Verdicts genuinely change. Free email alert the moment FINS's does — no target price to set, unlike "Alert" above.
Whether this fund clears the published standards, and the filings behind that answer. The screen runs first and nothing on the trading side can override it.
Structure, momentum, positioning and levels. Separate from the Sharia verdict above, which this side never overrides.
Angel Oak Financial Strategies Income Term Trust
266 holdings · as of 2026-07-31 (2.4 months ago)
This fund holds short positions, so exposure is counted gross — long and short both count as exposure rather than netting off, and the weights below therefore sum to 163% of net assets rather than 100%. Shares of the portfolio are shown as shares of that gross exposure.
UNVERIFIED 11% of this fund's gross exposure is short across 37 positions. Our look-through asks what a fund owns and whether owning it is permissible; a short position is not ownership but an obligation to deliver something the fund does not hold, so a verdict computed as though this were a long-only portfolio would not describe it. The holdings are listed below, with the short positions marked.
266 holdings, 95 matched (34% of weight). Portfolio as of 2026-07-31, filed 2026-09-28. Source: SEC Form N-PORT.
19.39% of this portfolio’s income is non-permissible — weighted across holdings, computed over 5% of portfolio weight (14 of 266 holdings). The common approach purifies that proportion of income received — dividends — not of the position’s value. We report the ratio; what to do with it is a question for your own scholar.
Portfolio shares are withheld: coverage is below the floor needed to state one. The holdings themselves are below, because the names are evidence you can check.
| Holding | Status | Weight | Every methodology, and the debt ratio behind it |
|---|---|---|---|
| CLEAR BLUE FIN HLDGS | UNSCREENED | 2.08% | no in-house ratios for this holding |
| HBAN HUNTINGTON BANCSHARES | NON_COMPLIANT | 2.01% | AAOIFI68.2% Usmani8.2% Dow Jones Islamic90.2% S&P Shariah102.6% MSCI Islamic8.2% MSCI Islamic M-Series102.6% FTSE Shariah8.2% |
| PINNACLE BANK TN | UNSCREENED | 1.88% | no in-house ratios for this holding |
| TRINITAS CAPITAL MGMT | UNSCREENED | 1.76% | no in-house ratios for this holding |
| FINANCIAL INSTITUTIONS I | UNSCREENED | 1.69% | no in-house ratios for this holding |
| SIMMONS FIRST NTL CORP | UNSCREENED | 1.67% | no in-house ratios for this holding |
| US BANCORP | UNSCREENED | 1.67% | no in-house ratios for this holding |
| WBS WEBSTER FINANCIAL CORP | NON_COMPLIANT | 1.56% | AAOIFI5.9% Usmani0.9% Dow Jones Islamicfail S&P Shariahfail MSCI Islamic0.9% MSCI Islamic M-Seriesfail FTSE Shariah0.9% |
| First American Government Obli | UNSCREENED | 1.55% | no in-house ratios for this holding |
| MS MORGAN STANLEY | NON_COMPLIANT | 1.45% | AAOIFI115.6% Usmani23.4% Dow Jones Islamic161.6% S&P Shariah189.1% MSCI Islamic23.4% MSCI Islamic M-Series189.1% FTSE Shariah23.4% |
| MTB M&T BANK CORPORATION | NON_COMPLIANT | 1.40% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| WESTERN ALLIANCE BANK | UNSCREENED | 1.34% | no in-house ratios for this holding |
| UNIVERSAL INSURANCE HLDS | UNSCREENED | 1.33% | no in-house ratios for this holding |
| SOUTH ST SEC FUND LLC | UNSCREENED | 1.33% | no in-house ratios for this holding |
| FITB FIFTH THIRD BANCORP | NON_COMPLIANT | 1.33% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| BAC BANK OF AMERICA CORP | NON_COMPLIANT | 1.32% | AAOIFI77.5% Usmani9.7% Dow Jones Islamic95.9% S&P Shariah105.7% MSCI Islamic9.7% MSCI Islamic M-Series105.7% FTSE Shariah9.7% |
| VLY VALLEY NATIONAL BANCORP | NON_COMPLIANT | 1.32% | AAOIFI41.6% Usmani5.0% Dow Jones Islamic57.4% S&P Shariah64.9% MSCI Islamic5.0% MSCI Islamic M-Series64.9% FTSE Shariah5.0% |
| AVBH AVIDBANK HOLDINGS INC | NON_COMPLIANT | 1.31% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| OCEANFIRST FINANCIAL CP | UNSCREENED | 1.17% | no in-house ratios for this holding |
| CBFV CB FINANCIAL SERVICES | NON_COMPLIANT | 1.15% | AAOIFI34.0% Usmani3.9% Dow Jones Islamic41.2% S&P Shariah46.2% MSCI Islamic3.9% MSCI Islamic M-Series46.2% FTSE Shariah3.9% |
| EVERBANK FINANCIAL CORP | UNSCREENED | 1.15% | no in-house ratios for this holding |
| FIRST NATIONAL OF NEBRAS | UNSCREENED | 1.14% | no in-house ratios for this holding |
| SMBK SMARTFINANCIAL INC | NON_COMPLIANT | 1.14% | AAOIFI11.3% Usmani1.7% Dow Jones Islamic15.7% S&P Shariah18.1% MSCI Islamic1.7% MSCI Islamic M-Series18.1% FTSE Shariah1.7% |
| BIG POPPY HOLDINGS INC | UNSCREENED | 1.12% | no in-house ratios for this holding |
| CLEAR STREET HOLDINGS | UNSCREENED | 1.12% | no in-house ratios for this holding |
| FNB CORP | UNSCREENED | 1.11% | no in-house ratios for this holding |
| VCT HOLDINGS LLC | UNSCREENED | 1.11% | no in-house ratios for this holding |
| GOLDEN PEAR FUND HOLDCO | UNSCREENED | 1.11% | no in-house ratios for this holding |
| MS TRANSVERSE INSURANCE | UNSCREENED | 1.11% | no in-house ratios for this holding |
| CB&T HOLDING CORP | UNSCREENED | 1.11% | no in-house ratios for this holding |
| RITM RITHM CAPITAL CORP | NON_COMPLIANT | 1.11% | AAOIFI532.0% Usmani55.3% Dow Jones Islamic565.3% S&P Shariah611.2% MSCI Islamic55.3% MSCI Islamic M-Series611.2% FTSE Shariah55.3% |
| ENTERPRISE FINANCIAL SER | UNSCREENED | 1.11% | no in-house ratios for this holding |
| MCY MERCURY GENERAL CORP | NON_COMPLIANT | 1.11% | AAOIFI16.3% Usmani9.0% Dow Jones Islamic22.0% S&P Shariah25.8% MSCI Islamic9.0% MSCI Islamic M-Series25.8% FTSE Shariah9.0% |
| WTFC WINTRUST FINANCIAL CORP | NON_COMPLIANT | 1.10% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MILLENNIUM CONS HOLDINGS | UNSCREENED | 1.10% | no in-house ratios for this holding |
| EF HOLD/EF KY/ELL KY/TRS | UNSCREENED | 1.09% | no in-house ratios for this holding |
| CENTRAL BANCSHARES INC | UNSCREENED | 1.08% | no in-house ratios for this holding |
| OBSIDIAN INSURANCE HOLD | UNSCREENED | 1.08% | no in-house ratios for this holding |
| FLAGSTAR BANK NA | UNSCREENED | 1.08% | no in-house ratios for this holding |
| KEY KEYCORP | NON_COMPLIANT | 1.08% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| FIDELITY FINANCIAL CORP | UNSCREENED | 1.06% | no in-house ratios for this holding |
| OLD NATL BANCORP | UNSCREENED | 1.06% | no in-house ratios for this holding |
| F&M FINANCIAL CORP | UNSCREENED | 1.02% | no in-house ratios for this holding |
| PREFERRED BANK LA CALIF | UNSCREENED | 1.00% | no in-house ratios for this holding |
| REVREPO87164DXY1 | UNSCREENED | 0.99% | no in-house ratios for this holding |
| REVREPO89642CAJ9 | UNSCREENED | 0.98% | no in-house ratios for this holding |
| FIRST FINANCIAL BANCORP | UNSCREENED | 0.97% | no in-house ratios for this holding |
| PROVIDENT FINANCIAL | UNSCREENED | 0.97% | no in-house ratios for this holding |
| BANCINDEPENDENT INC | UNSCREENED | 0.95% | no in-house ratios for this holding |
| CNOB CONNECTONE BANCORP INC | NON_COMPLIANT | 0.94% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| JPM JPMORGAN CHASE & CO | NON_COMPLIANT | 0.93% | AAOIFI7.7% Usmani1.4% Dow Jones Islamic9.5% S&P Shariah10.7% MSCI Islamic1.4% MSCI Islamic M-Series10.7% FTSE Shariah1.4% |
| BWB BRIDGEWATER BANCSHARES | NON_COMPLIANT | 0.93% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| KEY KEYCORP | NON_COMPLIANT | 0.93% | AAOIFI47.1% Usmani5.7% Dow Jones Islamic56.9% S&P Shariah65.9% MSCI Islamic5.7% MSCI Islamic M-Series65.9% FTSE Shariah5.7% |
| FIRST INTERSTATE BANCSYS | UNSCREENED | 0.92% | no in-house ratios for this holding |
| SSB SOUTHSTATE BANK CORP | NON_COMPLIANT | 0.92% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| OCONOMOWOC BANCSHARES | UNSCREENED | 0.92% | no in-house ratios for this holding |
| EQBK EQUITY BANCSHARES INC | NON_COMPLIANT | 0.91% | AAOIFI50.7% Usmani6.9% Dow Jones Islamic69.0% S&P Shariah79.3% MSCI Islamic6.9% MSCI Islamic M-Series79.3% FTSE Shariah6.9% |
| SBSI SOUTHSIDE BANCSHARES INC | NON_COMPLIANT | 0.91% | AAOIFI21.2% Usmani2.4% Dow Jones Islamic23.2% S&P Shariah24.2% MSCI Islamic2.4% MSCI Islamic M-Series24.2% FTSE Shariah2.4% |
| LAKELAND BANCORP INC | UNSCREENED | 0.90% | no in-house ratios for this holding |
| FITB FIFTH THIRD BANCORP | NON_COMPLIANT | 0.90% | AAOIFI45.0% Usmani7.4% Dow Jones Islamic67.1% S&P Shariah76.4% MSCI Islamic7.4% MSCI Islamic M-Series76.4% FTSE Shariah7.4% |
| HANOVER BANCORP INC | UNSCREENED | 0.90% | no in-house ratios for this holding |
| FIRST MUTUAL HOLDING CO | UNSCREENED | 0.89% | no in-house ratios for this holding |
| ATLANTIC UNION BANKSHARE | UNSCREENED | 0.89% | no in-house ratios for this holding |
| CLEAR STREET HOLDINGS | UNSCREENED | 0.89% | no in-house ratios for this holding |
| CAPRA FINANCIAL INC | UNSCREENED | 0.89% | no in-house ratios for this holding |
| MRBK MERIDIAN CORP | NON_COMPLIANT | 0.89% | AAOIFI162.0% Usmani14.8% Dow Jones Islamic213.0% S&P Shariah244.4% MSCI Islamic14.8% MSCI Islamic M-Series244.4% FTSE Shariah14.8% |
| TEXAS STATE BNKSHRS INC | UNSCREENED | 0.89% | no in-house ratios for this holding |
| USBC FINANCIAL HOLDINGS | UNSCREENED | 0.88% | no in-house ratios for this holding |
| CORNERSTONE CAPITAL BANC | UNSCREENED | 0.88% | no in-house ratios for this holding |
| READYCAP HOLDINGS LLC | UNSCREENED | 0.88% | no in-house ratios for this holding |
| RF REGIONS FINANCIAL CORP | NON_COMPLIANT | 0.88% | AAOIFI29.4% Usmani4.7% Dow Jones Islamic35.1% S&P Shariah38.7% MSCI Islamic4.7% MSCI Islamic M-Series38.7% FTSE Shariah4.7% |
| NORTHPOINTE BANCSHARES I | UNSCREENED | 0.88% | no in-house ratios for this holding |
| RELIABLE COMMUNITY BANKS | UNSCREENED | 0.88% | no in-house ratios for this holding |
| CLIMATE FIRST BANC INC | UNSCREENED | 0.87% | no in-house ratios for this holding |
| SILVER QUEEN FIN SERV | UNSCREENED | 0.84% | no in-house ratios for this holding |
| AMERICAN COASTAL INSURAN | UNSCREENED | 0.82% | no in-house ratios for this holding |
| NRIM NORTHRIM BANCORP INC | NON_COMPLIANT | 0.81% | AAOIFI373.4% Usmani63.3% Dow Jones Islamic444.4% S&P Shariah524.3% MSCI Islamic63.3% MSCI Islamic M-Series524.3% FTSE Shariah63.3% |
| BOKF NA | UNSCREENED | 0.81% | no in-house ratios for this holding |
| CUBI CUSTOMERS BANCORP INC | NON_COMPLIANT | 0.78% | AAOIFI6.0% Usmani0.6% Dow Jones Islamic7.9% S&P Shariah8.7% MSCI Islamic0.6% MSCI Islamic M-Series8.7% FTSE Shariah0.6% |
| HAFC HANMI FINANCIAL CORP | NON_COMPLIANT | 0.77% | AAOIFI338.7% Usmani40.2% Dow Jones Islamic433.4% S&P Shariah498.5% MSCI Islamic40.2% MSCI Islamic M-Series498.5% FTSE Shariah40.2% |
| BIG POPPY HOLDIN | UNSCREENED | 0.76% | no in-house ratios for this holding |
| WSFS WSFS FINANCIAL CORP | NON_COMPLIANT | 0.75% | AAOIFI0.2% Usmani0.0% Dow Jones Islamic0.2% S&P Shariah0.2% MSCI Islamic0.0% MSCI Islamic M-Series0.2% FTSE Shariah0.0% |
| REVREPO84046SAF5 | UNSCREENED | 0.73% | no in-house ratios for this holding |
| TEXAS CAPITAL BANCSHARES | UNSCREENED | 0.72% | no in-house ratios for this holding |
| BCBP BCB BANCORP INC | NON_COMPLIANT | 0.71% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| INDB INDEPENDENT BANK CORP | NON_COMPLIANT | 0.70% | AAOIFI10.5% Usmani1.7% Dow Jones Islamic13.0% S&P Shariah14.6% MSCI Islamic1.7% MSCI Islamic M-Series14.6% FTSE Shariah1.7% |
| PFIS PEOPLES FIN SERVICES | NON_COMPLIANT | 0.70% | AAOIFI30.6% Usmani4.0% Dow Jones Islamic43.8% S&P Shariah51.5% MSCI Islamic4.0% MSCI Islamic M-Series51.5% FTSE Shariah4.0% |
| TBBK THE BANCORP INC | NON_COMPLIANT | 0.70% | AAOIFI269.0% Usmani79.6% Dow Jones Islamic270.7% S&P Shariah295.8% MSCI Islamic79.6% MSCI Islamic M-Series295.8% FTSE Shariah79.6% |
| DICKINSON FINANCIAL CORP | UNSCREENED | 0.68% | no in-house ratios for this holding |
| LAWRENCE BANCSHARES INC | UNSCREENED | 0.68% | no in-house ratios for this holding |
| REVREPO828730AC5 | UNSCREENED | 0.67% | no in-house ratios for this holding |
| WFC WELLS FARGO & COMPANY | NON_COMPLIANT | 0.67% | AAOIFI80.2% Usmani9.1% Dow Jones Islamic84.8% S&P Shariah93.9% MSCI Islamic9.1% MSCI Islamic M-Series93.9% FTSE Shariah9.1% |
| COF CAPITAL ONE FINANCIAL CO | NON_COMPLIANT | 0.67% | AAOIFI38.5% Usmani7.6% Dow Jones Islamic49.3% S&P Shariah60.5% MSCI Islamic7.6% MSCI Islamic M-Series60.5% FTSE Shariah7.6% |
| MUTUAL BANCORP INC | UNSCREENED | 0.67% | no in-house ratios for this holding |
| AMUR EQUIPMENT FIN INC | UNSCREENED | 0.67% | no in-house ratios for this holding |
| BHB BAR HARBOR BANKSHARES | NON_COMPLIANT | 0.67% | AAOIFI79.8% Usmani11.4% Dow Jones Islamic107.3% S&P Shariah118.3% MSCI Islamic11.4% MSCI Islamic M-Series118.3% FTSE Shariah11.4% |
| FIRST COMMERCE BANCORP | UNSCREENED | 0.67% | no in-house ratios for this holding |
| WESTERN CAPITAL CORP | UNSCREENED | 0.66% | no in-house ratios for this holding |
| TECTONIC FINANCIAL INC | UNSCREENED | 0.66% | no in-house ratios for this holding |
| BSPA BALLSTON SPA BANCORP INC | NON_COMPLIANT | 0.66% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| FIRST HELP FINANCIAL LLC CR SEN SR 144A31 | UNSCREENED | 0.66% | no in-house ratios for this holding |
| TFC TRUIST FINANCIAL CORP | NON_COMPLIANT | 0.66% | AAOIFI110.7% Usmani12.6% Dow Jones Islamic124.2% S&P Shariah135.1% MSCI Islamic12.6% MSCI Islamic M-Series135.1% FTSE Shariah12.6% |
| GBFH GBANK FIN HOLDINGS INC | NON_COMPLIANT | 0.66% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariahfail MSCI Islamic0.0% MSCI Islamic M-Seriesfail FTSE Shariah0.0% |
| BANKGUAM HOLDING CO | UNSCREENED | 0.65% | no in-house ratios for this holding |
| REVREPO29977GAC6 | UNSCREENED | 0.65% | no in-house ratios for this holding |
| C CITIGROUP INC | NON_COMPLIANT | 0.65% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| MCHB MECHANICS BANCORP | NON_COMPLIANT | 0.65% | AAOIFI5.7% Usmani1.0% Dow Jones Islamic89.9% S&P Shariah96.6% MSCI Islamic1.0% MSCI Islamic M-Series96.6% FTSE Shariah1.0% |
| FIRST CITIZENS BANCSHARE | UNSCREENED | 0.65% | no in-house ratios for this holding |
| WESTERN ALLIANCE BANCORP | UNSCREENED | 0.64% | no in-house ratios for this holding |
| REVREPO32119CAA2 | UNSCREENED | 0.64% | no in-house ratios for this holding |
| FIRST CITIZENS BANCSHARE | UNSCREENED | 0.63% | no in-house ratios for this holding |
| REVREPO302520AD3 | UNSCREENED | 0.62% | no in-house ratios for this holding |
| REVREPO18469LAE9 | UNSCREENED | 0.61% | no in-house ratios for this holding |
| REVREPO60040RAE6 | UNSCREENED | 0.61% | no in-house ratios for this holding |
| REVREPO089380AF6 | UNSCREENED | 0.61% | no in-house ratios for this holding |
| REVREPO919794AH0 | UNSCREENED | 0.61% | no in-house ratios for this holding |
| FULT FULTON FINANCIAL CORP | NON_COMPLIANT | 0.61% | AAOIFI509.7% Usmani67.9% Dow Jones Islamic666.8% S&P Shariah744.2% MSCI Islamic67.9% MSCI Islamic M-Series744.2% FTSE Shariah67.9% |
| VYSTAR CREDIT UNION | UNSCREENED | 0.60% | no in-house ratios for this holding |
| REVREPO316773DM9 | UNSCREENED | 0.59% | no in-house ratios for this holding |
| EGBN EAGLE BANCORP INC | NON_COMPLIANT | 0.58% | AAOIFI77.6% Usmani6.9% Dow Jones Islamic95.8% S&P Shariah99.4% MSCI Islamic6.9% MSCI Islamic M-Series99.4% FTSE Shariah6.9% |
| PNBK Patriot National Bancorp Inc | NON_COMPLIANT | 0.57% | AAOIFI202.9% Usmani20.3% Dow Jones Islamic244.7% S&P Shariah341.9% MSCI Islamic20.3% MSCI Islamic M-Series341.9% FTSE Shariah20.3% |
| BANKSOUTH HOLDING CO | UNSCREENED | 0.57% | no in-house ratios for this holding |
| BANK OF MARIN | UNSCREENED | 0.57% | no in-house ratios for this holding |
| REVREPO49326EEN9 | UNSCREENED | 0.57% | no in-house ratios for this holding |
| WSBC WESBANCO INC | NON_COMPLIANT | 0.57% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| TRMK TRUSTMARK CORP | NON_COMPLIANT | 0.56% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| MINNWEST CORP | UNSCREENED | 0.56% | no in-house ratios for this holding |
| COMMERCIAL CREDIT INC | UNSCREENED | 0.55% | no in-house ratios for this holding |
| DMMS Purchaser Inc | UNSCREENED | 0.55% | no in-house ratios for this holding |
| RILY BRC GROUP HOLDINGS INC | NON_COMPLIANT | 0.55% | AAOIFI14.0% Usmani2.0% Dow Jones Islamic21.1% S&P Shariah10.8% MSCI Islamic2.0% MSCI Islamic M-Series10.8% FTSE Shariah2.0% |
| CITIZENS BANCSHARES INC | UNSCREENED | 0.55% | no in-house ratios for this holding |
| AMERICAN NATIONAL BANK | UNSCREENED | 0.53% | no in-house ratios for this holding |
| REVREPO059452AA0 | UNSCREENED | 0.53% | no in-house ratios for this holding |
| REVREPO18452FAB7 | UNSCREENED | 0.52% | no in-house ratios for this holding |
| FLAGSTAR BANCORP INC | UNSCREENED | 0.51% | no in-house ratios for this holding |
| REVREPO108621AP8 | UNSCREENED | 0.51% | no in-house ratios for this holding |
| NEWT NEWTEKONE INC | NON_COMPLIANT | 0.50% | AAOIFI154.2% Usmani17.4% Dow Jones Islamic173.8% S&P Shariah181.8% MSCI Islamic17.4% MSCI Islamic M-Series181.8% FTSE Shariah17.4% |
| FIRST PARAGOULD BANKSHR | UNSCREENED | 0.49% | no in-house ratios for this holding |
| 1864 BANCORP INC | UNSCREENED | 0.49% | no in-house ratios for this holding |
| REVREPO675234AC2 | UNSCREENED | 0.49% | no in-house ratios for this holding |
| REVREPO90355NAC5 | UNSCREENED | 0.49% | no in-house ratios for this holding |
| GDOT GREEN DOT CORP | NON_COMPLIANT | 0.48% | AAOIFI0.2% Usmani0.0% Dow Jones Islamic0.3% S&P Shariah0.3% MSCI Islamic0.0% MSCI Islamic M-Series0.3% FTSE Shariah0.0% |
| SOUTHSTATE BANK NA | UNSCREENED | 0.47% | no in-house ratios for this holding |
| FIRST BUSEY CORPORATION | UNSCREENED | 0.47% | no in-house ratios for this holding |
| SHBI SHORE BANCSHARES INC | NON_COMPLIANT | 0.46% | AAOIFI22.9% Usmani2.9% Dow Jones Islamic31.9% S&P Shariah36.2% MSCI Islamic2.9% MSCI Islamic M-Series36.2% FTSE Shariah2.9% |
| ALPIB ALPINE BANKS OF COLORADO | NON_COMPLIANT | 0.46% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| CHMG CHEMUNG FINANCIAL CORP | NON_COMPLIANT | 0.46% | AAOIFI32.7% Usmani4.7% Dow Jones Islamic51.1% S&P Shariah55.8% MSCI Islamic4.7% MSCI Islamic M-Series55.8% FTSE Shariah4.7% |
| REVREPO82809FAA5 | UNSCREENED | 0.46% | no in-house ratios for this holding |
| GS GOLDMAN SACHS GROUP INC | NON_COMPLIANT | 0.46% | AAOIFI147.5% Usmani20.6% Dow Jones Islamic194.6% S&P Shariah229.2% MSCI Islamic20.6% MSCI Islamic M-Series229.2% FTSE Shariah20.6% |
| VERABANK INC | UNSCREENED | 0.46% | no in-house ratios for this holding |
| AX AXOS FINANCIAL INC | NON_COMPLIANT | 0.46% | AAOIFI23.3% Usmani4.3% Dow Jones Islamic28.2% S&P Shariah32.0% MSCI Islamic4.3% MSCI Islamic M-Series32.0% FTSE Shariah4.3% |
| FIRST BANK/HAMILTON NJ | UNSCREENED | 0.46% | no in-house ratios for this holding |
| EVERBANK FINANCIAL CORP | UNSCREENED | 0.45% | no in-house ratios for this holding |
| HORIZON BANCORP | UNSCREENED | 0.45% | no in-house ratios for this holding |
| HOMETOWN FIN GR/EASTH MA | UNSCREENED | 0.45% | no in-house ratios for this holding |
| MASCOMA MUTUAL FIN SERV | UNSCREENED | 0.45% | no in-house ratios for this holding |
| RNST RENASANT CORP | NON_COMPLIANT | 0.44% | AAOIFI29.4% Usmani4.1% Dow Jones Islamic36.1% S&P Shariah43.0% MSCI Islamic4.1% MSCI Islamic M-Series43.0% FTSE Shariah4.1% |
| GOLDEN PEAR FUND HOLDCO | UNSCREENED | 0.44% | no in-house ratios for this holding |
| FRBT FORBRIGHT INC | NON_COMPLIANT | 0.44% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FRST PRIMIS FINANCIAL CORP | NON_COMPLIANT | 0.44% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FIDELITY FEDERAL BANCORP | UNSCREENED | 0.44% | no in-house ratios for this holding |
| MIDWEST BANKCENTRE MO | UNSCREENED | 0.44% | no in-house ratios for this holding |
| FIRST HELP FINANCIAL LLC | UNSCREENED | 0.44% | no in-house ratios for this holding |
| MAPLE FINANCIAL HLD INC | UNSCREENED | 0.44% | no in-house ratios for this holding |
| ELLINGTON FINANCIAL | UNSCREENED | 0.44% | no in-house ratios for this holding |
| RILY BRC GROUP HOLDINGS INC | NON_COMPLIANT | 0.44% | AAOIFI14.0% Usmani2.0% Dow Jones Islamic21.1% S&P Shariah10.8% MSCI Islamic2.0% MSCI Islamic M-Series10.8% FTSE Shariah2.0% |
| WRIV WHITE RIVER BANCSHARES | NON_COMPLIANT | 0.44% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NEXBANK CAPITAL INC | UNSCREENED | 0.44% | no in-house ratios for this holding |
| REVREPO23204GAH3 | UNSCREENED | 0.43% | no in-house ratios for this holding |
| BURKE & HERBERT FIN | UNSCREENED | 0.43% | no in-house ratios for this holding |
| OCEANFIRST FINANCIAL CP | UNSCREENED | 0.42% | no in-house ratios for this holding |
| BAYFIRST FIN CLASS D PREF | UNSCREENED | 0.42% | no in-house ratios for this holding |
| ZIONS BANCORP NA | UNSCREENED | 0.42% | no in-house ratios for this holding |
| NANO FINANCIAL HOLD | UNSCREENED | 0.41% | no in-house ratios for this holding |
| SCRE INTERMEDIATE HOLDCO | UNSCREENED | 0.41% | no in-house ratios for this holding |
| RNST RENASANT CORP | NON_COMPLIANT | 0.41% | AAOIFI29.4% Usmani4.1% Dow Jones Islamic36.1% S&P Shariah43.0% MSCI Islamic4.1% MSCI Islamic M-Series43.0% FTSE Shariah4.1% |
| REVREPO947890AK5 | UNSCREENED | 0.40% | no in-house ratios for this holding |
| REVREPO453836AJ7 | UNSCREENED | 0.39% | no in-house ratios for this holding |
| INPOINT COMM REAL ESTATE | UNSCREENED | 0.38% | no in-house ratios for this holding |
| REVREPO84470PAG4 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| PHENIXFIN CORP | UNSCREENED | 0.37% | no in-house ratios for this holding |
| REVREPO519617AA2 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| REVREPO83190LAF6 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| REVREPO410710AF4 | UNSCREENED | 0.37% | no in-house ratios for this holding |
| REVREPO95787WAA6 | UNSCREENED | 0.36% | no in-house ratios for this holding |
| REVREPO31985RAA2 | UNSCREENED | 0.36% | no in-house ratios for this holding |
| REVREPO87877QAA7 | UNSCREENED | 0.36% | no in-house ratios for this holding |
| REVREPO36166FAF7 | UNSCREENED | 0.36% | no in-house ratios for this holding |
| UVSP UNIVEST FINANCIAL CORP | NON_COMPLIANT | 0.35% | AAOIFI1.6% Usmani0.2% Dow Jones Islamic2.1% S&P Shariah2.4% MSCI Islamic0.2% MSCI Islamic M-Series2.4% FTSE Shariah0.2% |
| VLY VALLEY NATIONAL BANCORP | NON_COMPLIANT | 0.34% | AAOIFI41.6% Usmani5.0% Dow Jones Islamic57.4% S&P Shariah64.9% MSCI Islamic5.0% MSCI Islamic M-Series64.9% FTSE Shariah5.0% |
| CARRINGTON HOLDING CO LL | UNSCREENED | 0.33% | no in-house ratios for this holding |
| GEORGIA BANKING COMPANY, INC | UNSCREENED | 0.33% | no in-house ratios for this holding |
| BBT BEACON FINANCIAL CORP | NON_COMPLIANT | 0.33% | AAOIFI88.2% Usmani10.6% Dow Jones Islamic141.8% S&P Shariah167.3% MSCI Islamic10.6% MSCI Islamic M-Series167.3% FTSE Shariah10.6% |
| NEXBANK CAPITAL INC | UNSCREENED | 0.32% | no in-house ratios for this holding |
| SOUTHERN FINANCIAL CORP | UNSCREENED | 0.32% | no in-house ratios for this holding |
| CITIZENS COMM BANC WI | UNSCREENED | 0.32% | no in-house ratios for this holding |
| BANC BANC OF CALIFORNIA INC | NON_COMPLIANT | 0.32% | AAOIFI224.2% Usmani19.2% Dow Jones Islamic267.0% S&P Shariah317.7% MSCI Islamic19.2% MSCI Islamic M-Series317.7% FTSE Shariah19.2% |
| MBWM MERCANTILE BANK CORP | NON_COMPLIANT | 0.31% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| REVREPO60426PAC8 | UNSCREENED | 0.30% | no in-house ratios for this holding |
| REVREPO173167AC1 | UNSCREENED | 0.30% | no in-house ratios for this holding |
| PEOPLESBANCORP MHC | UNSCREENED | 0.29% | no in-house ratios for this holding |
| UVSP UNIVEST FINANCIAL CORP | NON_COMPLIANT | 0.28% | AAOIFI1.6% Usmani0.2% Dow Jones Islamic2.1% S&P Shariah2.4% MSCI Islamic0.2% MSCI Islamic M-Series2.4% FTSE Shariah0.2% |
| QNTO QUAINT OAK BANCORP INC | NON_COMPLIANT | 0.28% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| NORTHPOINTE BANCSHARES I | UNSCREENED | 0.28% | no in-house ratios for this holding |
| UMBF UMB Financial Corp | NON_COMPLIANT | 0.28% | AAOIFI5.5% Usmani0.8% Dow Jones Islamic7.5% S&P Shariah9.1% MSCI Islamic0.8% MSCI Islamic M-Series9.1% FTSE Shariah0.8% |
| VAST HOLDINGS INC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| BANTERRA CORP | UNSCREENED | 0.27% | no in-house ratios for this holding |
| DIME COMMERCIAL INC | UNSCREENED | 0.27% | no in-house ratios for this holding |
| REVREPO843395AB0 | UNSCREENED | 0.24% | no in-house ratios for this holding |
| PB Prosperity Bancshares Inc | NON_COMPLIANT | 0.23% | AAOIFI24.6% Usmani4.9% Dow Jones Islamic31.8% S&P Shariah34.1% MSCI Islamic4.9% MSCI Islamic M-Series34.1% FTSE Shariah4.9% |
| ANNALY CAPITAL MGMT | UNSCREENED | 0.23% | no in-house ratios for this holding |
| AGNC INVESTMENT CORP | UNSCREENED | 0.23% | no in-house ratios for this holding |
| COMPEER FINANCIAL ACA | UNSCREENED | 0.23% | no in-house ratios for this holding |
| PNC FINANCIAL SERVICES | UNSCREENED | 0.22% | no in-house ratios for this holding |
| REVREPO75970EAD9 | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FRME FIRST MERCHANTS CORP | NON_COMPLIANT | 0.22% | AAOIFI62.3% Usmani7.8% Dow Jones Islamic72.5% S&P Shariah78.0% MSCI Islamic7.8% MSCI Islamic M-Series78.0% FTSE Shariah7.8% |
| NWBI NORTHWEST BANCSHARES INC | NON_COMPLIANT | 0.22% | AAOIFI16.1% Usmani2.1% Dow Jones Islamic21.6% S&P Shariah23.7% MSCI Islamic2.1% MSCI Islamic M-Series23.7% FTSE Shariah2.1% |
| HAFC HANMI FINANCIAL CORP | NON_COMPLIANT | 0.22% | AAOIFI338.7% Usmani40.2% Dow Jones Islamic433.4% S&P Shariah498.5% MSCI Islamic40.2% MSCI Islamic M-Series498.5% FTSE Shariah40.2% |
| RBB RBB BANCORP | NON_COMPLIANT | 0.22% | AAOIFI30.0% Usmani3.2% Dow Jones Islamic39.0% S&P Shariah41.1% MSCI Islamic3.2% MSCI Islamic M-Series41.1% FTSE Shariah3.2% |
| FRBT FORBRIGHT INC | NON_COMPLIANT | 0.22% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| BANK OF NY MELLON CORP | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FIRST CITIZENS BANCSHARE | UNSCREENED | 0.22% | no in-house ratios for this holding |
| OLNEY BANCSHARES TX INC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| MTB M&T Bank Corp | NON_COMPLIANT | 0.22% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| FIDELITY FEDERAL BANCORP | UNSCREENED | 0.22% | no in-house ratios for this holding |
| GEORGIA BANKING CO INC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| OAKSTARS BANCSHARES INC | UNSCREENED | 0.22% | no in-house ratios for this holding |
| BAYFIRST FINANCIAL CORP | UNSCREENED | 0.22% | no in-house ratios for this holding |
| RITM RITHM CAPITAL CORP | NON_COMPLIANT | 0.22% | AAOIFI532.0% Usmani55.3% Dow Jones Islamic565.3% S&P Shariah611.2% MSCI Islamic55.3% MSCI Islamic M-Series611.2% FTSE Shariah55.3% |
| RVRF RIVER FINANCIAL CORP | NON_COMPLIANT | 0.22% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FIRST CITIZENS BANCSHARE | UNSCREENED | 0.22% | no in-house ratios for this holding |
| FNWB FIRST NORTHWEST BANCORP | NON_COMPLIANT | 0.22% | AAOIFI291.8% Usmani14.7% Dow Jones Islamic341.8% S&P Shariah312.5% MSCI Islamic14.7% MSCI Islamic M-Series312.5% FTSE Shariah14.7% |
| FSBC FIVE STAR BANCORP | NON_COMPLIANT | 0.21% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| FIRSTSUN CAPITAL BCORP | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CUBI CUSTOMERS BANCORP INC | NON_COMPLIANT | 0.21% | AAOIFI6.0% Usmani0.6% Dow Jones Islamic7.9% S&P Shariah8.7% MSCI Islamic0.6% MSCI Islamic M-Series8.7% FTSE Shariah0.6% |
| MTB M&T BANK CORPORATION | NON_COMPLIANT | 0.21% | AAOIFI52.5% Usmani8.3% Dow Jones Islamic59.6% S&P Shariah66.0% MSCI Islamic8.3% MSCI Islamic M-Series66.0% FTSE Shariah8.3% |
| PENNYMAC MTGE INVESTMENT | UNSCREENED | 0.21% | no in-house ratios for this holding |
| CBAN COLONY BANKCORP INC | NON_COMPLIANT | 0.21% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| GOLDEN STATE BANK | UNSCREENED | 0.20% | no in-house ratios for this holding |
| Preferred Bank/Los Angeles CA | UNSCREENED | 0.20% | no in-house ratios for this holding |
| First Citizens BancShares Inc/ | UNSCREENED | 0.19% | no in-house ratios for this holding |
| SSB SOUTHSTATE BANK CORP | NON_COMPLIANT | 0.19% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| GCBC Greene County Bancorp Inc | NON_COMPLIANT | 0.19% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| C Citigroup Inc | NON_COMPLIANT | 0.18% | AAOIFI159.2% Usmani13.8% Dow Jones Islamic214.6% S&P Shariah251.0% MSCI Islamic13.8% MSCI Islamic M-Series251.0% FTSE Shariah13.8% |
| COLB Columbia Banking System Inc | NON_COMPLIANT | 0.17% | AAOIFIfail Usmanifail Dow Jones Islamicfail S&P Shariahfail MSCI Islamicfail MSCI Islamic M-Seriesfail FTSE Shariahfail |
| NEWT NEWTEKONE INC | NON_COMPLIANT | 0.17% | AAOIFI154.2% Usmani17.4% Dow Jones Islamic173.8% S&P Shariah181.8% MSCI Islamic17.4% MSCI Islamic M-Series181.8% FTSE Shariah17.4% |
| FULT FULTON FINANCIAL CORP | NON_COMPLIANT | 0.17% | AAOIFI509.7% Usmani67.9% Dow Jones Islamic666.8% S&P Shariah744.2% MSCI Islamic67.9% MSCI Islamic M-Series744.2% FTSE Shariah67.9% |
| Pinnacle Financial Partners In | UNSCREENED | 0.16% | no in-house ratios for this holding |
| LFT LUMENT FINANCE TRUST INC | NON_COMPLIANT | 0.15% | AAOIFI0.0% Usmani0.0% Dow Jones Islamic0.0% S&P Shariah0.0% MSCI Islamic0.0% MSCI Islamic M-Series0.0% FTSE Shariah0.0% |
| REVREPO144523AG2 | UNSCREENED | 0.15% | no in-house ratios for this holding |
All 7 published standards agree about this fund to within 0.5 points of portfolio weight.
These bars are the financial-ratio result under each standard — debt, receivables and interest income. They do not screen what the business does, so a holding can pass every ratio here and still be questionable or non-compliant on activity. The blended verdict above accounts for both.
ratios pass on 0.0% ratios fail on 55.5% 107.2% not rated under AAOIFI
ratios pass on 0.5% ratios fail on 42.5% 119.8% not rated under Usmani
ratios pass on 0.0% ratios fail on 55.3% 107.4% not rated under Dow Jones Islamic
ratios pass on 0.0% ratios fail on 55.3% 107.4% not rated under S&P Shariah
ratios pass on 0.5% ratios fail on 42.5% 119.8% not rated under MSCI Islamic
ratios pass on 0.0% ratios fail on 55.3% 107.4% not rated under MSCI Islamic M-Series
ratios pass on 0.5% ratios fail on 42.5% 119.8% not rated under FTSE Shariah
77 of 266 listed holdings carry our own per-methodology verdicts (55% of weight). The rest hold a provider verdict with no methodology breakdown, and are counted as rated by none. Of those, 70 (53% of weight) also carry the underlying debt ratio; the rest show a verdict without the figure behind it.
Methodology breakdown computing — it will appear here on its own.
Whether the technical picture shows an edge right now. Separate from the Sharia verdict, which this side never overrides.
The factors behind the read, each shown with the figure it rests on, including the ones pointing the other way.
Computing the full ratio and business-activity breakdown for FINS — this runs off the critical path so the page paints first. It will appear here on its own.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally below. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 40.40 | NEUTRAL |
| Stochastic %K (14) | 34.18 | NEUTRAL |
| CCI (20) | -47.79 | NEUTRAL |
| Williams %R (14) | -65.82 | NEUTRAL |
| MACD (12,26,9) | 0.01 | BUY |
| ROC (10) | 0.34 | BUY |
| Momentum (10) | 0.04 | BUY |
| EMA (10) | 11.95 | BUY |
| SMA (10) | 11.91 | BUY |
| EMA (20) | 12.04 | SELL |
| SMA (20) | 12.03 | SELL |
| EMA (30) | 12.11 | SELL |
| SMA (30) | 12.19 | SELL |
| EMA (50) | 12.19 | SELL |
| SMA (50) | 12.28 | SELL |
| EMA (100) | 12.24 | SELL |
| SMA (100) | 12.31 | SELL |
| EMA (200) | 12.20 | SELL |
| SMA (200) | 12.26 | SELL |
No real edge — avoid
Market structure by timeframe, read from real bars. A bias per timeframe rather than a forecast — timeframes disagreeing is information, not noise.
| Timeframe | Bias | Bars |
|---|---|---|
| 📅 Daily | RANGING | 41 |
| 🕐 1H | RANGING | 55 |
| ⏱ 15-Min | BULLISH | 130 |
| ⏲ 5-Min | BEARISH | 234 |
Rate of change and relative volume against this symbol's own recent history. Momentum describes what price has done; it is not a claim about what it will do.
How the rest of the sector moved over the same window. Context for a price move, never a cause of one.
Peer movement computing — it will appear here on its own.
The questions worth asking about any verdict on this page, answered plainly.
No. HTR reads the fund's filed holdings and screens each one, then reports the result by weight. A fund marketed as Islamic still gets the same look-through as any other.
It is the share of the fund whose holdings HTR cannot cover far enough to rate. It is reported as unrated rather than counted as compliant, because a holding nobody screened should not look like one that passed.
It matters, and it is noted, but it does not replace the look-through. The board's judgement and the holdings screen are shown separately so you can see when they agree and when they do not.
When the fund files new holdings, and on a rolling basis besides. The date on the verdict above is the last time this fund was actually recomputed.
Open research, not a fatwa. HTR applies published screening standards to filings and publishes what they say, including when they disagree. Nothing here is financial advice or a recommendation to buy or sell. Verdicts can change when new filings land.
Same screen, different answers. Comparison is where the standards disagreeing becomes useful rather than confusing.
Peer screening computing — it will appear here on its own.
Insider transactions reported in the last ninety days. Insiders sell for reasons that have nothing to do with a view, so a sale on its own is not a signal.
NO DATA 0 buys · 0 sells
The weekly CFTC Commitments of Traders report for the broad market it tracks, not for this symbol. Positioning context for the tape — it says nothing about this company.
NEUTRAL report date 2026-10-06 · Asset managers net 906615 (+2612)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.