PFSQXETF / FundPGIM Jennison Financial Services Fund
Verdicts genuinely change. Free email alert the moment PFSQX's does — no target price to set, unlike a price alert.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
PGIM Jennison Financial Services Fund · Prudential Sector Funds, Inc.
33 holdings
NON-COMPLIANT 58.38% of portfolio weight is in non-compliant holdings, over the 5% threshold.
33 holdings, 27 matched (78% of weight). Portfolio as of 2026-08-31, filed 2026-10-29. Source: SEC Form N-PORT.
9.92% of this portfolio’s income is non-permissible — weighted across holdings, computed over 55% of portfolio weight (18 of 33 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
19.7% compliant 0.0% questionable 58.4% non-compliant 21.9% unscreened
All holdings (33)
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| JP MORGAN CHASE & COMPANY | UNSCREENED | 11.48% | no in-house ratios for this holding |
| V VISA INC | COMPLIANT | 7.95% | AAOIFI3.5% Usmani25.2% Dow Jones Islamic15.5% S&P Shariah16.7% MSCI Islamic25.2% MSCI Islamic M-Series16.7% FTSE Shariah25.2% |
| GS GOLDMAN SACHS GROUP INC (THE) | NON_COMPLIANT | 6.53% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| MA MASTERCARD INC | COMPLIANT | 6.40% | AAOIFI4.9% Usmani42.7% Dow Jones Islamic37.5% S&P Shariah40.1% MSCI Islamic42.7% MSCI Islamic M-Series40.1% FTSE Shariah42.7% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 6.38% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| CHUBB LTD (SWITZERLAND) | UNSCREENED | 4.30% | no in-house ratios for this holding |
| MET METLIFE INC | NON_COMPLIANT | 4.03% | AAOIFI47.5% Usmani3.9% Dow Jones Islamic56.2% S&P Shariah58.5% MSCI Islamic3.9% MSCI Islamic M-Series58.5% FTSE Shariah3.9% |
| MRSH MARSH & MCLENNAN COMPANIES INC | NON_COMPLIANT | 3.69% | AAOIFI24.1% Usmani35.8% Dow Jones Islamic22.1% S&P Shariah22.2% MSCI Islamic35.8% MSCI Islamic M-Series22.2% FTSE Shariah32.7% |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 3.56% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| PNC PNC FINANCIAL SERVICES GROUP INC (THE) | NON_COMPLIANT | 3.35% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| AAMI ACADIAN ASSET MANAGEMENT INC | NON_COMPLIANT | 3.14% | AAOIFI6.1% Usmani23.3% Dow Jones Islamic11.1% S&P Shariah13.5% MSCI Islamic23.3% MSCI Islamic M-Series13.5% FTSE Shariah23.3% |
| MOODY'S CORP | UNSCREENED | 2.69% | no in-house ratios for this holding |
| LNC LINCOLN NATIONAL CORP | NON_COMPLIANT | 2.51% | AAOIFI74.3% Usmani1.5% Dow Jones Islamic100.2% S&P Shariah113.6% MSCI Islamic1.5% MSCI Islamic M-Series113.6% FTSE Shariah1.5% |
| MRX MAREX GROUP LTD | NON_COMPLIANT | 2.46% | AAOIFI3.6% Usmani0.6% Dow Jones Islamic6.9% S&P Shariahfail MSCI Islamic0.6% MSCI Islamic M-Seriesfail FTSE Shariah0.6% |
| LPLA LPL FINANCIAL HOLDINGS INC | NON_COMPLIANT | 2.08% | AAOIFI27.1% Usmani37.7% Dow Jones Islamic28.8% S&P Shariah32.0% MSCI Islamic37.7% MSCI Islamic M-Series32.0% FTSE Shariah37.7% |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 2.08% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| ABCB AMERIS BANCORP | NON_COMPLIANT | 2.02% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FLYW FLYWIRE CORP | COMPLIANT | 2.00% | AAOIFI0.7% Usmani1.4% Dow Jones Islamic0.9% S&P Shariah0.8% MSCI Islamic1.4% MSCI Islamic M-Series0.8% FTSE Shariah1.3% |
| FBP FIRST BANCORP | NON_COMPLIANT | 1.93% | AAOIFI6.7% Usmani1.5% Dow Jones Islamic8.6% S&P Shariah9.3% MSCI Islamic1.5% MSCI Islamic M-Series9.3% FTSE Shariah1.5% |
| RNR RENAISSANCERE HOLDINGS LTD | NON_COMPLIANT | 1.92% | AAOIFI17.0% Usmani4.2% Dow Jones Islamic18.5% S&P Shariah19.2% MSCI Islamic4.2% MSCI Islamic M-Series19.2% FTSE Shariah4.2% |
| HLI HOULIHAN LOKEY INC | NON_COMPLIANT | 1.89% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| EWBC EAST WEST BANCORP INC | NON_COMPLIANT | 1.83% | AAOIFI44.9% Usmani9.5% Dow Jones Islamic56.5% S&P Shariah64.1% MSCI Islamic9.5% MSCI Islamic M-Series64.1% FTSE Shariah9.5% |
| ARES ARES MANAGEMENT CORP | NON_COMPLIANT | 1.79% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TPG TPG INC | NON_COMPLIANT | 1.77% | AAOIFI13.7% Usmani16.7% Dow Jones Islamic11.9% S&P Shariah12.9% MSCI Islamic16.7% MSCI Islamic M-Series12.9% FTSE Shariah16.7% |
| TOST TOAST INC | COMPLIANT | 1.70% | AAOIFI0.1% Usmani0.5% Dow Jones Islamic0.1% S&P Shariah0.1% MSCI Islamic0.5% MSCI Islamic M-Series0.1% FTSE Shariah0.0% |
| MIAX MIAMI INTERNATIONAL HOLDINGS INC | COMPLIANT | 1.67% | AAOIFI0.5% Usmani1.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic1.4% MSCI Islamic M-Seriespass FTSE Shariah0.1% |
| KKR KKR & CO. INC | NON_COMPLIANT | 1.51% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| EFSC ENTERPRISE FINANCIAL SERVICES CORP | NON_COMPLIANT | 1.46% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| WTFC WINTRUST FINANCIAL CORP | NON_COMPLIANT | 1.38% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| LADDER CAPITAL CORP | UNSCREENED | 1.33% | no in-house ratios for this holding |
| Prudential Government Money Market Fund Inc. | UNSCREENED | 1.11% | no in-house ratios for this holding |
| EBC EASTERN BANKSHARES INC | NON_COMPLIANT | 1.09% | AAOIFI7.8% Usmani1.3% Dow Jones Islamic10.2% S&P Shariah11.9% MSCI Islamic1.3% MSCI Islamic M-Series11.9% FTSE Shariah1.3% |
| COLUMBIA FINANCIAL INC | UNSCREENED | 1.02% | no in-house ratios for this holding |
The published standards disagree about this fund by 18 points of portfolio weight — 28.3% of it passes AAOIFI, 10.0% passes Usmani. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 28.3% ratios fail on 48.0% 23.7% not rated under AAOIFI
ratios pass on 10.0% ratios fail on 48.2% 41.9% not rated under Usmani
ratios pass on 21.9% ratios fail on 54.4% 23.7% not rated under Dow Jones Islamic
ratios pass on 21.9% ratios fail on 54.4% 23.7% not rated under S&P Shariah
ratios pass on 14.9% ratios fail on 48.2% 37.0% not rated under MSCI Islamic
ratios pass on 21.9% ratios fail on 54.4% 23.7% not rated under MSCI Islamic M-Series
ratios pass on 18.6% ratios fail on 44.5% 37.0% not rated under FTSE Shariah
27 of 33 listed holdings carry our own per-methodology verdicts (78% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none.
| Non-compliant holding | Weight |
|---|---|
| GS GOLDMAN SACHS GROUP INC (THE) | 6.53% |
| BAC BANK OF AMERICA CORP | 6.38% |
| MET METLIFE INC | 4.03% |
| MRSH MARSH & MCLENNAN COMPANIES INC | 3.69% |
| WFC WELLS FARGO & COMPANY | 3.56% |
| PNC PNC FINANCIAL SERVICES GROUP INC (THE) | 3.35% |
| AAMI ACADIAN ASSET MANAGEMENT INC | 3.14% |
| LNC LINCOLN NATIONAL CORP | 2.51% |
| MRX MAREX GROUP LTD | 2.46% |
| LPLA LPL FINANCIAL HOLDINGS INC | 2.08% |
Trade setup
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
PGIM Jennison Financial Services Fund (PFSQX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Screened on its holdings, not its name
HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A holding it cannot cover far enough is reported as unrated rather than counted as a pass.
| Holding | Weight | Verdict |
|---|---|---|
| JP MORGAN CHASE & COMPANYnot matched to a ticker | 11.48% | Not screened |
| VVISA INC | 7.95% | Compliant |
| GSGOLDMAN SACHS GROUP INC (THE) | 6.53% | Non-compliant |
| MAMASTERCARD INC | 6.40% | Compliant |
| BACBANK OF AMERICA CORP | 6.38% | Non-compliant |
| CHUBB LTD (SWITZERLAND)not matched to a ticker | 4.30% | Not screened |
| METMETLIFE INC | 4.03% | Non-compliant |
| MRSHMARSH & MCLENNAN COMPANIES INC | 3.69% | Non-compliant |
| WFCWELLS FARGO & COMPANY | 3.56% | Non-compliant |
| PNCPNC FINANCIAL SERVICES GROUP INC (THE) | 3.35% | Non-compliant |
Top 10 of 33 holdings, 57.7% of the fund by weight. Every holding is screened, not only these.
What holds the number back
The positions keeping this fund short of 100% compliant by weight.
- JP MORGAN CHASE & COMPANYnot screened11.48%
- GSnon-compliant6.53%
- BACnon-compliant6.38%
- CHUBB LTD (SWITZERLAND)not screened4.30%
- METnon-compliant4.03%
- MRSHnon-compliant3.69%
What changed, and when
Verdict history for PFSQX. A verdict that never moved is recorded too, so a quiet history reads as measured rather than missing.
- 2026-09-07 No change recorded No verdict change for PFSQX has been recorded since tracking began. The scan ledger records that the compliance detectors ran, not which symbols each pass covered.
ℹ️ no compliance scan has run for 3 days - this is not a reading of today
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
Price Forecast
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Technical Summary
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Every indicator, and what it reads
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 61.10 | NEUTRAL |
| Stochastic %K (14) | 79.73 | NEUTRAL |
| CCI (20) | 128.78 | SELL |
| Williams %R (14) | -20.27 | NEUTRAL |
| MACD (12,26,9) | 0.09 | BUY |
| ROC (10) | 4.58 | BUY |
| Momentum (10) | 1.18 | BUY |
| EMA (10) | 26.56 | BUY |
| SMA (10) | 26.56 | BUY |
| EMA (20) | 26.27 | BUY |
| SMA (20) | 26.17 | BUY |
| EMA (30) | 26.13 | BUY |
| SMA (30) | 25.82 | BUY |
| EMA (50) | 26.01 | BUY |
| SMA (50) | 25.88 | BUY |
| EMA (100) | 25.73 | BUY |
| SMA (100) | 26.06 | BUY |
| EMA (200) | 24.92 | BUY |
| SMA (200) | 24.69 | BUY |
SMC — Top Down
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Before you act on this
The questions worth asking about any verdict on this page, answered plainly.
Is a fund screened on its name?
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
What does unrated weight mean?
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
Does the issuer's board make it compliant?
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
How often is this re-screened?
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Compare with
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
AI Summary
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.