Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
JPMorgan SmartRetirement Blend 2035 Fund · JPMorgan Trust I
959 holdings · as of 2026-06-30 (2.6 months ago)
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 101% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT At least 7.84% of portfolio weight is in non-compliant holdings — already over the 5% threshold, so the verdict is settled whatever the unmatched 93% turns out to be. Matching more holdings can only raise this share, never lower it.
6.63% of that is conventional interest-bearing debt — US Treasuries or agency mortgage paper — identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
959 holdings, 560 matched (8% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.
11.17% of this portfolio’s income is non-permissible — weighted across holdings, computed over 1% of portfolio weight (140 of 959 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| JPMorgan Equity Index Fund | UNSCREENED | 35.43% | no in-house ratios for this holding |
| JPMorgan Core Plus Bond Fund | UNSCREENED | 17.02% | no in-house ratios for this holding |
| JPMorgan BetaBuilders International Equity ETF | UNSCREENED | 16.94% | no in-house ratios for this holding |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | UNSCREENED | 4.07% | no in-house ratios for this holding |
| JPMorgan High Yield Fund | UNSCREENED | 4.05% | no in-house ratios for this holding |
| JPMorgan BetaBuilders Emerging Markets Equity ETF | UNSCREENED | 3.25% | no in-house ratios for this holding |
| JPMorgan Emerging Markets Research Enhanced Equity Fund | UNSCREENED | 3.11% | no in-house ratios for this holding |
| JPMorgan U.S. Government Money Market Fund | UNSCREENED | 2.22% | no in-house ratios for this holding |
| JPMorgan BetaBuilders U.S. Small Cap Equity ETF | UNSCREENED | 1.90% | no in-house ratios for this holding |
| JPMorgan BetaBuilders MSCI US REIT ETF | UNSCREENED | 1.35% | no in-house ratios for this holding |
| JPMorgan Emerging Markets Debt Fund | UNSCREENED | 0.96% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.78% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| FNMA/FHLMC | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.23% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.19% | no in-house ratios for this holding |
| FNMA/FHLMC | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| FNMA/FHLMC | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| FNMA/FHLMC | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.09% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.08% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.05% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.04% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| United States of America | NON_COMPLIANT | 0.04% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| CPS Auto Receivables Trust | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| GS Goldman Sachs Group, Inc. (The) | NON_COMPLIANT | 0.03% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| United States of America | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| PG&E Recovery Funding LLC | UNSCREENED | 0.03% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.03% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.03% | no in-house ratios for this holding |
| EFMT | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| NWG.L NatWest Group plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| ACHD Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.02% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| New Residential Mortgage Loan Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Truist Bank Auto Credit-Linked Notes | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| GreatAmerica Leasing Receivables Funding LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Vistra Operations Co. LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| WFC Wells Fargo & Co. | NON_COMPLIANT | 0.02% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| CM.TO Canadian Imperial Bank of Commerce | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Foundry JV Holdco LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| DBSG Mortgage Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Beacon Point DC LLC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| BARC | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| C Citigroup, Inc. | NON_COMPLIANT | 0.02% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Hilton Grand Vacations Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| PNC PNC Financial Services Group, Inc. (The) | NON_COMPLIANT | 0.02% | AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9% |
| ACA.PA Credit Agricole SA | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BA Boeing Co. (The) | NON_COMPLIANT | 0.02% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| Credit Acceptance Auto Loan Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.02% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| United States of America | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| HSBA.L HSBC Holdings plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Seasoned Loans Structured Transaction Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| BARC.L Barclays plc | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Progress Residential Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Avolon Holdings Funding Ltd. | UNSCREENED | 0.02% | no in-house ratios for this holding |
| C Citigroup, Inc. | NON_COMPLIANT | 0.02% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| GS Mortgage Backed Securities Trust 2025 | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Republic Finance Issuance Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Credit Acceptance Auto Loan Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| NI NiSource, Inc. | NON_COMPLIANT | 0.02% | AAOIFI82.1% Usmani43.4% Dow Jones Islamic85.6% S&P Shariah99.5% MSCI Islamic43.4% MSCI Islamic M-Series99.5% FTSE Shariah43.4% |
| GS Mortgage-Backed Securities Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| 8411.T Mizuho Financial Group, Inc. | NON_COMPLIANT | 0.02% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BPCE SA | UNSCREENED | 0.02% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.02% | no in-house ratios for this holding |
| Seasoned Loans Structured Transaction Trust | UNSCREENED | 0.02% | no in-house ratios for this holding |
| Aercap Funding DAC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Charter Communications Operating LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Hyundai Capital America | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Santander Mortgage Asset Receivable Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Columbia Pipelines Holding Co. LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Post Road Equipment Finance LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BA Boeing Co. (The) | NON_COMPLIANT | 0.01% | AAOIFI30.1% Usmani30.2% Dow Jones Islamic33.6% S&P Shariah36.0% MSCI Islamic30.2% MSCI Islamic M-Series36.0% FTSE Shariah30.2% |
| American Airlines Pass-Through Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Exeter Automobile Receivables Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Foundry JV Holdco LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Amcor Flexibles North America, Inc. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| CarMax Select Receivables Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Duke Energy Progress SC Storm Funding LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Fig Six Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.01% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| CABK.MC CaixaBank SA | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Bridgecrest Lending Auto Securitization Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Western Midstream Operating LP | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Evergy Kansas Central, Inc. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| BARC.L Barclays plc | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BARC.L Barclays plc | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| NMABS Issuer I LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Union Electric Co. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| New Residential Mortgage Loan Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Drive Auto Receivables Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BIRG.IR Bank of Ireland Group plc | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Bridge Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| MS Morgan Stanley | NON_COMPLIANT | 0.01% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| Santander Drive Auto Receivables Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| VRSN VeriSign, Inc. | COMPLIANT | 0.01% | AAOIFI0.0% Usmani0.3% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.3% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| United States of America | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FHLMC Seasoned Credit Risk Transfer Trust | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Business Jet Securities LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FREMF Mortgage Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Eagle Funding Luxco Sarl | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| RTX RTX Corp. | NON_COMPLIANT | 0.01% | AAOIFI12.5% Usmani19.3% Dow Jones Islamic15.9% S&P Shariah18.5% MSCI Islamic19.3% MSCI Islamic M-Series18.5% FTSE Shariah18.4% |
| BMO.TO Bank of Montreal | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| E Eni SpA | NON_COMPLIANT | 0.01% | AAOIFI42.7% Usmani20.8% Dow Jones Islamic28.0% S&P Shariah29.8% MSCI Islamic20.8% MSCI Islamic M-Series29.8% FTSE Shariah20.8% |
| COOPR Residential Mortgage Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Time Warner Cable LLC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GLS Auto Receivables Issuer Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Hilton Grand Vacations Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Bridge Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| AMP Ameriprise Financial, Inc. | NON_COMPLIANT | 0.01% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| GLE.PA Societe Generale SA | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| LLY Eli Lilly & Co. | COMPLIANT | 0.01% | AAOIFI5.2% Usmani38.6% Dow Jones Islamic6.4% S&P Shariah6.9% MSCI Islamic38.6% MSCI Islamic M-Series6.9% FTSE Shariah38.6% |
| Consumer Portfolio Services Auto Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| GNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| United Mexican States | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Anglo American Capital plc | UNSCREENED | 0.01% | no in-house ratios for this holding |
| ISP.MI Intesa Sanpaolo SpA | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| AMSR Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Reach ABS Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.01% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Maple Parent Holdings Corp. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| AerCap Ireland Capital DAC | UNSCREENED | 0.01% | no in-house ratios for this holding |
| GS Goldman Sachs Group, Inc. (The) | NON_COMPLIANT | 0.01% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| N/A | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| 8604.T Nomura Holdings, Inc. | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FHLMC | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| MFA Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Research-Driven Pagaya Motor Asset Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Homeward Opportunities Fund Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| BBVA.MC Banco Bilbao Vizcaya Argentaria SA | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| NWG.L NatWest Group plc | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HCA, Inc. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| C Citigroup, Inc. | NON_COMPLIANT | 0.01% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Pacific Gas and Electric Co. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| Teachers Insurance & Annuity Association of America | UNSCREENED | 0.01% | no in-house ratios for this holding |
| KBC.BR KBC Group NV | NON_COMPLIANT | 0.01% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| BAC Bank of America Corp. | NON_COMPLIANT | 0.01% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| JBS NV | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| PacifiCorp | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FHLMC | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Tricon Residential Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| N/A | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| United States of America | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Jackson National Life Global Funding | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FREMF Mortgage Trust | UNSCREENED | 0.01% | no in-house ratios for this holding |
| FHLMC Pool | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| FNMA | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
| Space Exploration Technologies Corp. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| San Diego Gas & Electric Co. | UNSCREENED | 0.01% | no in-house ratios for this holding |
| META Meta Platforms, Inc. | QUESTIONABLE | 0.01% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| United States of America | NON_COMPLIANT | 0.01% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.0 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 0.2% ratios fail on 1.2% 99.3% not rated under AAOIFI
ratios pass on 0.2% ratios fail on 0.9% 99.6% not rated under Usmani
ratios pass on 0.3% ratios fail on 1.1% 99.3% not rated under Dow Jones Islamic
ratios pass on 0.2% ratios fail on 1.2% 99.3% not rated under S&P Shariah
ratios pass on 0.2% ratios fail on 0.9% 99.6% not rated under MSCI Islamic
ratios pass on 0.2% ratios fail on 1.2% 99.3% not rated under MSCI Islamic M-Series
ratios pass on 0.2% ratios fail on 0.9% 99.6% not rated under FTSE Shariah
125 of 959 listed holdings carry our own per-methodology verdicts (1% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 85 (1% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| United States of America | 0.78% |
| United States of America | 0.45% |
| United States of America | 0.43% |
| FNMA/FHLMC | 0.25% |
| United States of America | 0.23% |
| United States of America | 0.19% |
| United States of America | 0.19% |
| FNMA/FHLMC | 0.17% |
| FNMA/FHLMC | 0.15% |
| United States of America | 0.15% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
JPBRX (JPBRX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for JPBRX — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 47.00 | NEUTRAL |
| Stochastic %K (14) | 40.00 | NEUTRAL |
| CCI (20) | -65.69 | NEUTRAL |
| Williams %R (14) | -60.00 | NEUTRAL |
| MACD (12,26,9) | -0.07 | SELL |
| ROC (10) | -0.60 | SELL |
| Momentum (10) | -0.22 | SELL |
| EMA (10) | 36.16 | SELL |
| SMA (10) | 36.22 | SELL |
| EMA (20) | 36.26 | SELL |
| SMA (20) | 36.36 | SELL |
| EMA (30) | 36.27 | SELL |
| SMA (30) | 36.45 | SELL |
| EMA (50) | 36.18 | SELL |
| SMA (50) | 36.23 | SELL |
| EMA (100) | 35.76 | BUY |
| SMA (100) | 35.92 | BUY |
| EMA (200) | 34.78 | BUY |
| SMA (200) | 34.77 | BUY |
The fund is generally intended for investors who plan to retire around the year 2035 and then withdraw their investment in it throughout retirement. It is designed to provide exposure to equity, debt and cash/cash equivalent asset classes by investing in mutual funds and ETFs within the same group of investment companies, passive ETFs that are managed by unaffiliated investment advisers in certain limited instances and/or direct investments in securities and other financial instruments.
Background via Yahoo Finance — informational, not part of the verdict.
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-09-15 · Asset managers net 904684 (-7677)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.