENED 1.57% no in-house ratios for this holding
HSBA.L HSBC Holdings PLC NON_COMPLIANT 1.57% AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail
LLOY.L Lloyds Banking Group PLC NON_COMPLIANT 1.57% AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail
Federal National Mortgage Association NON_COMPLIANT 1.56% no in-house ratios for this holding
DNB.OL DnB Bank ASA NON_COMPLIANT 1.55% AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail
DELL EQUIPMENT FINANCE TRUST 2024-1 UNSCREENED 1.49% no in-house ratios for this holding
DT AUTO OWNER TRUST 2023-2 UNSCREENED 1.39% no in-house ratios for this holding
EXETER SELECT AUTOMOBILE RECEIVABLES TRUST 2025-2 UNSCREENED 1.36% no in-house ratios for this holding
Verizon Master Trust UNSCREENED 1.28% no in-house ratios for this holding
GS Goldman Sachs Group, Inc. NON_COMPLIANT 1.25% AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6%
GreatAmerica Leasing Receivables Funding LLC UNSCREENED 1.23% no in-house ratios for this holding
JPM JPMorgan Chase & Co. NON_COMPLIANT 1.18% AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4%
DEUTSCHE BANK AG NEW YORK BRANCH UNSCREENED 1.18% no in-house ratios for this holding
Homes 2025-NQM4 Trust UNSCREENED 1.16% no in-house ratios for this holding
FORD CREDIT AUTO OWNER TRUST 2021-REV2 UNSCREENED 1.15% no in-house ratios for this holding
Exeter Automobile Receivables Trust 2013-2 UNSCREENED 1.12% no in-house ratios for this holding
CFG Citizens Financial Group Inc NON_COMPLIANT 1.08% AAOIFI92.6% Usmani11.8% Dow Jones Islamic125.5% S&P Shariah143.3% MSCI Islamic11.8% MSCI Islamic M-Series143.3% FTSE Shariah11.8%
Westlake Automobile Receivables Trust 2025-1 UNSCREENED 1.06% no in-house ratios for this holding
Charter Communications Operating, LLC/Charter Communications Operating Capital Corp. UNSCREENED 1.05% no in-house ratios for this holding
Southern Power Company UNSCREENED 1.04% no in-house ratios for this holding
ET Energy Transfer LP NON_COMPLIANT 0.99% AAOIFI94.8% Usmani47.4% Dow Jones Islamic120.8% S&P Shariah134.5% MSCI Islamic47.4% MSCI Islamic M-Series134.5% FTSE Shariah46.2%
HOMES 2025-AFC2 TRUST UNSCREENED 0.98% no in-house ratios for this holding
HYUNDAI AUTO LEASE SECURITIZATION TRUST 2024-B UNSCREENED 0.98% no in-house ratios for this holding
Hyundai Capital America UNSCREENED 0.98% no in-house ratios for this holding
VERUS SECURITIZATION TRUST 2025-5 UNSCREENED 0.98% no in-house ratios for this holding
Equitable America Global Funding UNSCREENED 0.97% no in-house ratios for this holding
Constellation Global Funding UNSCREENED 0.95% no in-house ratios for this holding
TFC Truist Financial Corp. NON_COMPLIANT 0.95% AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6%
BELLEMEADE RE 2025-1 LTD UNSCREENED 0.93% no in-house ratios for this holding
ORCL Oracle Corp. COMPLIANT 0.87% AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5%
Exeter Automobile Receivables Trust 2016-3 UNSCREENED 0.87% no in-house ratios for this holding
J P MORGAN MTG TR 2025-VIS1 UNSCREENED 0.83% no in-house ratios for this holding
RPRX Royalty Pharma PLC COMPLIANT 0.83% AAOIFI24.4% Usmani45.2% Dow Jones Islamic60.3% S&P Shariah67.3% MSCI Islamic45.2% MSCI Islamic M-Series67.3% FTSE Shariah45.2%
HYUNDAI AUTO RECEIVABLES TRUST 2024-B UNSCREENED 0.83% no in-house ratios for this holding
LAD AUTO RECEIVABLES TRUST 2023-3 UNSCREENED 0.83% no in-house ratios for this holding
WFC Wells Fargo & Co. NON_COMPLIANT 0.81% AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1%
Santander Drive Auto Receivables Trust 2013-A UNSCREENED 0.81% no in-house ratios for this holding
SYSTEM ENERGY RESOURCES INC UNSCREENED 0.80% no in-house ratios for this holding
HCA Inc. UNSCREENED 0.79% no in-house ratios for this holding
Exeter Automobile Receivables Trust 2013-2 UNSCREENED 0.79% no in-house ratios for this holding
Centersquare Issuer LLC / Centersquare Co-Issuer LLC UNSCREENED 0.79% no in-house ratios for this holding
ALLY AUTO RECEIVABLES TRUST 2023-A UNSCREENED 0.76% no in-house ratios for this holding
AEE Ameren Corp. NON_COMPLIANT 0.76% AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail
Exeter Automobile Receivables Trust 2013-2 UNSCREENED 0.75% no in-house ratios for this holding
Constellation Energy Generation LLC UNSCREENED 0.73% no in-house ratios for this holding
Santander Drive Auto Receivables Trust 2013-A UNSCREENED 0.71% no in-house ratios for this holding
Verizon Master Trust UNSCREENED 0.70% no in-house ratios for this holding
FIS Fidelity National Information Services Inc NON_COMPLIANT 0.70% AAOIFI78.8% Usmani38.6% Dow Jones Islamic50.4% S&P Shariah49.4% MSCI Islamic38.6% MSCI Islamic M-Series49.4% FTSE Shariah38.4%
Santander Drive Auto Receivables Trust 2013-A UNSCREENED 0.68% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.66% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.64% no in-house ratios for this holding
Exeter Automobile Receivables Trust 2013-2 UNSCREENED 0.63% no in-house ratios for this holding
Santander Drive Auto Receivables Trust 2022-2 UNSCREENED 0.60% no in-house ratios for this holding
Gm Financial Automobile Leasing Trust 2025-2 UNSCREENED 0.59% no in-house ratios for this holding
CARMAX AUTO OWNER TRUST 2022-4 UNSCREENED 0.55% no in-house ratios for this holding
VERUS SECURITIZATION TR 2024-3 UNSCREENED 0.53% no in-house ratios for this holding
Macquarie Airfinance Holdings Ltd UNSCREENED 0.52% no in-house ratios for this holding
CARMAX AUTO OWNER TRUST 2022-4 UNSCREENED 0.52% no in-house ratios for this holding
Verizon Master Trust UNSCREENED 0.51% no in-house ratios for this holding
SWITCH ABS ISSUER LLC 2024-1 UNSCREENED 0.46% no in-house ratios for this holding
CARVANA AUTO RECEIVABLES TRUST 2021 UNSCREENED 0.42% no in-house ratios for this holding
CARVANA AUTO RECEIVABLES TRUST 2021-N3 UNSCREENED 0.40% no in-house ratios for this holding
MARLETTE FUNDING TRUST 2024-1 UNSCREENED 0.38% no in-house ratios for this holding
FREDDIE MAC STACR REMIC TRUST 2024-DNA3 NON_COMPLIANT 0.26% no in-house ratios for this holding
FREDDIE MAC STACR REMIC TRUST 2023-DNA1 NON_COMPLIANT 0.20% no in-house ratios for this holding
BOARD OF TRADE OF THE CITY OF CHICAGO, INC. UNSCREENED 0.20% no in-house ratios for this holding
FREDDIE MAC STACR REMIC TRUST 2022-DNA3 NON_COMPLIANT 0.14% no in-house ratios for this holding
EXETER AUTOMOBILE RECEIVABLES TRUST 2022-6 UNSCREENED 0.07% no in-house ratios for this holding
TESLA AUTO LEASE TRUST 2023-B UNSCREENED 0.06% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
Federal National Mortgage Association NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%

The published standards disagree about this fund by 1 points of portfolio weight — 0.9% of it passes Dow Jones Islamic, 0.0% passes Usmani. Which number is yours depends on which standard you follow.

These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.

ratios pass on 0.8% ratios fail on 13.3% 84.2% not rated under AAOIFI

14 of 86 listed holdings carry our own per-methodology verdicts (14% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 10 (9% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.

Non-compliant holdingWeight
United States Treasury Notes 4.63%
United States Treasury Notes 4.63%
United States Treasury Bills 3.89%
United States Treasury Bills 3.89%
United States Treasury Bills 3.88%
United States Treasury Bills 3.88%
United States Treasury Bills 2.90%
United States Treasury Bills 2.90%
HSBA.L HSBC Holdings PLC 1.57%
LLOY.L Lloyds Banking Group PLC 1.57%

Methodology breakdown computing — it will appear here on its own.

🕌Open research, not a fatwa — verify with your own scholar.

Trade setup

Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.

SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

RSDIX (RSDIX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.

NON-COMPLIANT
Sharia compliance

🕌 In-house Compliance Research

Computing the full ratio and business-activity breakdown for RSDIX — this runs off the critical path so the page paints first. It will appear here on its own.

About RSDIX

The fund seeks to achieve its investment objective by investing, under normal circumstances, at least 80% of its assets in fixed income securities. The fixed income securities in which the fund may invest include, but are not limited to, bonds, municipal securities, mortgage-related and asset-backed securities, and obligations of U.S. and foreign governments and their agencies. The fund may invest in securities with fixed, floating or variable rates of interest.

Background via Yahoo Finance — informational, not part of the verdict.

SMC — Top Down

Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.

Peer Movement

How the rest of the sector moved over the same window. Context for a price move, never a cause of one.

Peer movement computing — it will appear here on its own.

Before you act on this

The questions worth asking about any verdict on this page, answered plainly.

Is a fund screened on its name?

No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.

What does unrated weight mean?

It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.

Does the issuer's board make it compliant?

It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.

How often is this re-screened?

When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.

Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.

Compare with

Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.

Peer screening computing — it will appear here on its own.

Insider Activity (90d)

Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.

NO DATA   0 buys · 0 sells

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.

NEUTRAL   report date 2026-09-08 · Asset managers net 912361 (-21819)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.