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HALAL TRADING ROOM Sharia-screened signals
TERMINAL
85

8524.T

$1298.00
Sharia status
NOT COMPLIANT
Per In-house ratio engine · assessed 2026-08-26
HTR non-permissible income 60.14%
🕌Open research, not a fatwa — verify with your own scholar.
Trade setup SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

North Pacific Bank,Ltd. (8524.T) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-26). See the full ratio breakdown and business-activity screen below for the reasoning.

⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies North Pacific Bank,Ltd. under conventional finance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.

Market & analysts
Price target
$1000.00
-23.0% · 1 analysts
Institutional own.
40.8%
of shares
NON-COMPLIANT
Sharia compliance
60.14%
Non-permissible income — HTR, from filings (2026-03-31)
$1000.00
Price target (-23.0%) · 1 analysts
40.8%
Institutional ownership
1,334.001,167.741,001.47835.21668.942025-09-112026-03-172026-09-11

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance
S3
1215.00
S2
1233.00
S1
1263.00
PIVOT
1281.00
R1
1311.00
R2
1329.00
R3
1359.00

Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.

Price Forecast

7-day expected range
1201.24 1394.76
±7.45% from 1298, made 2026-09-11 · resolves 2026-09-18
STRONG BUY
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 22047 forecast(s) are currently open and will be scored automatically when their horizon expires.

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

Technical Summary

STRONG BUY
19 indicators
OscillatorsSTRONG SELL
0 buy · 4 neutral · 3 sell
Moving averagesSTRONG BUY
11 buy · 0 neutral · 1 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)54.70NEUTRAL
Stochastic %K (14)56.14NEUTRAL
CCI (20)-12.88NEUTRAL
Williams %R (14)-43.86NEUTRAL
MACD (12,26,9)-5.74SELL
ROC (10)-0.61SELL
Momentum (10)-8.00SELL
EMA (10)1296.57BUY
SMA (10)1306.80SELL
EMA (20)1283.95BUY
SMA (20)1290.90BUY
EMA (30)1265.56BUY
SMA (30)1266.17BUY
EMA (50)1226.74BUY
SMA (50)1231.78BUY
EMA (100)1145.31BUY
SMA (100)1116.41BUY
EMA (200)1021.46BUY
SMA (200)1014.06BUY

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

About North Pacific Bank,Ltd.

Financial Services · Banks - Regional

North Pacific Bank,Ltd. provides various banking products and services for individuals and corporations in Japan. The company offers savings, foreign currency, and time deposits; financial product and online financial product intermediation; government and public bonds for individuals; fund wrap; and investment trusts. It also provides home, car, education, home renovation, card, and personal loans; insurance and online insurance products; inheritance and trust related products; deposits for educational donations; and defined contribution pension. In addition, the company offers debit and credit cards; air post; web account transfer reception services; bank pay; ATM service; and payment services. Further, it engages in the dispatching of general workers business. The company was formerly known as Hokuyo Sogo Bank, Ltd. and changed its name to North Pacific Bank,Ltd. in 1989. North Pacific Bank,Ltd. was incorporated in 1917 and is headquartered in Sapporo, Japan.

hokuyobank.co.jp ↗

Background via Yahoo Finance — informational, not part of the verdict.

🕌 In-house Ratio Research — EDINET XBRL (Japan)

Research only, not the primary verdict above — SEC EDGAR (the source for the main in-house research card, if shown) has no data for this symbol, so this is computed from a real, country-specific filing instead. Business-activity screening isn't part of this check.

AAOIFI Standard 21 (% of market cap) — Unverified
Debt ratio no data
Investments ratio partial no data
Non permissible income ratio no data
Usmani (% of total assets) — Unverified
Debt ratio no data
Investments ratio partial no data
Non permissible income ratio no data

Based on the filing period ending 2026-03-31, figures in JPY.

SMC — Top Down

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Peer Movement

Peer movement computing — it will appear here on its own.

Insider Activity (90d)

NO DATA   0 buys · 0 sells

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

NEUTRAL   report date 2026-09-01 · Asset managers net 934180 (-19048)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.