US EQUITIES CLOSED CRYPTO 24/7
HALAL TRADING ROOM Sharia-screened signals
TERMINAL
DF

DFY.TO

Stock Definity Financial Corporation
$70.35

Toronto Stock Exchange · Financials · CA

Sharia status
NOT COMPLIANT
Per In-house ratio engine
3 of 3 pass our own screen
HTR non-permissible income 4.56%

Aggregator data No regulatory filing is available for this symbol, so these ratios are computed from a third-party market-data provider rather than from a filing. Treat them as weaker evidence than a filing-sourced verdict: the provider standardizes figures without publishing how.

Methodology breakdown (0/7 compliant)
AAOIFI ● FAIL
Debt ratio 13.6% (< 30%)
Investments ratio 7.1% (< 30%)
Non permissible income ratio 4.6% (< 5%)
Usmani ● FAIL
Debt ratio 12.6% (< 33%)
Investments ratio 6.3% (< 33%)
Nonliquid assets ratio 90.3% (< 20%)
Non permissible income ratio 4.6% (< 5%)
Net liquid assets no data
Dow Jones ● FAIL
S&P Shariah ● FAIL
MSCI ● FAIL
Debt ratio 12.2% (< 33%)
Cash and interest ratio 6.3% (< 33%)
Receivables ratio 9.7% (< 33%)
Non permissible income ratio 4.6% (< 5%)
MSCI M ● FAIL
FTSE ● FAIL
Debt ratio 12.2% (< 33%)
Cash and interest ratio 6.3% (< 33%)
Receivables ratio 9.7% (< 50%)
Non permissible income ratio 4.6% (< 5%)

Business activity Conventional interest-based banking or insurance

ℹ️ Ratios above can still show Pass — business activity is a separate, hard gate that overrides a clean ratio result.

🔎 Data provenance — sourcing & safeguards behind these numbers

Source: Yahoo Finance fundamentals (Tier-4 provider, no filing available) · Balance sheet as of 2025-12-31 · Income statement as of 2025-12-31

Real XBRL tags pulled from the issuer's own filing:
Total assets yahoo:annualTotalAssets
Debt yahoo:annualTotalDebt
Investments yahoo:annualCashCashEquivalentsAndShortTermInvestments
Receivables yahoo:annualAccountsReceivable
Interest income yahoo:annualInterestIncome
Total revenue yahoo:annualTotalRevenue
Operating revenue yahoo:annualOperatingRevenue
Total liabilities yahoo:annualTotalLiabilitiesNetMinorityInterest
Lease liabilities yahoo:annualCapitalLeaseObligations
🕌Open research, not a fatwa — verify with your own scholar.
Trade setup SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

Definity Financial Corporation (DFY.TO) is currently considered not halal (non-compliant), per In-house ratio engine. See the full ratio breakdown and business-activity screen below for the reasoning.

⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies Definity Financial Corporation under conventional insurance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.

Market & analysts
Price target
$87.64
+24.6% · 11 analysts
Institutional own.
69.1%
of shares
NON-COMPLIANT
Sharia compliance
4.56%
Non-permissible income — HTR, from filings (2025-12-31)
$87.64
Price target (+24.6%) · 11 analysts
69.1%
Institutional ownership

🕌 In-house Compliance Research

3 of 3 pass our own screen

Research only, not the primary verdict above — computed from SEC EDGAR filings and business-activity classification, same as the Discord bot's !halal command.

Business activity: Conventional interest-based banking or insurance

AAOIFI Standard 21 (% of market cap) — Pass
Debt ratio 13.6% (< 30%)
Investments ratio 7.1% (< 30%)
Non permissible income ratio 4.6% (< 5%)
Usmani (% of total assets) — Unverified
Debt ratio 12.6% (< 33%)
Investments ratio 6.3% (< 33%)
Nonliquid assets ratio 90.3% (< 20%)
Non permissible income ratio 4.6% (< 5%)
Net liquid assets no data
Dow Jones Islamic Market (% of 24-mo avg market cap) — Unverified
S&P Shariah Indices (% of 36-mo avg market cap) — Unverified
MSCI Islamic Index (% of total assets) — Pass
Debt ratio 12.2% (< 33%)
Cash and interest ratio 6.3% (< 33%)
Receivables ratio 9.7% (< 33%)
Non permissible income ratio 4.6% (< 5%)
MSCI Islamic M-Series (% of 36-mo avg market cap) — Unverified
FTSE Shariah Global Equity Index Series (% of total assets) — Pass
Debt ratio 12.2% (< 33%)
Cash and interest ratio 6.3% (< 33%)
Receivables ratio 9.7% (< 50%)
Non permissible income ratio 4.6% (< 5%)
🔎 Data provenance — sourcing & safeguards behind these numbers

Source: Yahoo Finance fundamentals (Tier-4 provider, no filing available) · Balance sheet as of 2025-12-31 · Income statement as of 2025-12-31

Real XBRL tags pulled from the issuer's own filing (auditable against it directly):
Total assets yahoo:annualTotalAssets
Debt yahoo:annualTotalDebt
Investments yahoo:annualCashCashEquivalentsAndShortTermInvestments
Receivables yahoo:annualAccountsReceivable
Interest income yahoo:annualInterestIncome
Total revenue yahoo:annualTotalRevenue
Operating revenue yahoo:annualOperatingRevenue
Total liabilities yahoo:annualTotalLiabilitiesNetMinorityInterest
Lease liabilities yahoo:annualCapitalLeaseObligations

Combined verdict: AAOIFI Non Compliant Usmani Non Compliant Dow Jones Islamic Non Compliant S&P Shariah Non Compliant MSCI Islamic Non Compliant MSCI Islamic M Non Compliant FTSE Shariah Non Compliant

ℹ️ Every methodology's ratios above show Pass, but the combined verdict is Non-Compliant anyway because the business-activity screen flagged Conventional interest-based banking or insurance — business activity is a hard gate that overrides a clean ratio result.

81.5376.6171.6866.7561.832025-09-122026-03-132026-09-11

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance
S3
67.87
S2
68.70
S1
69.58
PIVOT
70.41
R1
71.30
R2
72.13
R3
73.01

Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.

Price Forecast

7-day expected range
66.93 76.13
±6.43% from 71.53, made 2026-09-04 · resolves 2026-09-11
STRONG SELL
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 22382 forecast(s) are currently open and will be scored automatically when their horizon expires.

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

Technical Summary

STRONG SELL
19 indicators
OscillatorsNEUTRAL
3 buy · 1 neutral · 3 sell
Moving averagesSTRONG SELL
0 buy · 0 neutral · 12 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)32.60NEUTRAL
Stochastic %K (14)14.87BUY
CCI (20)-152.29BUY
Williams %R (14)-85.13BUY
MACD (12,26,9)-0.32SELL
ROC (10)-3.19SELL
Momentum (10)-2.32SELL
EMA (10)71.96SELL
SMA (10)72.34SELL
EMA (20)73.35SELL
SMA (20)73.43SELL
EMA (30)74.12SELL
SMA (30)75.39SELL
EMA (50)74.38SELL
SMA (50)76.54SELL
EMA (100)73.19SELL
SMA (100)72.58SELL
EMA (200)71.76SELL
SMA (200)70.80SELL

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

About Definity Financial Corporation

Financial Services · Insurance - Property & Casualty

Definity Financial Corporation, together with its subsidiaries, offers property and casualty insurance products in Canada. It provides personal insurance products, including auto, property, and pet insurance products to individuals under the Economical, Sonnet, Family, and Petline brands; and commercial insurance products, includes fleet, commercial auto, property, liability, and specialty insurance products to businesses. The company distributes its products on a primarily intermediated basis and through brokers, as well as directly to customers. It markets its commercial insurance products to small businesses and mid-market companies. The company was formerly known as Economical Holdings Corporation and changed its name to Definity Financial Corporation in August 2021. Definity Financial Corporation was founded in 1871 and is headquartered in Waterloo, Canada.

definityfinancial.com ↗

Background via Yahoo Finance — informational, not part of the verdict.

SMC — Top Down

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Peer Movement

Peer movement computing — it will appear here on its own.

Insider Activity (90d)

NO DATA   0 buys · 0 sells

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

NEUTRAL   report date 2026-09-08 · Asset managers net 912361 (-21819)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.