GMO Payment Gateway, Inc. (3769.T) is currently considered not halal (non-compliant), per In-house ratio engine (last assessed 2026-08-26). See the full ratio breakdown and business-activity screen below for the reasoning.
⚠️ Financial ratios are only half the screen. A company whose core business is in an excluded sector — weapons/defense, alcohol, gambling, conventional (interest-based) finance, tobacco, pork, or adult entertainment — is non-compliant even if every debt and income ratio passes. So passing ratios below don't override this verdict; check the business-activity screen for the reason.
Computed from Yahoo Finance fundamentals (Tier-4 provider, no filing available), balance sheet as of 2025-09-30. 3769.T files no SEC reports, so these ratios come from the issuer's own published statements rather than XBRL.
Business activity: cleared (no excluded categories detected)
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 9.51% | 30.00% | Pass |
| Interest-bearing investments | 33.24% | 30.00% | Fail |
| Non-permissible income | 1.00% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.53% | 33.00% | Pass |
| Interest-bearing investments | 54.28% | 33.00% | Fail |
| Non-liquid assets | 39.78% | at least 20.00% | Pass |
| Non-permissible income | 1.00% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.53% | 33.33% | Pass |
| Cash + interest-bearing securities | 54.28% | 33.33% | Fail |
| Accounts receivable | 60.22% | 33.33% | Fail |
| Non-permissible income | 1.00% | 5.00% | Pass |
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 15.53% | 33.33% | Pass |
| Cash + interest-bearing securities | 54.28% | 33.33% | Fail |
| Accounts receivable | 60.22% | 50.00% | Fail |
| Non-permissible income | 1.00% | 5.00% | Pass |
Scored against a trailing-average market cap (24-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 9.40% | 33.00% | Pass |
| Cash + interest-bearing securities | 32.87% | 33.00% | Pass |
| Accounts receivable | 3.59% | 33.00% | Pass |
| Non-permissible income | 1.00% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 9.50% | 33.00% | Pass |
| Cash + interest-bearing securities | 33.22% | 49.00% | Pass |
| Accounts receivable | 3.63% | 49.00% | Pass |
| Non-permissible income | 1.00% | 5.00% | Pass |
Scored against a trailing-average market cap (36-month), share-weighted by the issuer's own reported share counts — not today's market cap.
| Ratio | Value | Threshold | Result |
|---|---|---|---|
| Interest-bearing debt | 9.50% | 33.33% | Pass |
| Cash + interest-bearing securities | 33.22% | 33.33% | Pass |
| Accounts receivable | 36.86% | 49.00% | Pass |
| Non-permissible income | 1.00% | 5.00% | Pass |
Research only, not investment advice. Thresholds are each standard-setter's published limits; a ratio marked “at least” is a floor, not a ceiling.
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Classic floor-trader pivots from the last completed daily bar. Highlighted pills are the levels bracketing the current price.
The range is measured volatility (ATR over the horizon), not a target — a wider band means a more volatile asset, not a stronger view. The direction is the indicator tally above. Every forecast is recorded when made and scored against the real price when it comes due, including the wrong ones. Not a recommendation, and not a fatwa.
| Indicator | Value | Signal |
|---|---|---|
| RSI (14) | 32.90 | NEUTRAL |
| Stochastic %K (14) | 7.29 | BUY |
| CCI (20) | -148.99 | BUY |
| Williams %R (14) | -92.71 | BUY |
| MACD (12,26,9) | -103.82 | SELL |
| ROC (10) | -13.87 | SELL |
| Momentum (10) | -1335.00 | SELL |
| EMA (10) | 8749.76 | SELL |
| SMA (10) | 8799.50 | SELL |
| EMA (20) | 9029.09 | SELL |
| SMA (20) | 9074.90 | SELL |
| EMA (30) | 9158.55 | SELL |
| SMA (30) | 9370.93 | SELL |
| EMA (50) | 9200.12 | SELL |
| SMA (50) | 9536.18 | SELL |
| EMA (100) | 9057.38 | SELL |
| SMA (100) | 8917.87 | SELL |
| EMA (200) | 8952.60 | SELL |
| SMA (200) | 8906.52 | SELL |
Standard indicator thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20, MACD histogram sign, price vs. average) computed on daily bars. A summary of what common indicators say — not a recommendation, and not this site's own trading verdict.
Technology · Software - Infrastructure
GMO Payment Gateway, Inc., together with its subsidiaries, engages in the provision of payment related and financial services in Japan and internationally. It offers online payment system, such as PG multi-payment service, a payment system that allows to select payment methods, such as credit card, carrier, bank transfer, payment after delivery, and CVS payment services; Ginko Pay Base System, a smartphone app that enables payments to be made by an immediate debit from the bank account; and GMO-PG processing platform, solutions for payment processing business. The company also provides face to face use services, including cashless platform, infrastructure of payment, and cooperation; pay payer system, such as paypay, d payment, Rakuten pay online payment, amazon pay, merpay, and AEON pay services; and business to business and buy now pay later services. In addition, it offers payment agency services in the online and recurring billing, and face-to-face field; banking as a service; lending; remittance; and instant salary receipt services. Further, the company provides marketing support services for listing ads that use Yahoo! Promotional advertising, and Google AdWords; and administrative services for Facebook Ads, Google Analytics, etc. Additionally, the company offers website analysis support, consulting, and other support services. The company was incorporated in 1995 and is headquartered in Tokyo, Japan.
Background via Yahoo Finance — informational, not part of the verdict.
Research only, not the primary verdict above — SEC EDGAR (the source for the main in-house research card, if shown) has no data for this symbol, so this is computed from a real, country-specific filing instead. Business-activity screening isn't part of this check.
Based on the filing period ending 2025-09-30, figures in JPY.
Peer movement computing — it will appear here on its own.
NO DATA 0 buys · 0 sells
NEUTRAL report date 2026-09-01 · Asset managers net 934180 (-19048)
Plain-language summary of the evidence already on this page — the Sharia screen, structure, momentum, and order flow above. It explains the read; it doesn't make the call. Generated on demand (a live AI call), never run automatically.