Moltiply Group S.p.A. (MOL.MI) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-27). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies Moltiply Group S.p.A. under conventional finance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. MOL.MI files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: conventional_finance
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 40.93% | 30.00% | Fail |
| Interest-bearing investments | 13.94% | 30.00% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 44.35% | 33.00% | Fail |
| Interest-bearing investments | 15.10% | 33.00% | Pass |
| Non-liquid assets | 70.23% | at least 20.00% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 44.35% | 33.33% | Fail |
| Cash + interest-bearing securities | 15.10% | 33.33% | Pass |
| Accounts receivable | 29.77% | 33.33% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 44.35% | 33.33% | Fail |
| Cash + interest-bearing securities | 15.10% | 33.33% | Pass |
| Accounts receivable | 29.77% | 50.00% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 38.09% | 33.00% | Fail |
| Cash + interest-bearing securities | 12.97% | 33.00% | Pass |
| Accounts receivable | 12.60% | 33.00% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 40.04% | 33.00% | Fail |
| Cash + interest-bearing securities | 13.64% | 49.00% | Pass |
| Accounts receivable | 13.24% | 49.00% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 40.04% | 33.33% | Fail |
| Cash + interest-bearing securities | 13.64% | 33.33% | Pass |
| Accounts receivable | 26.88% | 49.00% | Pass |
| Non-permissible income | 1.14% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 40.70 | NEUTRAL |
| Stochastic %K (14) | 37.14 | NEUTRAL |
| CCI (20) | -112.39 | BUY |
| Williams %R (14) | -62.86 | NEUTRAL |
| MACD (12,26,9) | -0.27 | SELL |
| ROC (10) | -5.36 | SELL |
| Momentum (10) | -2.00 | SELL |
| EMA (10) | 36.30 | SELL |
| SMA (10) | 36.50 | SELL |
| EMA (20) | 36.68 | SELL |
| SMA (20) | 37.08 | SELL |
| EMA (30) | 36.70 | SELL |
| SMA (30) | 37.50 | SELL |
| EMA (50) | 36.42 | SELL |
| SMA (50) | 36.55 | SELL |
| EMA (100) | 35.87 | SELL |
| SMA (100) | 35.28 | BUY |
| EMA (200) | 36.44 | SELL |
| SMA (200) | 34.76 | BUY |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Financial Services · Credit Services
Moltiply Group S.p.A. operates as a holding company in the financial services industry in Italy, Germany, and internationally. It operates through Moltiply BPO&Tech (BPO) and Mavriq (Broking) divisions. The Mavriq Division operates in the online comparison and intermediation of utility contracts, insurance products, bank products, and e-commerce offers. This segment also provides Mavriq Telco & Energy, an online comparison and intermediation of electricity, gas and telco contracts; Mavriq Insurance, an online comparison and intermediation of insurance products; Mavriq Banking, an online comparison and intermediation of credit and other banking products; and Mavriq Shopping, a comparison shopping website and consumer review services. The Moltiply BPO&Tech Division provides business process outsourcing and IT platforms for the financial, insurance, and leasing/rental sectors; and offers a set of proprietary information technology solutions to client companies in its business areas. This segment is involved in Moltiply Banking which provides BPO services and IT solutions for loan origination and servicing, para-notary services, property valuation services, and comprehensive solutions including operational services and IT platforms to investment and asset management firms; Moltiply Lease that provides BPO and IT core solutions for leasing and long-term rental operators; and Moltiply Insurance which provides claims management and settlement outsourcing services. The company was formerly known as Gruppo MutuiOnline S.p.A. and changed its name to Moltiply Group S.p.A. in May 2024. Moltiply Group S.p.A. was founded in 2000 and is headquartered in Milan, Italy.
Background via Yahoo Finance — informational, not part of the verdict.
Research only, not the primary verdict above — SEC EDGAR (the source for the main in-house research card, if shown) has no data for this symbol, so this is computed from a real, country-specific filing instead. Business-activity screening isn't part of this check.
Based on the filing period ending 2025-12-31, figures in EUR.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.