Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
GuideMark Core Fixed Income Fund · GPS Funds I
796 holdings · as of 2026-06-30 (2.6 months ago)
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 116% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
NON-COMPLIANT 81.93% of portfolio weight is in non-compliant holdings, over the 5% threshold.
75.81% of that is conventional interest-bearing debt — US Treasuries or agency mortgage paper — identified from the fund's own filing rather than by screening an issuer. Sukuk are deliberately excluded from this test and are never counted here.
796 holdings, 412 matched (73% of weight). Portfolio as of 2026-06-30, filed 2026-08-26. Source: SEC Form N-PORT.
5.48% of this portfolio’s income is non-permissible — weighted across holdings, computed over 6% of portfolio weight (137 of 796 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
1.8% compliant 0.5% questionable 70.9% non-compliant 26.8% unscreened
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 3.81% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 3.72% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 2.69% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 2.67% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 2.44% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 2.29% | no in-house ratios for this holding |
| TSY INFL IX N/B | NON_COMPLIANT | 2.21% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 2.09% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.82% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.79% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.53% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.30% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.29% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.22% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.21% | no in-house ratios for this holding |
| JPMorgan US Government Money M | UNSCREENED | 1.20% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 1.12% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.11% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 1.07% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.07% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.04% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 1.03% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 1.01% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 0.99% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 0.98% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 0.98% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.95% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.92% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.88% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.86% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.83% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.80% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.76% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.75% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.73% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.71% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.71% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.69% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.69% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.68% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.67% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.67% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.64% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.62% | no in-house ratios for this holding |
| TSY INFL IX N/B | NON_COMPLIANT | 0.61% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.60% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.59% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.58% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.57% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.56% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.53% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.52% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.50% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.49% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.48% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.47% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.47% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.45% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.43% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.43% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.42% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.39% | no in-house ratios for this holding |
| Taco Bell Funding, LLC | UNSCREENED | 0.38% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.38% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| TSY INFL IX N/B | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.37% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.35% | no in-house ratios for this holding |
| National Commercial Mortgage T | UNSCREENED | 0.34% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.34% | no in-house ratios for this holding |
| UNITED MEXICAN STATES | UNSCREENED | 0.33% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.31% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.30% | no in-house ratios for this holding |
| DB Master Finance LLC | UNSCREENED | 0.30% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| BX Trust | UNSCREENED | 0.29% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.29% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.28% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.27% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.27% | no in-house ratios for this holding |
| Mount Vernon Liquid Assets Portfolio, LLC | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Dominos Pizza Master Issuer LL | UNSCREENED | 0.26% | no in-house ratios for this holding |
| SHR Trust | UNSCREENED | 0.26% | no in-house ratios for this holding |
| Onslow Bay Financial LLC | UNSCREENED | 0.25% | no in-house ratios for this holding |
| FHLMC Multifamily Structured P | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| FHLMC Multifamily Structured P | NON_COMPLIANT | 0.25% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.24% | no in-house ratios for this holding |
| GS Mortgage Securities Trust | UNSCREENED | 0.24% | no in-house ratios for this holding |
| RR Ltd | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Bain Capital Credit CLO, Limit | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Barclays Commercial Mortgage S | UNSCREENED | 0.24% | no in-house ratios for this holding |
| Morgan Stanley Residential Mor | UNSCREENED | 0.23% | no in-house ratios for this holding |
| Firstkey Homes Trust | UNSCREENED | 0.23% | no in-house ratios for this holding |
| NYC Commercial Mortgage Trust | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.22% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| Morgan Stanley Residential Mor | UNSCREENED | 0.22% | no in-house ratios for this holding |
| Palmer Square Loan Funding Ltd | UNSCREENED | 0.22% | no in-house ratios for this holding |
| META META PLATFORMS INC | QUESTIONABLE | 0.21% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| Extended Stay America Trust | UNSCREENED | 0.21% | no in-house ratios for this holding |
| US TREASURY N/B | NON_COMPLIANT | 0.21% | no in-house ratios for this holding |
| Finance of America Structured | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Tricon Residential | UNSCREENED | 0.21% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Barclays Commercial Mortgage S | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Madison Avenue Trust | UNSCREENED | 0.20% | no in-house ratios for this holding |
| GS REFT 2026-FL1 Issuer Ltd | UNSCREENED | 0.20% | no in-house ratios for this holding |
| SG Commercial Mortgage Securit | UNSCREENED | 0.19% | no in-house ratios for this holding |
| MARS INC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Imperial Fund LLC | UNSCREENED | 0.19% | no in-house ratios for this holding |
| Towd Point Mortgage Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| New Residential Mortgage Loan | UNSCREENED | 0.18% | no in-house ratios for this holding |
| TEXAS Commercial Mortgage Trus | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Credit Suisse Mortgage Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Boca Commercial Mortgage Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Rad CLO 12 Ltd | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Retained Vantage Data Centers | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Morgan Stanley Residential Mor | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.18% | no in-house ratios for this holding |
| NRTH PARK Mortgage Trust | UNSCREENED | 0.18% | no in-house ratios for this holding |
| Credit Acceptance Auto Loan Tr | UNSCREENED | 0.18% | no in-house ratios for this holding |
| ROMANIA | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.17% | no in-house ratios for this holding |
| SPACE EXPLORATION TECH | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.17% | no in-house ratios for this holding |
| SPACE EXPLORATION TECH | UNSCREENED | 0.17% | no in-house ratios for this holding |
| Progress Residential Trust | UNSCREENED | 0.16% | no in-house ratios for this holding |
| VIRGINIA ELEC & POWER CO | UNSCREENED | 0.16% | no in-house ratios for this holding |
| CHARTER COMM OPT LLC/CAP | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Bank5 | UNSCREENED | 0.16% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.16% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.15% | no in-house ratios for this holding |
| New Residential Mortgage Loan | UNSCREENED | 0.15% | no in-house ratios for this holding |
| RD MICHIGAN PROP OWNER I | UNSCREENED | 0.15% | no in-house ratios for this holding |
| AREIT CRE Trust | UNSCREENED | 0.15% | no in-house ratios for this holding |
| COLT Funding LLC | UNSCREENED | 0.15% | no in-house ratios for this holding |
| ORCL ORACLE CORP | COMPLIANT | 0.15% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 0.14% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| Benefit Street Partners CLO Lt | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Texas Debt Capital CLO, Ltd | UNSCREENED | 0.14% | no in-house ratios for this holding |
| RR Ltd | UNSCREENED | 0.14% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.14% | no in-house ratios for this holding |
| MORGAN STANLEY PVT BANK | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Tricon Residential | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Liberty Street Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| Verus Securitization Trust | UNSCREENED | 0.14% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.14% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| META META PLATFORMS INC | QUESTIONABLE | 0.13% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| BWAY Mortgage Trust | UNSCREENED | 0.13% | no in-house ratios for this holding |
| JBS NV/USA FOODS/FOOD CO | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Deutsche Bank Commercial Mortg | UNSCREENED | 0.13% | no in-house ratios for this holding |
| COLT Funding LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Zayo Issuer LLC | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Fannie Mae - CAS | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| NVDA NVIDIA CORP | COMPLIANT | 0.13% | AAOIFI0.7% Usmani12.1% Dow Jones Islamic1.0% S&P Shariah1.2% MSCI Islamic12.1% MSCI Islamic M-Series1.2% FTSE Shariah10.4% |
| PM PHILIP MORRIS INTL INC | NON_COMPLIANT | 0.13% | AAOIFI16.1% Usmani66.9% Dow Jones Islamic18.9% S&P Shariah22.1% MSCI Islamic66.9% MSCI Islamic M-Series22.1% FTSE Shariah66.9% |
| Citigroup Commercial Mortgage | UNSCREENED | 0.13% | no in-house ratios for this holding |
| Freddie Mac | NON_COMPLIANT | 0.13% | no in-house ratios for this holding |
| AMZN AMAZON.COM INC | QUESTIONABLE | 0.12% | AAOIFI8.2% Usmani22.1% Dow Jones Islamic9.6% S&P Shariah10.6% MSCI Islamic20.9% MSCI Islamic M-Series10.6% FTSE Shariah12.1% |
| Onslow Bay Financial LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Morgan Stanley Residential Mor | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| Fannie Mae or Freddie Mac | NON_COMPLIANT | 0.12% | no in-house ratios for this holding |
| DBGS Mortgage Trust | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Aligned Data Centers Issuers L | UNSCREENED | 0.12% | no in-house ratios for this holding |
| NEXTERA ENERGY CAPITAL | UNSCREENED | 0.12% | no in-house ratios for this holding |
| CHPE LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| ATO ATMOS ENERGY CORP | NON_COMPLIANT | 0.12% | AAOIFI— Usmani— Dow Jones Islamic— S&P Shariah— MSCI Islamic— MSCI Islamic M-Series— FTSE Shariah— |
| VB-S1 Issuer LLC | UNSCREENED | 0.12% | no in-house ratios for this holding |
| UNITED MEXICAN STATES | UNSCREENED | 0.12% | no in-house ratios for this holding |
| Pretium Mortgage Credit Partne | UNSCREENED | 0.12% | no in-house ratios for this holding |
| REPUBLIC OF INDONESIA | UNSCREENED | 0.12% | no in-house ratios for this holding |
| STATE OF ISRAEL | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GREEN PALM BIDCO SARL | UNSCREENED | 0.12% | no in-house ratios for this holding |
| GLE.PA SOCIETE GENERALE | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| Credit Suisse Mortgage Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| REPUBLIC OF PHILIPPINES | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CMCSA COMCAST CORP | NON_COMPLIANT | 0.11% | AAOIFI96.1% Usmani35.1% Dow Jones Islamic138.9% S&P Shariah130.3% MSCI Islamic35.1% MSCI Islamic M-Series130.3% FTSE Shariah35.1% |
| NTT FINANCE CORP | UNSCREENED | 0.11% | no in-house ratios for this holding |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.11% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| IMPERIAL BRANDS FIN PLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| CABK.MC CAIXABANK SA | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| HSBA.L HSBC HOLDINGS PLC | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CAH CARDINAL HEALTH INC | COMPLIANT | 0.11% | AAOIFI17.8% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah28.7% MSCI Islamic17.4% MSCI Islamic M-Series28.7% FTSE Shariah15.5% |
| E ENI SPA | NON_COMPLIANT | 0.11% | AAOIFI42.7% Usmani20.8% Dow Jones Islamic28.0% S&P Shariah29.8% MSCI Islamic20.8% MSCI Islamic M-Series29.8% FTSE Shariah20.8% |
| UNITED MEXICAN STATES | UNSCREENED | 0.11% | no in-house ratios for this holding |
| BPR Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| HA SUSTAINABLE INF CAP | UNSCREENED | 0.11% | no in-house ratios for this holding |
| SYF SYNCHRONY FINANCIAL | NON_COMPLIANT | 0.11% | AAOIFI85.9% Usmani18.3% Dow Jones Islamic91.8% S&P Shariah104.8% MSCI Islamic18.3% MSCI Islamic M-Series104.8% FTSE Shariah18.3% |
| ORA.PA ORANGE SA | NON_COMPLIANT | 0.11% | AAOIFIfail Usmanipass Dow Jones Islamicfail S&P Shariahfail MSCI Islamicpass MSCI Islamic M-Seriesfail FTSE Shariahpass |
| COLT Funding LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| PRP Advisors, LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Verus Securitization Trust | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Wingstop Funding LLC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Fannie Mae | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| GS Mortgage-Backed Securities | UNSCREENED | 0.11% | no in-house ratios for this holding |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.11% | no in-house ratios for this holding |
| Government National Mortgage A | NON_COMPLIANT | 0.11% | no in-house ratios for this holding |
| STATE OF ISRAEL | UNSCREENED | 0.10% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.10% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| XEL XCEL ENERGY INC | NON_COMPLIANT | 0.10% | AAOIFI82.6% Usmani47.8% Dow Jones Islamic94.9% S&P Shariah105.9% MSCI Islamic46.3% MSCI Islamic M-Series105.9% FTSE Shariah45.3% |
| NVDA NVIDIA CORP | COMPLIANT | 0.10% | AAOIFI0.7% Usmani12.1% Dow Jones Islamic1.0% S&P Shariah1.2% MSCI Islamic12.1% MSCI Islamic M-Series1.2% FTSE Shariah10.4% |
| US TREASURY N/B | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.10% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| Stack Infrastructure Issuer LL | UNSCREENED | 0.10% | no in-house ratios for this holding |
| CENT Trust | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Freddie Mac - STACR | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| OHIO POWER COMPANY | UNSCREENED | 0.10% | no in-house ratios for this holding |
| Ellington Financial Mortgage T | UNSCREENED | 0.10% | no in-house ratios for this holding |
| MPLX MPLX LP | NON_COMPLIANT | 0.10% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.10% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.10% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| Fannie Mae | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| INTC INTEL CORP | COMPLIANT | 0.10% | AAOIFI9.2% Usmani25.0% Dow Jones Islamic23.9% S&P Shariah26.3% MSCI Islamic25.0% MSCI Islamic M-Series26.3% FTSE Shariah25.0% |
| Fannie Mae | NON_COMPLIANT | 0.10% | no in-house ratios for this holding |
| Retained Vantage Data Centers | UNSCREENED | 0.10% | no in-house ratios for this holding |
| ORCL ORACLE CORP | COMPLIANT | 0.10% | AAOIFI34.1% Usmani64.0% Dow Jones Islamic30.7% S&P Shariah35.2% MSCI Islamic61.0% MSCI Islamic M-Series35.2% FTSE Shariah49.5% |
| Starwood Mortgage Residential | UNSCREENED | 0.10% | no in-house ratios for this holding |
| META META PLATFORMS INC | QUESTIONABLE | 0.09% | AAOIFI7.2% Usmani25.0% Dow Jones Islamic7.0% S&P Shariah7.9% MSCI Islamic25.0% MSCI Islamic M-Series7.9% FTSE Shariah18.6% |
| Morgan Stanley Residential Mor | UNSCREENED | 0.09% | no in-house ratios for this holding |
| CAH CARDINAL HEALTH INC | COMPLIANT | 0.09% | AAOIFI17.8% Usmani17.7% Dow Jones Islamic24.8% S&P Shariah28.7% MSCI Islamic17.4% MSCI Islamic M-Series28.7% FTSE Shariah15.5% |
| ALABAMA POWER CO | UNSCREENED | 0.09% | no in-house ratios for this holding |
| MPLX MPLX LP | NON_COMPLIANT | 0.09% | AAOIFI42.8% Usmani60.3% Dow Jones Islamic52.4% S&P Shariah59.3% MSCI Islamic60.3% MSCI Islamic M-Series59.3% FTSE Shariah59.7% |
| PACIFIC GAS & ELECTRIC | UNSCREENED | 0.09% | no in-house ratios for this holding |
| DUKE ENERGY CAROLINAS | UNSCREENED | 0.09% | no in-house ratios for this holding |
| INT Commercial Mortgage Trust | UNSCREENED | 0.09% | no in-house ratios for this holding |
| SG Capital Partners | UNSCREENED | 0.09% | no in-house ratios for this holding |
| BANK OF NY MELLON CORP | UNSCREENED | 0.09% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 0.09% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| BDS Ltd | UNSCREENED | 0.09% | no in-house ratios for this holding |
| New Residential Mortgage Loan | UNSCREENED | 0.09% | no in-house ratios for this holding |
| PUBLIC SERVICE OKLAHOMA | UNSCREENED | 0.09% | no in-house ratios for this holding |
| COLT Funding LLC | UNSCREENED | 0.09% | no in-house ratios for this holding |
The published standards disagree about this fund by 1 points of portfolio weight — 2.7% of it passes Dow Jones Islamic, 2.0% passes MSCI Islamic M-Series. Which number is yours depends on which standard you follow.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 2.2% ratios fail on 6.3% 107.0% not rated under AAOIFI
ratios pass on 2.2% ratios fail on 5.5% 108.0% not rated under Usmani
ratios pass on 2.7% ratios fail on 5.6% 107.3% not rated under Dow Jones Islamic
ratios pass on 2.2% ratios fail on 6.2% 107.3% not rated under S&P Shariah
ratios pass on 2.2% ratios fail on 5.5% 108.0% not rated under MSCI Islamic
ratios pass on 2.0% ratios fail on 6.4% 107.3% not rated under MSCI Islamic M-Series
ratios pass on 2.4% ratios fail on 5.3% 108.0% not rated under FTSE Shariah
56 of 796 listed holdings carry our own per-methodology verdicts (9% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 50 (8% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
| Non-compliant holding | Weight |
|---|---|
| Fannie Mae or Freddie Mac | 3.81% |
| Fannie Mae or Freddie Mac | 3.72% |
| US TREASURY N/B | 2.69% |
| US TREASURY N/B | 2.67% |
| US TREASURY N/B | 2.44% |
| Fannie Mae or Freddie Mac | 2.29% |
| TSY INFL IX N/B | 2.21% |
| US TREASURY N/B | 2.09% |
| US TREASURY N/B | 1.82% |
| US TREASURY N/B | 1.79% |
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
GICFX (GICFX) is currently considered not halal (non-compliant), per our own look-through to its filed holdings. See its filed holdings and the weight breakdown below for the reasoning.
Computing the full ratio and business-activity breakdown for GICFX — this runs off the critical path so the page paints first. It will appear here on its own.
The investment seeks to provide current income consistent with low volatility of principal. Under normal circumstances, the fund will invest at least 80% of its assets in fixed income securities. It will primarily invest in fixed income securities that are rated investment grade or better. The fixed income securities in which the fund invests may have maturities of any length. While the fund will primarily invest in fixed income securities that are rated investment grade, the fund may, at times, hold debt securities that are rated below investment grade as a result of downgrades in the rating of the securities subsequent to their purchase by the fund.
Background via Yahoo Finance — informational, not part of the verdict.
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-09-15 · Asset managers net 904684 (-7677)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.