Americanas S.A. (AMER3.SA) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-28). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-12-31. AMER3.SA files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: cleared (no excluded categories detected)
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 872.86% | 30.00% | Fail |
| Interest-bearing investments | 100.43% | 30.00% | Fail |
| Non-permissible income | 1.21% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 56.38% | 33.00% | Fail |
| Interest-bearing investments | 6.49% | 33.00% | Pass |
| Non-liquid assets | 84.49% | at least 20.00% | Pass |
| Non-permissible income | 1.21% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 56.38% | 33.33% | Fail |
| Cash + interest-bearing securities | 6.49% | 33.33% | Pass |
| Accounts receivable | 15.51% | 33.33% | Pass |
| Non-permissible income | 1.21% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 56.38% | 33.33% | Fail |
| Cash + interest-bearing securities | 6.49% | 33.33% | Pass |
| Accounts receivable | 15.51% | 50.00% | Pass |
| Non-permissible income | 1.21% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 996.16% | 33.00% | Fail |
| Cash + interest-bearing securities | 114.61% | 33.00% | Fail |
| Accounts receivable | 159.52% | 33.00% | Fail |
| Non-permissible income | 1.21% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 1130.57% | 33.00% | Fail |
| Cash + interest-bearing securities | 130.08% | 49.00% | Fail |
| Accounts receivable | 181.04% | 49.00% | Fail |
| Non-permissible income | 1.21% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 1130.57% | 33.33% | Fail |
| Cash + interest-bearing securities | 130.08% | 33.33% | Fail |
| Accounts receivable | 311.12% | 49.00% | Fail |
| Non-permissible income | 1.21% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset
Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 62.70 | NEUTRAL |
| Stochastic %K (14) | 76.30 | NEUTRAL |
| CCI (20) | 87.63 | NEUTRAL |
| Williams %R (14) | -23.70 | NEUTRAL |
| MACD (12,26,9) | 0.08 | BUY |
| ROC (10) | 9.79 | BUY |
| Momentum (10) | 0.47 | BUY |
| EMA (10) | 5.13 | BUY |
| SMA (10) | 5.13 | BUY |
| EMA (20) | 4.86 | BUY |
| SMA (20) | 4.65 | BUY |
| EMA (30) | 4.71 | BUY |
| SMA (30) | 4.61 | BUY |
| EMA (50) | 4.61 | BUY |
| SMA (50) | 4.30 | BUY |
| EMA (100) | 4.73 | BUY |
| SMA (100) | 4.76 | BUY |
| EMA (200) | 5.09 | BUY |
| SMA (200) | 5.14 | BUY |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Consumer Cyclical · Internet Retail
Americanas S.A. operates in the e-commerce business in Brazil. It offers e-commerce digital platforms for various digital solutions. The company operates americanas.com, an online store with various products; Ame, a platform for financial and non-financial products and services; and Puket, an online apparel platform; MinD, an online design and home decoration platform. In addition, it operates physical stores and multi-brand e-commerce channels under the Imaginarium brand; and a retail chain of fruits, vegetables, and greens under Hortifruti Natural da Terra brand, as well as provides Lovebrands, an online platform that offers various products and services; Skoob, a virtual library platform. Americanas S.A. was founded in 1999 and is headquartered in Rio De Janeiro, Brazil.
Background via Yahoo Finance — informational, not part of the verdict.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.
