Prudential plc (PRU.L) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-27). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies Prudential plc under conventional insurance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. PRU.L files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: conventional_insurance
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.94% | 30.00% | Pass |
| Interest-bearing investments | 10.96% | 30.00% | Pass |
| Non-permissible income | 20.30% | 5.00% | Fail |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 2.64% | 33.33% | Pass |
| Cash + interest-bearing securities | 1.81% | 33.33% | Pass |
| Accounts receivable | 2.21% | 33.33% | Pass |
| Non-permissible income | 20.30% | 5.00% | Fail |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 2.64% | 33.33% | Pass |
| Cash + interest-bearing securities | 1.81% | 33.33% | Pass |
| Accounts receivable | 2.21% | 50.00% | Pass |
| Non-permissible income | 20.30% | 5.00% | Fail |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 16.69% | 33.00% | Pass |
| Cash + interest-bearing securities | 11.48% | 33.00% | Pass |
| Accounts receivable | 2.49% | 33.00% | Pass |
| Non-permissible income | 20.30% | 5.00% | Fail |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 17.33% | 33.00% | Pass |
| Cash + interest-bearing securities | 11.92% | 49.00% | Pass |
| Accounts receivable | 2.59% | 49.00% | Pass |
| Non-permissible income | 20.30% | 5.00% | Fail |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 17.33% | 33.33% | Pass |
| Cash + interest-bearing securities | 11.92% | 33.33% | Pass |
| Accounts receivable | 14.50% | 49.00% | Pass |
| Non-permissible income | 20.30% | 5.00% | Fail |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 40.80 | NEUTRAL |
| Stochastic %K (14) | 15.46 | BUY |
| CCI (20) | -151.34 | BUY |
| Williams %R (14) | -84.54 | BUY |
| MACD (12,26,9) | -0.80 | SELL |
| ROC (10) | -3.59 | SELL |
| Momentum (10) | -37.20 | SELL |
| EMA (10) | 1017.00 | SELL |
| SMA (10) | 1017.04 | SELL |
| EMA (20) | 1024.57 | SELL |
| SMA (20) | 1021.67 | SELL |
| EMA (30) | 1030.08 | SELL |
| SMA (30) | 1037.85 | SELL |
| EMA (50) | 1037.59 | SELL |
| SMA (50) | 1044.92 | SELL |
| EMA (100) | 1051.13 | SELL |
| SMA (100) | 1057.24 | SELL |
| EMA (200) | 1069.17 | SELL |
| SMA (200) | 1089.25 | SELL |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Financial Services · Insurance - Life
Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; and wealth, health, and protection products. The company was founded in 1848 and is headquartered in Central, Hong Kong.
Background via Yahoo Finance — informational, not part of the verdict.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.
