Bien Yapi Urunleri Sanayi Turizm ve Ticaret A.S. (BIENY.IS) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-28). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. BIENY.IS files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: cleared (no excluded categories detected)
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 66.15% | 30.00% | Fail |
| Interest-bearing investments | 6.56% | 30.00% | Pass |
| Non-permissible income | 0.57% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 19.37% | 33.00% | Pass |
| Interest-bearing investments | 1.92% | 33.00% | Pass |
| Non-liquid assets | 73.61% | at least 20.00% | Pass |
| Non-permissible income | 0.57% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 19.37% | 33.33% | Pass |
| Cash + interest-bearing securities | 1.92% | 33.33% | Pass |
| Accounts receivable | 26.39% | 33.33% | Pass |
| Non-permissible income | 0.57% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 19.37% | 33.33% | Pass |
| Cash + interest-bearing securities | 1.92% | 33.33% | Pass |
| Accounts receivable | 26.39% | 50.00% | Pass |
| Non-permissible income | 0.57% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 42.47% | 33.00% | Fail |
| Cash + interest-bearing securities | 4.21% | 33.00% | Pass |
| Accounts receivable | 53.66% | 33.00% | Fail |
| Non-permissible income | 0.57% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 37.71% | 33.00% | Fail |
| Cash + interest-bearing securities | 3.74% | 49.00% | Pass |
| Accounts receivable | 47.64% | 49.00% | Pass |
| Non-permissible income | 0.57% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 37.71% | 33.33% | Fail |
| Cash + interest-bearing securities | 3.74% | 33.33% | Pass |
| Accounts receivable | 51.38% | 49.00% | Fail |
| Non-permissible income | 0.57% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 37.90 | NEUTRAL |
| Stochastic %K (14) | 3.17 | BUY |
| CCI (20) | -129.43 | BUY |
| Williams %R (14) | -96.83 | BUY |
| MACD (12,26,9) | -0.17 | SELL |
| ROC (10) | -10.04 | SELL |
| Momentum (10) | -2.26 | SELL |
| EMA (10) | 20.96 | SELL |
| SMA (10) | 21.25 | SELL |
| EMA (20) | 21.16 | SELL |
| SMA (20) | 21.43 | SELL |
| EMA (30) | 21.26 | SELL |
| SMA (30) | 21.00 | SELL |
| EMA (50) | 21.53 | SELL |
| SMA (50) | 21.26 | SELL |
| EMA (100) | 22.58 | SELL |
| SMA (100) | 22.63 | SELL |
| EMA (200) | 25.40 | SELL |
| SMA (200) | 23.67 | SELL |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Industrials · Building Products & Equipment
Bien Yapi Urunleri Sanayi Turizm ve Ticaret A.S. manufactures and sells ceramics, floor tiles, ceramic tiles, and vitrified materials in Turkey. It offers ceramic sanitary ware; faucets; shower systems; bathroom accessories; and cisterns, flush plates, toilet seats, ceramic pop-up waste products. The company exports its products. Bien Yapi Urunleri Sanayi Turizm Ve Ticaret Anonim Sirketi was incorporated in 1987 and is based in Istanbul, Turkey.
Background via Yahoo Finance — informational, not part of the verdict.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-08 · Asset managers net 912361 (-21819)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.