Quilter plc (QLT.L) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-27). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. QLT.L files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: cleared (no excluded categories detected)
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 12.97% | 30.00% | Pass |
| Interest-bearing investments | 2854.45% | 30.00% | Fail |
| Non-permissible income | 2.21% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 0.45% | 33.00% | Pass |
| Interest-bearing investments | 98.66% | 33.00% | Fail |
| Non-liquid assets | 0.83% | at least 20.00% | Fail |
| Non-permissible income | 2.21% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 0.45% | 33.33% | Pass |
| Cash + interest-bearing securities | 98.66% | 33.33% | Fail |
| Accounts receivable | 99.17% | 33.33% | Fail |
| Non-permissible income | 2.21% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 0.45% | 33.33% | Pass |
| Cash + interest-bearing securities | 98.66% | 33.33% | Fail |
| Accounts receivable | 99.17% | 50.00% | Fail |
| Non-permissible income | 2.21% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 14.35% | 33.00% | Pass |
| Cash + interest-bearing securities | 3158.87% | 33.00% | Fail |
| Accounts receivable | 16.52% | 33.00% | Pass |
| Non-permissible income | 2.21% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 16.32% | 33.00% | Pass |
| Cash + interest-bearing securities | 3593.25% | 49.00% | Fail |
| Accounts receivable | 18.80% | 49.00% | Pass |
| Non-permissible income | 2.21% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 16.32% | 33.33% | Pass |
| Cash + interest-bearing securities | 3593.25% | 33.33% | Fail |
| Accounts receivable | 3612.05% | 49.00% | Fail |
| Non-permissible income | 2.21% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 38.20 | NEUTRAL |
| Stochastic %K (14) | 28.26 | NEUTRAL |
| CCI (20) | -81.87 | NEUTRAL |
| Williams %R (14) | -71.74 | NEUTRAL |
| MACD (12,26,9) | -0.47 | SELL |
| ROC (10) | -3.37 | SELL |
| Momentum (10) | -6.50 | SELL |
| EMA (10) | 187.45 | SELL |
| SMA (10) | 187.18 | SELL |
| EMA (20) | 189.96 | SELL |
| SMA (20) | 190.73 | SELL |
| EMA (30) | 191.54 | SELL |
| SMA (30) | 193.19 | SELL |
| EMA (50) | 192.71 | SELL |
| SMA (50) | 196.25 | SELL |
| EMA (100) | 191.65 | SELL |
| SMA (100) | 192.37 | SELL |
| EMA (200) | 187.82 | SELL |
| SMA (200) | 188.52 | SELL |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Financial Services · Asset Management
Quilter plc provides advice-led investment solutions in the United Kingdom and internationally. It operates through High Net Worth and Affluent segments. The High Net Worth segment provides discretionary investment management services to high-net worth clients, charities, companies, and institutions through a network of branches; and financial advice services for protection, mortgages, savings, investment, and pensions primarily to high-net-worth clients. Its Affluent segment comprises Quilter Investment Platform, an investment platform for advice-based wealth management products and services; Quilter Investor, which offers investment solutions in the form of funds for the group and third-party clients; and Quilter Financial planning, a restricted and independent financial adviser network that provides mortgage and financial planning advice, and solution for individuals and business through a network of intermediaries. The company was incorporated in 2007 and is based in London, the United Kingdom.
Background via Yahoo Finance — informational, not part of the verdict.
Research only, not the primary verdict above — SEC EDGAR (the source for the main in-house research card, if shown) has no data for this symbol, so this is computed from a real, country-specific filing instead. Business-activity screening isn't part of this check.
Based on the filing period ending 2025-12-31, figures in GBP.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.