Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Victory Pioneer Equity Income Fund · Victory Portfolios IV
55 holdings · as of 2026-04-30 (4.6 months ago) The fund may have traded since. SEC Form N-PORT is filed quarterly and lags the period it covers, so these are the most recent holdings on file, not the fund’s holdings today.
NON-COMPLIANT 52.68% of portfolio weight is in non-compliant holdings, over the 5% threshold.
55 holdings, 51 matched (93% of weight). Portfolio as of 2026-04-30, filed 2026-06-25. Source: SEC Form N-PORT.
5.05% of this portfolio’s income is non-permissible — weighted across holdings, computed over 73% of portfolio weight (42 of 55 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
38.1% compliant 1.9% questionable 52.7% non-compliant 7.2% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| XOM EXXON MOBIL CORPORATION | COMPLIANT | 4.66% | AAOIFI6.5% Usmani9.1% Dow Jones Islamic8.5% S&P Shariah9.0% MSCI Islamic9.1% MSCI Islamic M-Series9.0% FTSE Shariah9.1% |
| BAC BANK OF AMERICA CORPORATION | NON_COMPLIANT | 3.77% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| JPM JPMORGAN CHASE & CO. | NON_COMPLIANT | 3.65% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| CSCO CISCO SYSTEMS, INC. | COMPLIANT | 3.61% | AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6% |
| UPS UNITED PARCEL SERVICE, INC. | NON_COMPLIANT | 3.39% | AAOIFI32.8% Usmani40.2% Dow Jones Islamic40.1% S&P Shariah37.0% MSCI Islamic40.2% MSCI Islamic M-Series37.0% FTSE Shariah34.4% |
| STT STATE STREET CORPORATION | NON_COMPLIANT | 3.33% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| COP CONOCOPHILLIPS | COMPLIANT | 3.32% | AAOIFI14.4% Usmani18.7% Dow Jones Islamic19.1% S&P Shariah18.8% MSCI Islamic18.7% MSCI Islamic M-Series18.8% FTSE Shariah18.7% |
| NTRS NORTHERN TRUST CORPORATION | NON_COMPLIANT | 3.21% | AAOIFI11.1% Usmani2.1% Dow Jones Islamic15.8% S&P Shariah17.9% MSCI Islamic2.1% MSCI Islamic M-Series17.9% FTSE Shariah2.1% |
| MS MORGAN STANLEY | NON_COMPLIANT | 2.90% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| JNJ JOHNSON & JOHNSON | COMPLIANT | 2.77% | AAOIFI7.6% Usmani24.4% Dow Jones Islamic10.9% S&P Shariah11.7% MSCI Islamic24.4% MSCI Islamic M-Series11.7% FTSE Shariah24.4% |
| CMCSA COMCAST CORPORATION | NON_COMPLIANT | 2.74% | AAOIFI96.1% Usmani35.1% Dow Jones Islamic138.9% S&P Shariah130.3% MSCI Islamic35.1% MSCI Islamic M-Series130.3% FTSE Shariah35.1% |
| HONEYWELL INTERNATIONAL INCORPORATION | UNSCREENED | 2.69% | no in-house ratios for this holding |
| COTERRA ENERGY INC. | UNSCREENED | 2.68% | no in-house ratios for this holding |
| DIS THE WALT DISNEY COMPANY | NON_COMPLIANT | 2.66% | AAOIFI25.4% Usmani22.5% Dow Jones Islamic24.6% S&P Shariah25.2% MSCI Islamic22.5% MSCI Islamic M-Series25.2% FTSE Shariah22.5% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 2.48% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| MMM 3M COMPANY | COMPLIANT | 2.41% | AAOIFI15.2% Usmani37.7% Dow Jones Islamic16.6% S&P Shariah18.5% MSCI Islamic37.7% MSCI Islamic M-Series18.5% FTSE Shariah35.9% |
| SNY SANOFI SA | COMPLIANT | 2.35% | AAOIFI20.8% Usmani14.7% Dow Jones Islamic38.1% S&P Shariah38.6% MSCI Islamic14.7% MSCI Islamic M-Series38.6% FTSE Shariah14.7% |
| LOW LOWE'S COMPANIES, INC. | NON_COMPLIANT | 2.25% | AAOIFI35.6% Usmani71.7% Dow Jones Islamic30.1% S&P Shariah31.0% MSCI Islamic71.7% MSCI Islamic M-Series31.0% FTSE Shariah63.7% |
| BMY BRISTOL-MYERS SQUIBB COMPANY | NON_COMPLIANT | 2.23% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| MDT MEDTRONIC PUBLIC LIMITED COMPANY | COMPLIANT | 2.22% | AAOIFI24.4% Usmani31.5% Dow Jones Islamic26.4% S&P Shariah27.4% MSCI Islamic31.4% MSCI Islamic M-Series27.4% FTSE Shariah30.2% |
| TFC Truist Financial Corporation | NON_COMPLIANT | 2.22% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| CMS CMS ENERGY CORPORATION | NON_COMPLIANT | 2.21% | AAOIFI89.2% Usmani47.2% Dow Jones Islamic90.3% S&P Shariah98.1% MSCI Islamic46.5% MSCI Islamic M-Series98.1% FTSE Shariah46.5% |
| TXN TEXAS INSTRUMENTS INCORPORATED | COMPLIANT | 2.15% | AAOIFI5.9% Usmani39.2% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic39.2% MSCI Islamic M-Series8.1% FTSE Shariah39.2% |
| F FORD MOTOR COMPANY | NON_COMPLIANT | 2.10% | AAOIFI4.1% Usmani1.2% Dow Jones Islamic5.7% S&P Shariah5.9% MSCI Islamic0.8% MSCI Islamic M-Series5.9% FTSE Shariah0.0% |
| DUK DUKE ENERGY CORPORATION | NON_COMPLIANT | 2.00% | AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4% |
| TGT TARGET CORPORATION | QUESTIONABLE | 1.86% | AAOIFI25.0% Usmani30.5% Dow Jones Islamic36.2% S&P Shariah34.4% MSCI Islamic30.5% MSCI Islamic M-Series34.4% FTSE Shariah25.1% |
| IBM INTERNATIONAL BUSINESS MACHINES CORPORATION | COMPLIANT | 1.78% | AAOIFI29.5% Usmani42.9% Dow Jones Islamic28.2% S&P Shariah32.2% MSCI Islamic42.9% MSCI Islamic M-Series32.2% FTSE Shariah40.8% |
| TJX THE TJX COMPANIES, INC. | COMPLIANT | 1.75% | AAOIFI10.1% Usmani38.6% Dow Jones Islamic9.4% S&P Shariah10.4% MSCI Islamic38.6% MSCI Islamic M-Series10.4% FTSE Shariah7.7% |
| AIG AMERICAN INTERNATIONAL GROUP, INC. | NON_COMPLIANT | 1.72% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| ZBH ZIMMER BIOMET HOLDINGS, INC. | NON_COMPLIANT | 1.36% | AAOIFI40.7% Usmani32.8% Dow Jones Islamic39.1% S&P Shariah36.3% MSCI Islamic32.8% MSCI Islamic M-Series36.3% FTSE Shariah32.8% |
| VZ VERIZON COMMUNICATIONS INC. | NON_COMPLIANT | 1.32% | AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3% |
| UNP UNION PACIFIC CORPORATION | COMPLIANT | 1.31% | AAOIFI18.2% Usmani43.8% Dow Jones Islamic22.0% S&P Shariah22.4% MSCI Islamic43.8% MSCI Islamic M-Series22.4% FTSE Shariah42.6% |
| QCOM QUALCOMM INCORPORATED | COMPLIANT | 1.28% | AAOIFI8.3% Usmani25.7% Dow Jones Islamic8.6% S&P Shariah8.7% MSCI Islamic25.7% MSCI Islamic M-Series8.7% FTSE Shariah25.7% |
| PEP Pepsico, Inc. | COMPLIANT | 1.24% | AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4% |
| KHC THE KRAFT HEINZ COMPANY | NON_COMPLIANT | 1.19% | AAOIFI64.5% Usmani26.0% Dow Jones Islamic63.2% S&P Shariah58.9% MSCI Islamic26.0% MSCI Islamic M-Series58.9% FTSE Shariah26.0% |
| HSY THE HERSHEY COMPANY | COMPLIANT | 1.14% | AAOIFI15.8% Usmani39.9% Dow Jones Islamic13.9% S&P Shariah13.9% MSCI Islamic39.4% MSCI Islamic M-Series13.9% FTSE Shariah37.1% |
| OC OWENS CORNING | NON_COMPLIANT | 1.12% | AAOIFI43.5% Usmani37.4% Dow Jones Islamic40.6% S&P Shariah39.3% MSCI Islamic37.4% MSCI Islamic M-Series39.3% FTSE Shariah33.2% |
| ACCENTURE PUBLIC LIMITED COMPANY | UNSCREENED | 1.11% | no in-house ratios for this holding |
| DE DEERE & COMPANY | NON_COMPLIANT | 1.10% | AAOIFI9.1% Usmani15.9% Dow Jones Islamic12.7% S&P Shariah13.8% MSCI Islamic15.9% MSCI Islamic M-Series13.8% FTSE Shariah15.9% |
| MDLZ Mondelez International, Inc. | COMPLIANT | 1.07% | AAOIFI24.4% Usmani27.5% Dow Jones Islamic24.3% S&P Shariah23.4% MSCI Islamic26.9% MSCI Islamic M-Series23.4% FTSE Shariah25.8% |
| TAP MOLSON COORS BEVERAGE COMPANY | NON_COMPLIANT | 1.00% | AAOIFI103.6% Usmani32.6% Dow Jones Islamic93.0% S&P Shariah89.1% MSCI Islamic32.4% MSCI Islamic M-Series89.1% FTSE Shariah31.5% |
| ROK ROCKWELL AUTOMATION, INC. | COMPLIANT | 0.92% | AAOIFI6.1% Usmani26.4% Dow Jones Islamic7.6% S&P Shariah8.1% MSCI Islamic26.4% MSCI Islamic M-Series8.1% FTSE Shariah23.2% |
| NTAP NETAPP, INC. | COMPLIANT | 0.80% | AAOIFI7.4% Usmani25.0% Dow Jones Islamic11.7% S&P Shariah13.3% MSCI Islamic25.0% MSCI Islamic M-Series13.3% FTSE Shariah22.7% |
| CARR CARRIER GLOBAL CORPORATION | COMPLIANT | 0.76% | AAOIFI24.6% Usmani32.2% Dow Jones Islamic21.6% S&P Shariah22.4% MSCI Islamic32.2% MSCI Islamic M-Series22.4% FTSE Shariah30.7% |
| JOHN B. SANFILIPPO & SON, INC. | UNSCREENED | 0.74% | no in-house ratios for this holding |
| UNH UNITEDHEALTH GROUP INCORPORATED | NON_COMPLIANT | 0.66% | AAOIFI20.4% Usmani23.7% Dow Jones Islamic20.4% S&P Shariah18.8% MSCI Islamic23.7% MSCI Islamic M-Series18.8% FTSE Shariah23.7% |
| PPG PPG INDUSTRIES, INC. | COMPLIANT | 0.65% | AAOIFI31.6% Usmani34.8% Dow Jones Islamic30.9% S&P Shariah29.1% MSCI Islamic34.7% MSCI Islamic M-Series29.1% FTSE Shariah32.1% |
| HPQ HP INC. | NON_COMPLIANT | 0.59% | AAOIFI36.8% Usmani22.6% Dow Jones Islamic42.8% S&P Shariah41.1% MSCI Islamic22.6% MSCI Islamic M-Series41.1% FTSE Shariah20.0% |
| AVB AVALONBAY COMMUNITIES, INC. | NON_COMPLIANT | 0.54% | AAOIFIfail Usmanifail Dow Jones Islamic— S&P Shariah— MSCI Islamicfail MSCI Islamic M-Series— FTSE Shariahfail |
| DRI DARDEN RESTAURANTS, INC. | NON_COMPLIANT | 0.51% | AAOIFI25.3% Usmani62.3% Dow Jones Islamic28.6% S&P Shariah30.9% MSCI Islamic48.7% MSCI Islamic M-Series30.9% FTSE Shariah18.1% |
| ABBV ABBVIE INC. | COMPLIANT | 0.50% | AAOIFIpass Usmanifail Dow Jones Islamicpass S&P Shariahpass MSCI Islamicfail MSCI Islamic M-Seriespass FTSE Shariahfail |
| HD THE HOME DEPOT, INC. | COMPLIANT | 0.49% | AAOIFI18.6% Usmani56.1% Dow Jones Islamic16.3% S&P Shariah17.0% MSCI Islamic53.3% MSCI Islamic M-Series17.0% FTSE Shariah44.5% |
| LH LABCORP HOLDINGS INC. | COMPLIANT | 0.47% | AAOIFI25.4% Usmani36.5% Dow Jones Islamic31.6% S&P Shariah33.5% MSCI Islamic36.2% MSCI Islamic M-Series33.5% FTSE Shariah31.6% |
| EXE EXPAND ENERGY CORPORATION | COMPLIANT | 0.46% | AAOIFI22.5% Usmani17.3% Dow Jones Islamic22.5% S&P Shariah27.7% MSCI Islamic17.3% MSCI Islamic M-Series27.7% FTSE Shariah17.0% |
| LYB LyondellBasell Industries N.V. | NON_COMPLIANT | 0.44% | AAOIFI62.2% Usmani37.0% Dow Jones Islamic65.8% S&P Shariah58.8% MSCI Islamic37.0% MSCI Islamic M-Series58.8% FTSE Shariah33.2% |
The published standards disagree about this fund by 13 points of portfolio weight — 43.1% of it passes AAOIFI, 30.4% passes MSCI Islamic. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 43.1% ratios fail on 42.3% 14.4% not rated under AAOIFI
ratios pass on 32.5% ratios fail on 41.7% 25.6% not rated under Usmani
ratios pass on 40.6% ratios fail on 43.1% 16.2% not rated under Dow Jones Islamic
ratios pass on 40.1% ratios fail on 43.6% 16.2% not rated under S&P Shariah
ratios pass on 30.4% ratios fail on 42.5% 26.9% not rated under MSCI Islamic
ratios pass on 40.1% ratios fail on 43.6% 16.2% not rated under MSCI Islamic M-Series
ratios pass on 36.2% ratios fail on 36.8% 26.9% not rated under FTSE Shariah
51 of 55 listed holdings carry our own per-methodology verdicts (93% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 47 (88% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| BAC BANK OF AMERICA CORPORATION | 3.77% |
| JPM JPMORGAN CHASE & CO. | 3.65% |
| UPS UNITED PARCEL SERVICE, INC. | 3.39% |
| STT STATE STREET CORPORATION | 3.33% |
| NTRS NORTHERN TRUST CORPORATION | 3.21% |
| MS MORGAN STANLEY | 2.90% |
| CMCSA COMCAST CORPORATION | 2.74% |
| DIS THE WALT DISNEY COMPANY | 2.66% |
| WFC WELLS FARGO & COMPANY | 2.48% |
| LOW LOWE'S COMPANIES, INC. | 2.25% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
PYEQX (PYEQX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for PYEQX — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 38.00 | NEUTRAL |
| Stochastic %K (14) | 0.00 | BUY |
| CCI (20) | -229.59 | BUY |
| Williams %R (14) | -100.00 | BUY |
| MACD (12,26,9) | -0.10 | SELL |
| ROC (10) | -2.35 | SELL |
| Momentum (10) | -0.69 | SELL |
| EMA (10) | 29.14 | SELL |
| SMA (10) | 29.22 | SELL |
| EMA (20) | 29.20 | SELL |
| SMA (20) | 29.35 | SELL |
| EMA (30) | 29.13 | SELL |
| SMA (30) | 29.32 | SELL |
| EMA (50) | 28.88 | SELL |
| SMA (50) | 28.92 | SELL |
| EMA (100) | 28.21 | BUY |
| SMA (100) | 28.08 | BUY |
| EMA (200) | 27.07 | BUY |
| SMA (200) | 27.03 | BUY |
Normally, the fund invests at least 80% of its total assets in income producing equity securities of U.S. issuers. The income producing equity securities in which the fund may invest include common stocks, preferred stocks, securities of other investment companies (including mutual funds, exchange-traded funds and closed-end funds) that invest primarily in equity securities, and equity interests in real estate investment trusts (REITs).
Background via Yahoo Finance — informational, not part of the verdict.
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-09-08 · Asset managers net 912361 (-21819)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.