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ETF / Fund JOHNSON INSTITUTIONAL CORE BOND FUND
$14.27
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Sharia status
NOT COMPLIANT
Screened by look-through to its filed holdings — 85% of portfolio weight covered
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JOHNSON INSTITUTIONAL CORE BOND FUND · Johnson Mutual Funds Trust

204 holdings · as of 2026-06-30 (2.6 months ago)

NON-COMPLIANT 74.56% of portfolio weight is in non-compliant holdings, over the 5% threshold.

41.30% of that is conventional interest-bearing debt — US Treasuries or agency mortgage paper — identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.

204 holdings, 178 matched (85% of weight). Portfolio as of 2026-06-30, filed 2026-08-28. Source: SEC Form N-PORT.

3.28% of this portfolio’s income is non-permissible — weighted across holdings, computed over 23% of portfolio weight (29 of 204 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.

9.7% compliant 0.1% questionable 74.6% non-compliant 14.9% unscreened

All holdings (204)
HoldingStatusWeightEvery methodology, and the debt ratio behind it
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 5.26% no in-house ratios for this holding
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 3.75% no in-house ratios for this holding
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 3.64% no in-house ratios for this holding
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 3.55% no in-house ratios for this holding
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 3.29% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 2.38% no in-house ratios for this holding
FLORIDA POWER & LIGHT COMPANY UNSCREENED 2.03% no in-house ratios for this holding
VZ VERIZON COMMUNICATIONS INC NON_COMPLIANT 2.01% AAOIFI98.4% Usmani45.9% Dow Jones Islamic109.0% S&P Shariah116.8% MSCI Islamic45.9% MSCI Islamic M-Series116.8% FTSE Shariah40.3%
HONA HONEYWELL AEROSPACE INC COMPLIANT 2.01% AAOIFI32.8% Usmani83.4% Dow Jones Islamicpass S&P Shariahpass MSCI Islamic83.4% MSCI Islamic M-Seriespass FTSE Shariah81.8%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 1.99% no in-house ratios for this holding
MS MORGAN STANLEY NON_COMPLIANT 1.99% AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4%
BAC BANK OF AMERICA CORP NON_COMPLIANT 1.82% AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7%
FEDERAL HOME LOAN BANKS NON_COMPLIANT 1.73% no in-house ratios for this holding
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 1.71% no in-house ratios for this holding
ALL ALLSTATE CORP (THE) NON_COMPLIANT 1.67% AAOIFI11.4% Usmani6.0% Dow Jones Islamic14.1% S&P Shariah15.6% MSCI Islamic6.0% MSCI Islamic M-Series15.6% FTSE Shariah6.0%
FITB FIFTH THIRD BANCORP NON_COMPLIANT 1.53% AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4%
DOV DOVER CORP COMPLIANT 1.50% AAOIFI12.4% Usmani23.8% Dow Jones Islamic12.4% S&P Shariah13.2% MSCI Islamic23.8% MSCI Islamic M-Series13.2% FTSE Shariah23.8%
GEORGIA POWER COMPANY UNSCREENED 1.45% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 1.33% no in-house ratios for this holding
CSCO CISCO SYSTEMS INC COMPLIANT 1.27% AAOIFI5.7% Usmani18.9% Dow Jones Islamic8.4% S&P Shariah9.5% MSCI Islamic18.9% MSCI Islamic M-Series9.5% FTSE Shariah17.6%
INTERSTATE POWER AND LIGHT COMPANY UNSCREENED 1.13% no in-house ratios for this holding
TRUIST BANK UNSCREENED 1.13% no in-house ratios for this holding
XEL XCEL ENERGY INC NON_COMPLIANT 1.13% AAOIFI82.6% Usmani47.8% Dow Jones Islamic94.9% S&P Shariah105.9% MSCI Islamic46.3% MSCI Islamic M-Series105.9% FTSE Shariah45.3%
WFC WELLS FARGO & COMPANY NON_COMPLIANT 1.12% AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 1.08% no in-house ratios for this holding
DUK DUKE ENERGY CORP NON_COMPLIANT 1.06% AAOIFI95.1% Usmani45.3% Dow Jones Islamic98.9% S&P Shariah107.5% MSCI Islamic45.0% MSCI Islamic M-Series107.5% FTSE Shariah44.4%
ES EVERSOURCE ENERGY NON_COMPLIANT 1.04% AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9%
CVS CVS HEALTH CORP NON_COMPLIANT 1.04% AAOIFI61.7% Usmani30.1% Dow Jones Islamic84.9% S&P Shariah88.7% MSCI Islamic30.1% MSCI Islamic M-Series88.7% FTSE Shariah24.2%
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 1.02% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
BNY BANK OF NEW YORK MELLON CORP (THE) NON_COMPLIANT 0.95% AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8%
XEL XCEL ENERGY INC NON_COMPLIANT 0.91% AAOIFI82.6% Usmani47.8% Dow Jones Islamic94.9% S&P Shariah105.9% MSCI Islamic46.3% MSCI Islamic M-Series105.9% FTSE Shariah45.3%
PNC PNC FINANCIAL SERVICES GROUP INC (THE) NON_COMPLIANT 0.90% AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.90% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
PH PARKER-HANNIFIN CORP COMPLIANT 0.89% AAOIFI7.0% Usmani27.5% Dow Jones Islamic8.5% S&P Shariah9.7% MSCI Islamic27.2% MSCI Islamic M-Series9.7% FTSE Shariah26.5%
US BANCORP UNSCREENED 0.86% no in-house ratios for this holding
Government National Mortgage Association NON_COMPLIANT 0.83% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.82% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
PLD PROLOGIS LP COMPLIANT 0.80% AAOIFI25.8% Usmani35.3% Dow Jones Islamic31.2% S&P Shariah32.1% MSCI Islamic35.3% MSCI Islamic M-Series32.1% FTSE Shariah35.3%
GEORGIA POWER COMPANY UNSCREENED 0.77% no in-house ratios for this holding
AEP TRANSMISSION COMPANY LLC UNSCREENED 0.77% no in-house ratios for this holding
BDX BECTON DICKINSON & COMPANY NON_COMPLIANT 0.76% AAOIFI33.4% Usmani33.1% Dow Jones Islamic30.8% S&P Shariah28.7% MSCI Islamic33.1% MSCI Islamic M-Series28.7% FTSE Shariah33.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.73% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
AON AON CORP NON_COMPLIANT 0.73% AAOIFI22.9% Usmani29.4% Dow Jones Islamic20.7% S&P Shariah21.9% MSCI Islamic29.4% MSCI Islamic M-Series21.9% FTSE Shariah28.1%
US BANCORP UNSCREENED 0.68% no in-house ratios for this holding
TFC TRUIST FINANCIAL CORP NON_COMPLIANT 0.67% AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6%
INTERSTATE POWER AND LIGHT COMPANY UNSCREENED 0.65% no in-house ratios for this holding
US BANCORP UNSCREENED 0.65% no in-house ratios for this holding
BERKSHIRE HATHAWAY ENERGY COMPANY UNSCREENED 0.65% no in-house ratios for this holding
NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP UNSCREENED 0.63% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.63% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.63% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
BNY BANK OF NEW YORK MELLON CORP (THE) NON_COMPLIANT 0.62% AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8%
Federal National Mortgage Association NON_COMPLIANT 0.60% no in-house ratios for this holding
HBAN HUNTINGTON BANCSHARES INC NON_COMPLIANT 0.59% AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2%
Federal National Mortgage Association NON_COMPLIANT 0.59% no in-house ratios for this holding
XYL XYLEM INC COMPLIANT 0.58% AAOIFI12.0% Usmani17.6% Dow Jones Islamic10.0% S&P Shariah10.3% MSCI Islamic17.6% MSCI Islamic M-Series10.3% FTSE Shariah16.9%
PLD PROLOGIS LP COMPLIANT 0.55% AAOIFI25.8% Usmani35.3% Dow Jones Islamic31.2% S&P Shariah32.1% MSCI Islamic35.3% MSCI Islamic M-Series32.1% FTSE Shariah35.3%
KEY KEYCORP NON_COMPLIANT 0.55% AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7%
JOHNSON CONTROLS INTERNATIONAL PLC / TYCO FIRE & SECURITY FINANCE SCA UNSCREENED 0.54% no in-house ratios for this holding
APD AIR PRODUCTS AND CHEMICALS INC COMPLIANT 0.52% AAOIFI0.9% Usmani1.5% Dow Jones Islamic1.0% S&P Shariah1.0% MSCI Islamic1.5% MSCI Islamic M-Series1.0% FTSE Shariah0.3%
BDX BECTON DICKINSON & COMPANY NON_COMPLIANT 0.52% AAOIFI33.4% Usmani33.1% Dow Jones Islamic30.8% S&P Shariah28.7% MSCI Islamic33.1% MSCI Islamic M-Series28.7% FTSE Shariah33.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.51% no in-house ratios for this holding
BNY BANK OF NEW YORK MELLON CORP (THE) NON_COMPLIANT 0.51% AAOIFI27.2% Usmani5.8% Dow Jones Islamic41.5% S&P Shariah49.3% MSCI Islamic5.8% MSCI Islamic M-Series49.3% FTSE Shariah5.8%
PEP PEPSICO INC COMPLIANT 0.51% AAOIFI23.4% Usmani39.4% Dow Jones Islamic22.7% S&P Shariah22.0% MSCI Islamic39.4% MSCI Islamic M-Series22.0% FTSE Shariah39.4%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.50% no in-house ratios for this holding
AXP AMERICAN EXPRESS COMPANY NON_COMPLIANT 0.50% AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2%
ALL ALLSTATE CORP (THE) NON_COMPLIANT 0.50% AAOIFI11.4% Usmani6.0% Dow Jones Islamic14.1% S&P Shariah15.6% MSCI Islamic6.0% MSCI Islamic M-Series15.6% FTSE Shariah6.0%
ESSEX PORTFOLIO LP UNSCREENED 0.50% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.50% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.49% no in-house ratios for this holding
ES EVERSOURCE ENERGY NON_COMPLIANT 0.49% AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9%
Federal National Mortgage Association NON_COMPLIANT 0.48% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.48% no in-house ratios for this holding
PH PARKER-HANNIFIN CORP COMPLIANT 0.47% AAOIFI7.0% Usmani27.5% Dow Jones Islamic8.5% S&P Shariah9.7% MSCI Islamic27.2% MSCI Islamic M-Series9.7% FTSE Shariah26.5%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.47% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
Federal National Mortgage Association NON_COMPLIANT 0.46% no in-house ratios for this holding
TEXAS NATURAL GAS SECURITIZATION FINANCE CORP UNSCREENED 0.44% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.43% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
Federal National Mortgage Association NON_COMPLIANT 0.42% no in-house ratios for this holding
HBAN HUNTINGTON BANCSHARES INC NON_COMPLIANT 0.42% AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT NON_COMPLIANT 0.42% no in-house ratios for this holding
JP MORGAN CHASE & COMPANY UNSCREENED 0.42% no in-house ratios for this holding
NATIONAL RURAL UTILITIES COOPERATIVE FINANCE CORP UNSCREENED 0.40% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.40% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.39% no in-house ratios for this holding
PNC PNC FINANCIAL SERVICES GROUP INC (THE) NON_COMPLIANT 0.38% AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9%
Federal National Mortgage Association NON_COMPLIANT 0.38% no in-house ratios for this holding
AXP AMERICAN EXPRESS COMPANY NON_COMPLIANT 0.38% AAOIFI26.8% Usmani19.2% Dow Jones Islamic27.4% S&P Shariah30.8% MSCI Islamic19.2% MSCI Islamic M-Series30.8% FTSE Shariah19.2%
TFC TRUIST FINANCIAL CORP NON_COMPLIANT 0.36% AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.36% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.36% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL HOME LOAN BANKS NON_COMPLIANT 0.33% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.32% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.31% no in-house ratios for this holding
PNC PNC FINANCIAL SERVICES GROUP INC (THE) NON_COMPLIANT 0.29% AAOIFI87.5% Usmani13.9% Dow Jones Islamic110.0% S&P Shariah122.6% MSCI Islamic13.9% MSCI Islamic M-Series122.6% FTSE Shariah13.9%
XYL XYLEM INC COMPLIANT 0.28% AAOIFI12.0% Usmani17.6% Dow Jones Islamic10.0% S&P Shariah10.3% MSCI Islamic17.6% MSCI Islamic M-Series10.3% FTSE Shariah16.9%
XYL XYLEM INC COMPLIANT 0.28% AAOIFI12.0% Usmani17.6% Dow Jones Islamic10.0% S&P Shariah10.3% MSCI Islamic17.6% MSCI Islamic M-Series10.3% FTSE Shariah16.9%
FITB FIFTH THIRD BANCORP NON_COMPLIANT 0.27% AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.27% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.27% no in-house ratios for this holding
DUKE ENERGY OHIO INC UNSCREENED 0.25% no in-house ratios for this holding
HAMILTON (OH), COUNTY OF UNSCREENED 0.25% no in-house ratios for this holding
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.23% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.23% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.22% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.21% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
VIRGINIA ELECTRIC & POWER COMPANY UNSCREENED 0.20% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.20% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.18% no in-house ratios for this holding
HBAN HUNTINGTON BANCSHARES INC NON_COMPLIANT 0.16% AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.15% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.13% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.13% no in-house ratios for this holding
ESSEX PORTFOLIO LP UNSCREENED 0.12% no in-house ratios for this holding
TGT TARGET CORP QUESTIONABLE 0.11% AAOIFI25.0% Usmani30.5% Dow Jones Islamic36.2% S&P Shariah34.4% MSCI Islamic30.5% MSCI Islamic M-Series34.4% FTSE Shariah25.1%
WFC WELLS FARGO & COMPANY NON_COMPLIANT 0.11% AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1%
CINCINNATI CHILDREN'S HOSPITAL MEDICAL CENTER UNSCREENED 0.10% no in-house ratios for this holding
VIRGINIA ELECTRIC & POWER COMPANY UNSCREENED 0.10% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.09% no in-house ratios for this holding
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.08% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.08% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.07% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.07% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.07% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.06% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.06% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.06% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.06% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.06% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.06% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.06% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.05% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.05% no in-house ratios for this holding
KR KROGER COMPANY (THE) NON_COMPLIANT 0.05% AAOIFI62.9% Usmani48.3% Dow Jones Islamic54.2% S&P Shariah57.8% MSCI Islamic44.9% MSCI Islamic M-Series57.8% FTSE Shariah30.6%
Federal National Mortgage Association NON_COMPLIANT 0.05% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.05% no in-house ratios for this holding
FIRST AMERICAN FUNDS INC UNSCREENED 0.05% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.05% no in-house ratios for this holding
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.04% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.04% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.04% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.04% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
INTERSTATE POWER AND LIGHT COMPANY UNSCREENED 0.04% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.03% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.03% no in-house ratios for this holding
SYCAMORE OHIO COMMUNITY SCHOOL DIST UNSCREENED 0.03% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.03% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.03% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.02% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.02% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.02% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.02% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.02% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.02% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.02% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.02% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.02% no in-house ratios for this holding
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.02% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL HOME LN MTG CORP MULTICLASS MTG PARTN CTFS GTD NON_COMPLIANT 0.02% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.02% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
ES EVERSOURCE ENERGY NON_COMPLIANT 0.01% AAOIFI108.8% Usmani45.9% Dow Jones Islamic122.9% S&P Shariah132.3% MSCI Islamic45.9% MSCI Islamic M-Series132.3% FTSE Shariah45.9%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL HOME LN MTG CORP MULTICLASS MTG PARTN CTFS GTD NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
Federal National Mortgage Association NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.01% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.01% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.00% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.00% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC Federal Home Loan Mortgage Corp. NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.00% no in-house ratios for this holding
Federal National Mortgage Association NON_COMPLIANT 0.00% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FEDERAL NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding
FMCC FEDERAL HOME LOAN MORTGAGE CORP NON_COMPLIANT 0.00% AAOIFIfail Usmani10.1% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic10.1% MSCI Islamic M-Seriesfail FTSE Shariah10.1%
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION NON_COMPLIANT 0.00% no in-house ratios for this holding

The published standards disagree about this fund by 4 points of portfolio weight — 10.4% of it passes Dow Jones Islamic, 6.4% passes Usmani. Which number is yours depends on which standard you follow.

These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.

ratios pass on 7.2% ratios fail on 35.3% 56.7% not rated under AAOIFI

29 of 204 listed holdings carry our own per-methodology verdicts (43% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none.

Non-compliant holdingWeight
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 5.26%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.75%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.64%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.55%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 3.29%
FEDERAL NATIONAL MORTGAGE ASSOCIATION 2.38%
VZ VERIZON COMMUNICATIONS INC 2.01%
UNITED STATES OF AMERICA - BUREAU OF THE PUBLIC DEBT 1.99%
MS MORGAN STANLEY 1.99%
BAC BANK OF AMERICA CORP 1.82%

Methodology breakdown computing — it will appear here on its own.

🕌Open research, not a fatwa — verify with your own scholar.

Trade setup

Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.

SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

JIMFX (JIMFX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.

NON-COMPLIANT
Sharia compliance

🕌 In-house Compliance Research

Computing the full ratio and business-activity breakdown for JIMFX — this runs off the critical path so the page paints first. It will appear here on its own.

14.8214.6814.5414.4114.272025-09-172026-03-182026-09-16

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance

This fund prices once a day, so its bars carry no intraday high or low — floor-trader pivots are not defined for it.

Price Forecast

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

7-day expected range
14.21 14.33
±0.43% from 14.27, made 2026-09-17 · resolves 2026-09-24
STRONG SELL
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 46496 forecast(s) are currently open and will be scored automatically when their horizon expires.

Technical Summary

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

STRONG SELL
19 indicators
OscillatorsBUY
4 buy · 0 neutral · 3 sell
Moving averagesSTRONG SELL
0 buy · 0 neutral · 12 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)29.60BUY
Stochastic %K (14)0.00BUY
CCI (20)-137.52BUY
Williams %R (14)-100.00BUY
MACD (12,26,9)-0.02SELL
ROC (10)-0.97SELL
Momentum (10)-0.14SELL
EMA (10)14.34SELL
SMA (10)14.36SELL
EMA (20)14.39SELL
SMA (20)14.42SELL
EMA (30)14.42SELL
SMA (30)14.44SELL
EMA (50)14.45SELL
SMA (50)14.46SELL
EMA (100)14.49SELL
SMA (100)14.50SELL
EMA (200)14.51SELL
SMA (200)14.54SELL

About JIMFX

The fund invests at least 80% of its net assets, plus any amounts for borrowing, in a broad range of investment grade fixed income securities, including bonds, notes, domestic and foreign corporate and government securities (including securities issued by government agencies), mortgage-backed securities, collateralized mortgage obligations, asset-backed securities, municipal securities, and short term obligations. It does not limit itself to securities of a particular maturity range but will normally maintain a dollar weighted duration between 4 and 8 years.

Background via Yahoo Finance — informational, not part of the verdict.

SMC — Top Down

Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.

Peer Movement

How the rest of the sector moved over the same window. Context for a price move, never a cause of one.

Peer movement computing — it will appear here on its own.

Before you act on this

The questions worth asking about any verdict on this page, answered plainly.

Is a fund screened on its name?

No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.

What does unrated weight mean?

It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.

Does the issuer's board make it compliant?

It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.

How often is this re-screened?

When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.

Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.

Compare with

Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.

Peer screening computing — it will appear here on its own.

Still fetching insider filings — it ran past this page's budget, so the page painted without waiting. The fetch is still running; reload in a moment and it will be here.

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.

NEUTRAL   report date 2026-09-08 · Asset managers net 912361 (-21819)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.