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HALAL TRADING ROOM Sharia-screened signals
TERMINAL
83

8395.T

Stock The Bank of Saga Ltd.
$6600.00

Tokyo Stock Exchange · Financial Services · JP

Sharia status
NOT COMPLIANT
Per In-house ratio engine · assessed 2026-08-27
HTR non-permissible income 62.37%
🕌Open research, not a fatwa — verify with your own scholar.
Trade setup SEPARATE FROM SHARIAH
No trade setup shown — a stock that isn't cleanly Sharia-compliant never gets a bullish verdict here.

The Bank of Saga Ltd. (8395.T) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-27). See the full ratio breakdown and business-activity screen below for the reasoning.

⚠️ Financial ratios are only half the screen, and this verdict does not rest on them. Our business-activity screen classifies The Bank of Saga Ltd. under conventional finance, which is an excluded sector — so the verdict is non-compliant even though some ratios below pass. Business activity is a hard gate that ratio math never captures.

Market & analysts
Institutional own.
27.6%
of shares
NON-COMPLIANT
Sharia compliance
62.37%
Non-permissible income — HTR, from filings (2026-03-31)
27.6%
Institutional ownership
6,750.005,788.944,827.893,866.832,905.782025-09-122026-03-172026-09-11

Pinch or scroll to zoom · drag to pan — both axes move · double-click to reset

Support & Resistance
S3
6090.00
S2
6200.00
S1
6390.00
PIVOT
6500.00
R1
6690.00
R2
6800.00
R3
6990.00

Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.

Price Forecast

7-day expected range
5,963.37 7,176.63
±9.23% from 6,570.00, made 2026-09-05 · resolves 2026-09-12
STRONG BUY
from 19 indicators
Not enough resolved predictions yet — 0 of 10 needed before we publish an accuracy figure. 22583 forecast(s) are currently open and will be scored automatically when their horizon expires.

The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.

Technical Summary

STRONG BUY
19 indicators
OscillatorsSTRONG SELL
0 buy · 4 neutral · 3 sell
Moving averagesSTRONG BUY
12 buy · 0 neutral · 0 sell
Every indicator, and what it reads
IndicatorValueSignal
RSI (14)58.90NEUTRAL
Stochastic %K (14)69.39NEUTRAL
CCI (20)16.87NEUTRAL
Williams %R (14)-30.61NEUTRAL
MACD (12,26,9)-29.61SELL
ROC (10)-0.45SELL
Momentum (10)-30.00SELL
EMA (10)6513.03BUY
SMA (10)6535.00BUY
EMA (20)6421.46BUY
SMA (20)6505.00BUY
EMA (30)6306.09BUY
SMA (30)6287.00BUY
EMA (50)6099.62BUY
SMA (50)6031.60BUY
EMA (100)5696.04BUY
SMA (100)5632.75BUY
EMA (200)5000.02BUY
SMA (200)5029.78BUY

Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.

About The Bank of Saga Ltd.

Financial Services · Banks - Regional

The Bank of Saga Ltd. provides various banking products and services in Japan. The company offers web account, fixed term deposits, foreign currency deposits, and investment trusts; home, auto, educational, card, easy, agriculture, syndicated loans, and other loans for corporate and sole proprietor customers; medical, nursing care, personal pension, single payment, and internet insurance; and internet banking. It also provides venture business collaboration and support system, private placement bonds, project finance, credit card, and subsidy application support; corporate internet banking service, web invoice creation service, corporate FX IB Services, EB services, direct payment service for national and local taxes, electronic bill of exchange service, utility billing service, cashless merchant service, overseas business consulting, and web account transfer and fund transfer services. In addition, the company offers consulting services, recruitment, market development, business succession support, crowdfunding, carbon neutral services, listing support, advertising services, and zero carbon system. The company was founded in 1882 and is headquartered in Saga, Japan.

sagabank.co.jp ↗

Background via Yahoo Finance — informational, not part of the verdict.

🕌 In-house Ratio Research — EDINET XBRL (Japan)

Research only, not the primary verdict above — SEC EDGAR (the source for the main in-house research card, if shown) has no data for this symbol, so this is computed from a real, country-specific filing instead. Business-activity screening isn't part of this check.

AAOIFI Standard 21 (% of market cap) — Unverified
Debt ratio no data
Investments ratio partial no data
Non permissible income ratio no data
Usmani (% of total assets) — Unverified
Debt ratio no data
Investments ratio partial no data
Non permissible income ratio no data

Based on the filing period ending 2026-03-31, figures in JPY.

SMC — Top Down

Not enough price history yet for a smart-money structure read on any timeframe.

Momentum & Volume

Peer Movement

Peer movement computing — it will appear here on its own.

Insider Activity (90d)

NO DATA   0 buys · 0 sells

COT Positioning — E-MINI S&P 500 - CHICAGO MERCANTILE EXCHANGE

NEUTRAL   report date 2026-09-08 · Asset managers net 912361 (-21819)

AI Summary

Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.

Tell us what's working, what's confusing, or what you want to see next — read by a real person, not a form that goes nowhere.