Polski Holding Nieruchomosci S.A. (PHN.WA) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-28). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. PHN.WA files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: cleared (no excluded categories detected)
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 504.97% | 30.00% | Fail |
| Interest-bearing investments | 21.33% | 30.00% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 50.00% | 33.00% | Fail |
| Interest-bearing investments | 2.11% | 33.00% | Pass |
| Non-liquid assets | 96.77% | at least 20.00% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 50.00% | 33.33% | Fail |
| Cash + interest-bearing securities | 2.11% | 33.33% | Pass |
| Accounts receivable | 3.23% | 33.33% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 50.00% | 33.33% | Fail |
| Cash + interest-bearing securities | 2.11% | 33.33% | Pass |
| Accounts receivable | 3.23% | 50.00% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 480.17% | 33.00% | Fail |
| Cash + interest-bearing securities | 20.28% | 33.00% | Pass |
| Accounts receivable | 10.70% | 33.00% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 448.79% | 33.00% | Fail |
| Cash + interest-bearing securities | 18.96% | 49.00% | Pass |
| Accounts receivable | 10.00% | 49.00% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 448.79% | 33.33% | Fail |
| Cash + interest-bearing securities | 18.96% | 33.33% | Pass |
| Accounts receivable | 28.96% | 49.00% | Pass |
| Non-permissible income | 12.75% | 5.00% | Fail |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Not enough completed daily bars to compute pivots.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 52.70 | NEUTRAL |
| Stochastic %K (14) | 54.55 | NEUTRAL |
| CCI (20) | 86.96 | NEUTRAL |
| Williams %R (14) | -45.45 | NEUTRAL |
| MACD (12,26,9) | 0.00 | BUY |
| ROC (10) | 0.43 | BUY |
| Momentum (10) | 0.04 | BUY |
| EMA (10) | 9.26 | BUY |
| SMA (10) | 9.25 | BUY |
| EMA (20) | 9.26 | BUY |
| SMA (20) | 9.25 | BUY |
| EMA (30) | 9.26 | BUY |
| SMA (30) | 9.25 | BUY |
| EMA (50) | 9.28 | BUY |
| SMA (50) | 9.25 | BUY |
| EMA (100) | 9.34 | SELL |
| SMA (100) | 9.34 | SELL |
| EMA (200) | 9.48 | SELL |
| SMA (200) | 9.48 | SELL |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Real Estate · Real Estate Services
Polski Holding Nieruchomosci S.A. operates in real estate industry in Poland. The company engages in the rental and management of real estate and implementation of new commercial investments; implementation of new housing investments; and sale of apartments. It is also involved in rental of existing facilities and implementation of new logistics investments; general contracting activities; and owner or co-owner of hotel facilities and lease of existing facilities. In addition, the company provides real estate leasing and management, and hotel and other services; services in the field of general contracting and implementation of fit-out works; and construction and sale of residential premises. The company was formerly known as Grupa PHN S.A. and changed its name to Polski Holding Nieruchomosci S.A. in April 2012. The company was founded in 2011 and is based in Warsaw, Poland.
Background via Yahoo Finance — informational, not part of the verdict.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.