Echo Investment S.A. (ECH.WA) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-28). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. ECH.WA files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: cleared (no excluded categories detected)
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 156.77% | 30.00% | Fail |
| Interest-bearing investments | 17.85% | 30.00% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 50.41% | 33.00% | Fail |
| Interest-bearing investments | 5.74% | 33.00% | Pass |
| Non-liquid assets | 92.61% | at least 20.00% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 50.41% | 33.33% | Fail |
| Cash + interest-bearing securities | 5.74% | 33.33% | Pass |
| Accounts receivable | 7.39% | 33.33% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 50.41% | 33.33% | Fail |
| Cash + interest-bearing securities | 5.74% | 33.33% | Pass |
| Accounts receivable | 7.39% | 50.00% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 200.14% | 33.00% | Fail |
| Cash + interest-bearing securities | 22.79% | 33.00% | Pass |
| Accounts receivable | 6.56% | 33.00% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 213.07% | 33.00% | Fail |
| Cash + interest-bearing securities | 24.26% | 49.00% | Pass |
| Accounts receivable | 6.99% | 49.00% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 213.07% | 33.33% | Fail |
| Cash + interest-bearing securities | 24.26% | 33.33% | Pass |
| Accounts receivable | 31.24% | 49.00% | Pass |
| Non-permissible income | 2.34% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 59.60 | NEUTRAL |
| Stochastic %K (14) | 62.50 | NEUTRAL |
| CCI (20) | 64.89 | NEUTRAL |
| Williams %R (14) | -37.50 | NEUTRAL |
| MACD (12,26,9) | -0.00 | SELL |
| ROC (10) | 2.25 | BUY |
| Momentum (10) | 0.12 | BUY |
| EMA (10) | 5.37 | BUY |
| SMA (10) | 5.34 | BUY |
| EMA (20) | 5.32 | BUY |
| SMA (20) | 5.38 | BUY |
| EMA (30) | 5.27 | BUY |
| SMA (30) | 5.25 | BUY |
| EMA (50) | 5.18 | BUY |
| SMA (50) | 5.14 | BUY |
| EMA (100) | 5.04 | BUY |
| SMA (100) | 4.95 | BUY |
| EMA (200) | 4.89 | BUY |
| SMA (200) | 4.86 | BUY |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Real Estate · Real Estate - Diversified
Echo Investment S.A. engages in the construction, lease, and sale of office, retail, and residential buildings in Poland. It sells residential and commercial spaces within residential projects; The company also trades in real estate properties; and rents apartments. In addition, it provides advisory, managerial, legal, and other services; organization and management of tenders for construction works, and supervision and coordination of construction works, as well as customer services; and brokerage, accounting, legal, consulting, IT, financial, marketing, and other services. The company was incorporated in 1992 and is headquartered in Kielce, Poland. Echo Investment S.A. operates as a subsidiary of Lisala Sp. z o.o.
Background via Yahoo Finance — informational, not part of the verdict.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.
